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will a finance company finance a car without HPI checking it?

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afternoon, as title suggests really, mate of mine has just got himself a new shape focus from a local garage, its high milage but its the ghia spec so has lots of toys etc, problem is he didnt HPI it before he signed the finance docs and picks up the car on saturday, now hes panicking coz he thinks the worst about these things and thinks coz its cheap it may be a write off, even though the price is just reflecting the milage, told him finance companies will not put the money up for a motor thats a write off or owing money to another finance company as its technically their car, this is what i assumed anyway, is that right or have i just told him a big fib??

Would like to think that it's all rosie, and not been recorded for anything, but tell your mate to get it checked anyway.

If there is a problem, i'm sure he could get out of the deal.

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