would you buy it (from an independent provider not the dealer) and woudl you get "return to invoice" cover or "finance gap". it almost seems too good to be true. if i buy a car and 2 years later it gets nicked i woudl expect the insurance to pay market value and would accept that this woudl be less than i paid for the car. however if i have the RTI cover they will make it up to the new price i paid - i can then go out and buy another new car, having had the benfit of ownership for 2 yrs. all this for about £150. seems like i am having my cake and eating it. am i missing something ?

I don't think so - I bought it 2yrs ago with my current Superb. It cost me £300 and that was a good price so £150 is excellent value. My wife bought a Ford Fiesta at the same time and the Dealer wanted £550 for GAP. We didn't take that one out!!

John

What is the maximum payout on the £150 policy?