Insurance on a vRS for a young driver....

[Neo_Vrs]

Hi guys,

I'm 19 been driving on my mums insurance as a named driver for 2 years with no problems. Finally have enough money to purchase a Fabia vRS and have placed an order for march .

The major stumbling block now is insurance, the cheapest I've got is

[robmawer]

As a thought - look at a car that's cheaper to insure, and buy the vRS when you've built up some NCB?

Rob.

[spinndrift]

Apparently George Best is willing to pay 2.5K for a new kidney:D

[Neo_Vrs]

Apparently George Best is willing to pay 2.5K for a new kidney

LOL

[spinndrift]

I'm afraid (not sure why I'm scared) that I'm with Rob on this one.

Get a good car and insurance is like making love to a woman.

Start on the mingers first:D

[walkie]

My premuims

[VRS_AML]

Hmm, tough one this. When I was 19 (6 years ago) I had a modified 205GTi 1.9 and I paid about 900 TPFT. However I also has 2 years ncb and a pass plus to my name.

Best bet is to get a quote from the insurance company you were under when driving your Mum's car, as you would have been a named driver. This way they can see that although you were driving under your Mums policy, you effectively have 2 years ncb with them and they may honour this.

Let us know how you get on!

[Neo_Vrs]

Thats a good idea VRS_AML, thanks for that!

I also have pass plus too, but not every insurance company considers this.

I dont want to get another car though, when I started driving I made a promise to myself to save up enough to get the car I wanted and thats wot I've done, I don't want to have second best if you know what I mean after saving up all this time.

[robmawer]

I dont want to get another car though, when I started driving I made a promise to myself to save up enough to get the car I wanted and thats wot I've done, I don't want to have second best if you know what I mean after saving up all this time.

But if you can't afford to insure it, then you can't afford the car...TBH I'm a bit surprised you placed the order before finding out any insurance quotes!

What sort of quote did Norwich Union Direct give you?

Rob.

[Vague One]

You could try Adrian Flux as they are quite good with young drivers with fast cars.

[boyced]

have you tried admiral?

[AvRS]

I've replied to your PM by the way.

I'm 19 and was in a similar position to you when looking for a new car and insurance that won't kill my bank balance. I've been driving 2 years and as you have previously was insured under my mum. I decided I'd go on my own to start building up my no claims and after shopping around I finally got insured on my vRS for

[BigSimon]

Hi guys,

I'm 19 been driving on my mums insurance as a named driver for 2 years with no problems. Finally have enough money to purchase a Fabia vRS and have placed an order for march .

The major stumbling block now is insurance, the cheapest I've got is

[Neo_Vrs]

Thanks for all the replies guys, I'll give all your suggestions a try and let you know!

I've tried Admiral,

[robmawer]

Thanks for all the replies guys' date=' I'll give all your suggestions a try and let you know!

[/quote']

Oh, and try getting your excess increase - if you have a

[Neo_Vrs]

Oh, and try getting your excess increase - if you have a

[robmawer]

Ive just got a quote off elephant on their 10 month accelerator thing.

[Neo_Vrs]

ye I'll have to check that. Although it might be worth it just to get 1 yr ncb quicker!

[ScoobyChris]

ye I'll have to check that. Although it might be worth it just to get 1 yr ncb quicker!

Also worth checking that the 10 month NCB is recognised by other insurers, if you decide to switch companies after 10 months!

Chris

[Heebee]

To be honest, I can see why the insurance is so high for younger drivers. If I was an insurance company I wouldn't want to insure someone under 20 on this car, for

[walkie]

To be honest, I can see why the insurance is so high for younger drivers. If I was an insurance company I wouldn't want to insure someone under 20 on this car, for

[Neo_Vrs]

Unfortunatly thats the majority spoiling it for the minority

I agree, there are some young sensible drivers out there!!!! We arn't all nutcases!

Just have a good taste of car!

[boyced]

Also worth checking that the 10 month NCB is recognised by other insurers' date=' if you decide to switch companies after 10 months!

Chris[/quote']

I think it is, anyone else know?

[PXH_Blackmagic]

have you ever tried a company called endsleigh - when I first insured my astra SXi - 19 and no NCB's the managed to slash

[Xavier]

Have you tried Greenlight? They're pretty good as a broker and am insured with Highway via their help. OK, I'm 25, but considering they're just writing me a cheque for