Well I've had to concede that my family are outgrowing my Mk1 Fabia VRS and I'm in the market for a nearly new FL Octy VRS.

My budget is £15k, so if I'm buying from a Skoda dealer am I likely to get much of a discount by paying cash (ie no car to px, no finance, no contract plan).

Do dealers make more money from px's or the finance/deals they are offering, or will I have some negotiating power by being a cash buyer. If so - how much discount could I expect??

Oh, and by the way - I'm looking at a petrol VRS (I do less than 8k mileage a year) how horrified will I be comparing the petrol Octy's fuel consumption compared to my current diesel Fabia???

They seem to prefer finance deals over cash (that has been my findings).

Simon

Buy mine? Great price compared to any dealer.

When you ask for a discount you may get a lecture on how hard it is to make money selling cars and a refusal, or a large discount and a choice of the manager's offspring. Which you get generally depends on how close the dealer is to bankruptcy that week!

In my experience very few cars are that rare that you can't find something similar elsewhere where there might be a bigger discount available - so shop around and don't buy the first you see without checking other dealers.

I have also found that the longer a car is hanging around a dealer the bigger the discount. So much so that two identical cars with identical sticker prices can have two deal prices where the one that has been there too long is cheaper. I had a choice of colours at one dealer but the newer stock car didn't have a discount - go figure? The lesson there is that some dealers opperate a sort of Dutch auction where waiting will get you a better deal.

Been told numerous time, they make more money on finance deals than cash deals.

Motorpoint.... save loads of money but no haggling.

From my experience dealers dont want to know the moment you have driven off!

You can get a new one for £16.2k from drive the deal...put £1200 on finance over 3 years, would cost you £37 a month (£146.40 total in interest), but you'd get 3 years servicing thrown in, which is worth way more than the interest you'd pay.

If you're after a decent discount, negotiate one on the back of taking finance, so the dealer makes more. Then just pay the finance off after a week without penalty.

Seems that the best deals at our local are towards the end of the month (or even better - registration perioid) when they're trying to hit the sales targets.

Or maybe look at an ex-demo?

Pre-registered? Another sales-target trick, seen a few with delivery mileage around. The only difference is you'll be the second keeper. Depends how "new" you want it to be.

I think the most dealers can except in actual cash is £500, the rest will have to be switch, bankers draft or similar,

Money laundering

Motorpoint.... save loads of money but no haggling.

From my experience dealers dont want to know the moment you have driven off!

How much cheaper was yours at Motorpoint?

Cheers

You can get a new one for £16.2k from drive the deal...put £1200 on finance over 3 years, would cost you £37 a month (£146.40 total in interest), but you'd get 3 years servicing thrown in, which is worth way more than the interest you'd pay.

If you're after a decent discount, negotiate one on the back of taking finance, so the dealer makes more. Then just pay the finance off after a week without penalty.

Is that PCP finance or Hire Purchase? I don't understand how you can get the interest as low as £146.

HP. The interest is that low as you'd only be putting £1200 on finance over 3 years @ 7.9%. It would be lower if you took it over less time. PCP isn't available with such a high deposit...max 30% I believe.

I think the most dealers can except in actual cash is £500, the rest will have to be switch, bankers draft or similar,

Money laundering

My Dad bought his car back in 2005 using his debit card - £10,000 plus trade in of his car at the time

Motorpoint.... save loads of money but no haggling.

From my experience dealers dont want to know the moment you have driven off!

+1 unless they have need for liquid assets they prefer you to take finance. I've been told that sometimes they'll make more money from the finance than the car.Diesel Fabia to TSI Octy. Yup gonna hurt a bit.I went from a 65mpg Clio to a TFSI. Still worth it.

HP. The interest is that low as you'd only be putting £1200 on finance over 3 years @ 7.9%. It would be lower if you took it over less time. PCP isn't available with such a high deposit...max 30% I believe.

So is £1200 the minimum allowed by Skoda towards HP finance? Where does it say that on the Drivethedeal site?

Cheers

Minimum to finance on new car to get the 3 years/30k servicing is £1,500.

You can get a new one for £16.2k from drive the deal...put £1200 on finance over 3 years, would cost you £37 a month (£146.40 total in interest), but you'd get 3 years servicing thrown in, which is worth way more than the interest you'd pay.

If you're after a decent discount, negotiate one on the back of taking finance, so the dealer makes more. Then just pay the finance off after a week without penalty.

Where can you get a new one for 16.2k?

Here-

http://drivethedeal.co.uk/