In the procces of buying a Fabia VRS standard car , but notice alot for sale have been remapped to 170bhp, does this make a big difference in the insurance quote, or don,t you need to inform them, if you don,t and have an accident will there know its been remapped or not.

If its not a problem i will start looking at the remapped ones

or get the standard map put back in.....

this is all new to me how do you remap a car

If you know the company who remapped the car for extra power, they should be happy to map the car back to standard free of charge.

I had this done to an MX-5 recently without a problem.

It makes a huge difference to the insurance premium of a fabia due to a high number of claims for modified fabias.

You can just take the car to the dealer and ask them to programme the standard software onto the ECU.

They will plug the car into the computer and this can then be done.

this is all new to me how do you remap a car

You take the old map out of the glovebox.Put a new map in.Simple.

It doesn't always affect the insurance. I asked when I was thinking of buying a remapped / upgraded brakes and suspension version and it made no difference to the premium. If you don't tell them and have an accident then you're potentially uninsured.

When I bought our Fabia I bought the car standard but later found out it had been remapped by the orginal dealer down in Newcastle, I had not told the insurance company until I found it out a couple of months later and it was just a slight increase in premium.

I found out from my supplying Skoda dealer the car had been remapped after I enquired about it.

When I bought our Fabia I bought the car standard but later found out it had been remapped by the orginal dealer down in Newcastle, I had not told the insurance company until I found it out a couple of months later and it was just a slight increase in premium.

I found out from my supplying Skoda dealer the car had been remapped after I enquired about it.

i was thinking about this the other day.....

what if you purchase a car that has been remapped - and no-one told you and you had no way of knowing - would you be uninsured if you were to have an accident? even if you genuinley didnt know? i suppose the insurers wouldn't really care if you knew or not would they? they'd shaft you anyway.

i was thinking about this the other day.....

what if you purchase a car that has been remapped - and no-one told you and you had no way of knowing - would you be uninsured if you were to have an accident? even if you genuinley didnt know? i suppose the insurers wouldn't really care if you knew or not would they? they'd shaft you anyway.

You would still be uninsured, the onus will be on you to prove that it was not remapped when you bought it which will be virtually impossible. Otherwise everyone would say "it must have been done before I bought it" after being found out.

From the Insurance Ombudsman

"Of course, policyholders have no duty to disclose information that they are not, in fact, aware of.

Inevitably, most of the disputes we see lie somewhere between these two extremes. In dealing with them we try to distinguish between those cases where the policyholder seems to have been reckless, and those where the non-disclosure seems more the result of a genuine oversight or inadvertent error. "

You would still be uninsured, the onus will be on you to prove that it was not remapped when you bought it which will be virtually impossible. Otherwise everyone would say "it must have been done before I bought it" after being found out.

That's totally the wrong answer.

Insurance is a contract of utmost good faith.

If you have bought a second hand car and have no reason to suspect that it's modified then your insurance will *not* be invalidated.

If it was mentioned in the advert , then clearly this isn't the case so doesn't apply to the OP , but for someone like Skodaboy who genuinely didn't know then he has done nothing wrong,.