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Tyre and Alloy Insurance

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Having had a leaflet thrown on my desk at work about this, it got me wondering, does anyone use tyre and alloy insurance.

It doesnt cover wear and tear which doesnt bother me it does include punture repairs and £150 costs towards a alloy repair or new wheel, ( I cant remember the rest as its at work)

I have the Citigo with 14" alloys and already had a few near misses with the alloy and I know it will only be time before I hear the dreaded crunch and scrape.

What are peoples thoughts on this??????

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