A quick question that some kind soul will know the answer to. My son was insured with Aviva and at renewal time they declined to renew. It is not a decision based on his driving record or where he lives but a business decision. It doesn't not have to be declared as a declination on another insurance application.

It is a high spec electric car which is working well. Has anyone else been declined? Does anyone know exactly why?

Also, take this as a warning that at least one car insurer may not renew or indeed offer you a quote having previously done so.

Most of the proposals I've seen do ask if cover has been declined by others.

I've only been declined once, that was for a vehicle that had been a previous constructive write-off with only cosmetic damage.

Probably best to declare it.

It won't be necessary to declare this. Aviva clearly state thid and appear to want to target a different market but for the life of me I cannot think why. Model? Electric?

That my son doesn't have to declare it suggests it isn't personal. Yes Junior has fallen out with dealers but that was warranty work.

Intriguing.

@Practicaldriver What car has your son got? Some Companies are quoting ridiculous prices to cover a BEV. Some like Aviva might just want out of insuring BEV,s of certain makes. Very expensive to repair and parts difficult to get, and ridiculously fast. . I have Insured my BEV for half i paid last year with Admiral, and they wanted hundreds more this year compared to last. 20 years NCD last Year, 21 years now. They just do 9 Years, Now covered and Mirrored for my Pickup.

Edited 21 August21 Aug by Evolution13

Topic moved to Insurance & Legal Issues

Hi.

If your son needs any help with insurance at all then please feel free to drop me a line.

Regards,

Dan.