Hi All,

First time poster !

Took out a Fabia VRS hatch today, and after looking at an estate for storage (non VRS) we are keen to seriously consider this ! Hatch is _NOT_ an option anymore!

Huge shame at what appears to be mental delays in ordering a car, but I'm keen to know what deal you all got.

I've been offered a car in Leeds which has some the spec we want on 0% VAT and 0% APR, but if I want a factory order it appears I will be on 5% VAT and whatever APR they see fit !

I'd appreciate knowing if any of you have had joy with a dealer offering the 0% VAT + APR on a factory order....

Probable order would be

Fabia VRS Estate, Metallic Paint, Sun Roof, Arm Rest, Climate, Telephone Prep + Bluetooth with MFSW, Rear Electric Windows, Under seat storage, Parking Sensors, Cruise Control, Floor Mats, Sun Glasses holder......... in short, fully loaded !

You'd have thought dealers would be screaming at me for a deal !

I ordered my estate back in April on the 0% VAT deal, with the spec very similar to the car they have on stock I paid full price minus the VAT so in effect saved 20% of RRP.

Mine was 20% off as well with a good trade in value - ended up getting more private but taht's the way it goes.

Thanks for the replies,

I probably wasn't totally clear. Your orders, were they Factory Orders, or from group stock? I've been told I wont get 0% VAT or 0% APR unless its a stock car. I've been offered 5% VAT and some random APR for finance, but I want to know how realistic it is to push this....

Up to may, skoda were doing 0% vat. That deal ended. Now they are doing 5% vat, with a 7.9% apr deal on solutions or 5.9% apr on hp.

For cars that were built before the end of may, then they will honour the 0% vat deal and as a sweetener to shift old stock will do 0% finance.

For a factory order, the 0% vat deal is not available. Any more than the 15% reduction will have to come from the dealers margin, and with demand strong and a full order bank they have no need to discount the cars further

Up to may, skoda were doing 0% vat. That deal ended. Now they are doing 5% vat, with a 7.9% apr deal on solutions or 5.9% apr on hp.

For cars that were built before the end of may, then they will honour the 0% vat deal and as a sweetener to shift old stock will do 0% finance.

For a factory order, the 0% vat deal is not available. Any more than the 15% reduction will have to come from the dealers margin, and with demand strong and a full order bank they have no need to discount the cars further

A good summary & it concurs with my recent experience.

Whitelighter - Thanks for the detailed reply. Clears things up. I want to own the car at the end of the term, but I think I saw that solutions offers 3 years free servicing at the end of it all (I guess taken from their mark up at 7.9% compared to 6.6% available with several high street banks). Is solutions a relatively decent product to your knowledge?

Would your advice then be to pitch up, see what they offer, and then do whatever you can to push them down maybe a couple of hundred £'s at best? (the old 'free mats, mud flaps and tank of fuel' routine?)

You will struggle to get 6.6% apr from any bank. You will all argue with me but its true. 7.9% is a good rate, 5.9% on the hp product is excellent.

Solutions is good, and as you say you get free servicing for 30,000 miles which is worth £400 ish so pretty good. It has a balloon at the end, but you can reduce thus right down to almost nothing and pay more a month if ownership is your thing.

When I ordered my monte on the 0% vat deal in march I got another £400 off from the dealer and free mats, so it's worth digging your heals in though with order times the way they are due to demand for the cars, if I were selling them I wouldn't discount them but I'm not so there you go