Hi , Now Im not looking to con them but ive always woundered if they could ever find out about your remap if your car was ever written off or in a crash and booked in for a repair etc

Ive got a quote for how much extra it would cost for my intercooler and my stage 2 remap on and it was only £160 which isn't braking the bank !

But how could they find out if it has been remapped ? I know the mods for a stage 2 is a tell tell sign of a remap but other then that how can they ?

Yes, they can read the ECU and it will be there for them to see.

They will avoid anything to get out of paying if they can, making your insurance invalid.

Arrrh i see . I didn't think they had the tools to read the ECU to find out if its been mapped . More fool me lol

The chances are low, the repercussions are high.

Not worth the risk

^^^ exactly.

The chances are low if you don't need to claim, but when you REALLY need your insurance, is the time they will find out.

Manufacturers often assist insurers in detecting mapping in exchange for notification - especially now that some engines variants differ only in mapping.

If you've asked for a quote with mods, in the event of an accident, they will now make sure they check.

I think saying low is an understatement. The chances are VERY VERY VERY low. Its not a simple task to read an ECU out of a car and needs very dedicated equipment.

The insurance would not even think about doing that unless the money involved was astronomical.

That said, now you have posted its wise to make sure your covered

Edited 9 April, 201313 yr by Rob_Quads

If there is no intention of not disclosing it to the insurance company, I can't understand the point of the question

Very quick its a bit of a giveaway just log boost and they can see ;-)

2mins that's all no fancy kit needed

Always tell your insurance company and if you can't afford to then IMO you can't afford to modify your car simples

I think saying low is an understatement. The chances are VERY VERY VERY low. Its not a simple task to read an ECU out of a car and needs very dedicated equipment.

The insurance would not even think about doing that unless the money involved was astronomical.

As I posted at the start, it is a low chance that insurers will discover a car has been mapped. We agree

However THEY don't need fancy equipment. They simply request they ECU be examined by a company that has it, therefore the cost is very low.

All they need is a bit of suspiscion and the small cost of testing could be heavily outweighed by the payout of a insurance claim.

ALWAYS declare ALL your mods. The way they works is purely on financial basis. Sometimes they go for legal route as having done the sums this works out cheaper for them. For an insurer not be able to tell, the EUC itself would have to be detroyed in the crash. Bar from burning such a crash would rather difficult to survive me thinks

Very quick its a bit of a giveaway just log boost and they can see ;-)

2mins that's all no fancy kit needed

Always tell your insurance company and if you can't afford to then IMO you can't afford to modify your car simples

Logging boost won't show any eco map.

Come to think of it, it won't show up on a dodgy preformance map either. You know the ones who just crank the fuel (and smoke) with no planned increase in boost.

Edited 9 April, 201313 yr by Kiwibacon

ALWAYS declare ALL your mods. The way they works is purely on financial basis. Sometimes they go for legal route as having done the sums this works out cheaper for them. For an insurer not be able to tell, the EUC itself would have to be detroyed in the crash. Bar from burning such a crash would rather difficult to survive me thinks

If you've crashed that bad, there will be several traffic violations they can do you for much more easily. Like speed.

Pulling the last trip data from the ECU is of far more value than 2mb of hex code.

If you've crashed that bad, there will be several traffic violations they can do you for much more easily. Like speed.

Pulling the last trip data from the ECU is of far more value than 2mb of hex code.

Absolutely. What always crack me up in such situations is people claiming against themselves

Its not a funny question just something ive woundered about as I didn't think it be an easy thing to find as its not like a tell tell mod like alloys or air filter etc . Like I said its an extra £150 which is only £12ish a month if you look it at that way so nothing to brake the bank . Even if it was £300+ id still tell them . Don't fancy having thousands and thousands of pounds chasing me .

That's the only reason I asked as its not a tell tell mod .

It is not visually obvious that is a fact but still trivial to find out.

If you've crashed that bad, there will be several traffic violations they can do you for much more easily. Like speed.

Pulling the last trip data from the ECU is of far more value than 2mb of hex code.

No logic in that comment. Its perfectly possible to have a major accident without breaking the law.

Logging boost won't show any eco map.

Come to think of it, it won't show up on a dodgy preformance map either. You know the ones who just crank the fuel (and smoke) with no planned increase in boost.

Why would logging boost not show an eco map? They still increase boost. All the "dodgy performance maps" that I have seen have been loads of boost and not much else so that would be easy to spot too.

Any hints of mods, a high claim age group, questions over the declared facts, sporty cars and popular cars to mod would see them sniffing over your ecu.

Why would logging boost not show an eco map? They still increase boost. All the "dodgy performance maps" that I have seen have been loads of boost and not much else so that would be easy to spot too.

It appears you are thinking petrol, not diesel.

Eco maps (which don't increase power) don't increase boost. A diesel map with lots of boost and nothing else is pointless. On a petrol boost and power are very closely tied. On a diesel they are not as co-dependent.

No logic in that comment. Its perfectly possible to have a major accident without breaking the law.

I guess with extreme incompetence anything is possible. But certainly not likely or even probable that you can cause a major accident without breaking any laws.

Any hints of mods, a high claim age group, questions over the declared facts, sporty cars and popular cars to mod would see them sniffing over your ecu.

I know quite a few young kids who had modified cars and they properly smashed them up (what you get from letting kids drive 2l gtis). A quick glance from the assessor - yup write off was all they had

I've never heard of anyone having an ECU read after an accident ( but have heard of plenty oh non payouts dye to not declared wheels etc)

I know quite a few young kids who had modified cars and they properly smashed them up (what you get from letting kids drive 2l gtis). A quick glance from the assessor - yup write off was all they had

I've never heard of anyone having an ECU read after an accident ( but have heard of plenty oh non payouts dye to not declared wheels etc)

Insurers also apparently hang out at santa pod and track days noting cars of interest and sharing the info.

& Loss Adjusters use the Internet and look at Forums.

They know which ones to check for the various types of moded cars.

Often a Vehicle examiner or Loss Adjuster is a Car Enthusiast, not some one with lack of knowledge of Cars and car moders.

A Vehicle Examiner or Loss Adjuster will be looking at a vehicle much closer in the event of a fatality or life changing injuries.

They are going to check very closely if they wish.

If you just want insurance for a policy to get on the road, then not Declaring Modifications gets you that,

and potentially paying out for the rest of your life from Compensation.

Declared mods and 'Agreed Values' are not exactly going to cost a fortune with Specialist Insurance Companies.

If the Broker selling a Policy does not want to know in Detail about anything changed from Standard then be aware IMO.

george