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panel filter & pd160 insurance

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Ive just been told by Admiral that my policy would go up by

Did you tell them you will get an extra 0.0000000001 BHP :D

They would not even know you had changed the 160 intake.

  • Author

I did try to tell the nice girl in india about the massive bhp gain id be likely to see :) but she didn't quite understand.

I did try to tell the nice girl in india about the massive bhp gain id be likely to see :) but she didn't quite understand.

:rofl:

If it was my car I would change them anyway ;)

If you talking about an induction kit which is clearly seen when the bonnet is up then yes you need to let your insurance copmany know.

pd160 intake is as good as a standard part so I wouldn't bother declaring that. You don't declare when you change tyres from the factory fitted Michelins (or whatever they are) or if you use BP diesel one week and Shell diesel another.

Panel filters should be the same IMO - they're an OE replacement and just because they use a different filtration medium, it shouldn't warrant notifying the insurance company.

You can get replacement paper filters from a backstreet motor factors which are made to less exacting standards, yet these don't get declared.

Modifications should be notified, but techincally what you've fitted isn't a modification.

  • Author

They might just find their way under the bonet then ;)

Thanks all

Remember - you've fitted a lifetime panel filter, one that can be cleaned and reused instead of the paper one which has to be discarded every 10k or so.

If your insurance company is increasing your premium because you are trying to lower your carbon footprint by fitting a reusable filter then I'm sure the newspapers would be interested in that :P ;)

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