Well somebody put me on to a small, local insurance broker today and I've gone with them. They matched the internet quotes and have a lower excess. The guy was really on the ball and just made me feel really comfortable and assured in their insurance policy. All good )

I've just done a quote with the same people I am with now (LV Frizzells/csma) and it comes to roughly £260 pa, so is about the same as the Freelander.