Insurance Gone Sky High

[phantomlurker]

Definitely use online insurance companies.

Must say my renewal quote dropped through my letter-box rose from £275 to £470 from 'Fortis' (online)

You will laugh when I went online and got insured by 'FORTIS' through 'ONE CALL' for £265 with all the same trimmings.

How on earth can that be justified??

Well if you'd just ignored it or CBA to look elsewhere, they'd have had an extra £195 profit. Let's face it, it won't cost them a great deal in lost business, and it wouldn't take a large percentage of customers to be stupid or lazy to be worthwhile. In fact, just call it a laziness tax!

When you ring, they think immediately that you are shopping around, so know they have to be more competitive.

PL

[ap0gee1978]

They even have a name for it, you know - inertia marketing...

[phantomlurker]

They even have a name for it, you know - inertia marketing...

Gah, does my head in! This man said it better than I ever could NSFW!

[Big Mikey]

Try living in Liverpool guys, insurance here is a goddamn joke.

[TriggerFish]

Try being under 20!

My sister who turns 17 in March (so no experience, or even a full license) can get insured on my car for less than me with 2NCB and almost 3 years license. She can't even ride a bike on the road, let alone drive.

[Morg]

+1

I'd love a sub £1000 insurance quote. Move to Manchester, I dare ya'...

Ditto, except I'd love mine to be below 2k

[robmawer]

My sister who turns 17 in March (so no experience, or even a full license) can get insured on my car for less than me with 2NCB and almost 3 years license.

If she's not got a full licence, she won't be driving unless she's got someone supervising her (and that someone will have held a licence longer than you currently have!). It'll most likely go up once she's passed her test and can drive on her own...

[Jim H]

I'm currently with eSure. Last year it was about £410. In 2009 it was just under £400 with them. My quote for 2011 was £501 That's even with 12 years no clams (73% discount). I normally stay with the same company for 2 or 3 years, so it's time for a change.

Just used Confused today (I normally do) and got it down to £357 through Axa. I thought I'll try that annoying advert, Go-Compare. The best quote I got was £333 through Hastings. The only difference is the excesses are higher £150 or £200 instead of £50, but that's still not bad.

Has anyone used Hastings Direct or Axa before?

Edited 11 January, 2011 by Jim H

[TriggerFish]

If she's not got a full licence, she won't be driving unless she's got someone supervising her (and that someone will have held a licence longer than you currently have!). It'll most likely go up once she's passed her test and can drive on her own...

True - just edited the quote - just gone up to £1.5k. (Is it bad that makes me happy?)

Mine never did that, so I assumed hers wouldn't either. Hey ho, insurance is just pot luck it seems.

Edited 11 January, 2011 by TriggerFish