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skoda extended warranty...do I don't I ?

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My Vrs TDI DSG with 29k miles is approaching 3 years old. Plan on keeping the car for another 2/3 years, averaging 10k per year. Not sure whether I need to get 2 yr extended warranty at £599 or not? Thoughts please......don't really wanna fork out if generally reliable?

I bought mine last year at 3 years old with 60k, I didn't bother with any warranty, had it a year now and done 16k and its faultless, only thing is mine is manual, so I don't know what the DSG box is like for issues. I just thought if anything goes wrong will it cost more than the warranty as I've had bad experiences where the warranty people are good at finding reasons not to pay out.

that sounds about right price wise i normally use warranty wise when ive bought a warranty after the car is 3 years old :)  

My Vrs TDI DSG with 29k miles is approaching 3 years old. Plan on keeping the car for another 2/3 years, averaging 10k per year. Not sure whether I need to get 2 yr extended warranty at £599 or not? Thoughts please......don't really wanna fork out if generally reliable?

My vRS TDi DSG is out of warranty next March and I am also wondering whether to extend the warranty.  Do Skoda sell an extension to the standard 3-year warranty or is it a different (reduced?) third party warranty just sold under the Skoda name?

 

My previous Civic could have the standard Honda warranty extended and was UK and all of EC cover including break-down cover.

IIRC only the original purchaser can only buy the extended Skoda warrenty which has to be done when they order the car. Anything else is not the full factory job, though it may have the same cover. When I asked about 1 on my 1st service the dealer I use said they recommended a different insurer (though I've forgotten which one).

It depends on your attitude to risk. Over the long term warranties will cost your more money. These companies make profit from you on top of the cost of repairs. Yes in the short term you may have a one off big bill but over your lifetime you should always come out better without paying for a warranty.

Warranty is simply another word for insurance.

 

Insurance companies make good profits.

 

It depends how risk averse you are.

 

Personally I'd stick the £25 per month its going to cost you into a jam jar. It's there is you need it, however if you don't then the money is still yours rather than the insurance company's!

Looks like I'll be keeping my Vrs for another year. I'll be taking out the Skoda Warranty as the Engine is a Tsi and I don't fancy forking out or Haggling for a new Engine if it goes pop and It's got the DSG box.

 

Piece of mind I think

All I'd say is check the small print.......the warranty is useless if it doesn't pay out.

Regards all

Juan

Sent from my iPhone using my thumbs

All I'd say is check the small print.......the warranty is useless if it doesn't pay out.

 

This is a good point. The warranty will not cover all ills.

If you cannot afford to fix an engine or DSG then it might be worth it but sale of goods act will cover many scenarios for a car bought new.

  • Author

Hmm. DM Keith have said the £599 for two years will cover what's covered now, it's all skoda approved apparently, think it's care care plan or something but it does sound good. It's sods law, if I don't fork out the dosh my dsg will go boom ! :(

I had a Honda Civic, 08 plate, low mileage, I bought it in 2010 from a Honda Dealer with an extended warranty. I had two "claims", both refused!!

The warranty on reading the small print was run by a company based somewhere in Oxfordshire and had more get out clauses than I've had hot dinners. One claim was refused because of my driving style, they said the problem had been created in there experience by me driving too fast!! Load of tosh, I don't drive fast and how the hell a sensor that sets tickover speed could fail as a result of this is beyond me.

IMHO avoid at all costs

Regards all

Juan

Sent from my iPhone using my thumbs

I bought 2 years of Skoda Approved Extended Warranty and Asssistance in December in case my 1.8TSI engine fails. Yesterday, whilst travelling from St Neots to Ardrossan enroute to a holiday on Arran, my Octavia suffered a major transmission problem. I managed to drive into Moto Wetherby where a RAC Patrolman discovered oil over and around the rear nearside wishbone, but was unable to see where it had come from. I further used the Assistance part of the cover to have my car plus myself, wife and 2 dogs recovered to the Skoda dealer in Cambridge. The car is undriveable and is awaiting diagnosis and repair. A Haldex unit is circa £2000, and a final drive unit is circa £3000, so I am very glad I took out the extended warranty.

Hmm. DM Keith have said the £599 for two years will cover what's covered now, it's all skoda approved apparently, think it's care care plan or something but it does sound good. It's sods law, if I don't fork out the dosh my dsg will go boom ! :(

That price is good if it includes Assistance as well. The cover is NOT as comprehensive as the new car warranty. You can compare the two using the links below.

http://www.skoda.co.uk/SiteCollectionDocuments/Brochures/Warranty-Booklet-single.pdf

https://skoda-approvedextendedwarranty-invited.motor-admin.com/documents/skoda/policy-document.pdf

My Vrs TDI DSG with 29k miles is approaching 3 years old. Plan on keeping the car for another 2/3 years, averaging 10k per year. Not sure whether I need to get 2 yr extended warranty at £599 or not? Thoughts please......don't really wanna fork out if generally reliable?

 

£599 buys a lot of repairs at a decent independent Skoda specialist.  

 

On average, stuff fails at either the beginning or end of its life.  If you have not had major problems then your future looks bright.

 

Therefore, I wouldn't buy.

I went for the Skoda-sold extended warranty (provided by Car Care Plan) and so far it has proven to be very good, it has already paid for itself. I went for the 1-year option and pay monthly.

 

I've had to claim once already, as my air conditioning condenser sprung a leak. I took it to my usual local garage (not a Skoda dealer) and they processed the claim without any hassle at all. The warranty company wanted photos to show it wasn't stone damage (which of course isn't covered) but since that wasn't the case, they paid out.

 

The nice thing about the Skoda plan I went for is there are very few exclusions and conditions. It's very simple paperwork to understand what you are and are not covered for, which is refreshing. Ultimately the proof is in how they handle a claim (as with anything insurance-related) and so far, it's all good.

  • Author

Cheers guys.RobM that is the one I have been offered. I notice you have same car spec as me, scared of the dsg too :) lol

Honestly... yeah :) I do trust it'll be OK, but the thought of the repair bill if it does go wrong is a concern.

 

With the warranty I figure I just need one problem a year to make it worthwhile. I've had one this year already!

have you compared it to somewhere like warranty wise ?  wold be interesting on how they compare 

As others have said it really boils down to your personal attitude to risk. I can therefore only speak to what I have done.

 

I’ve had 2 Octavias with DSG, and on both I took out the extra warranty provided by Skoda at the time of purchase. On my latest Octy3 I have had 2 years extra warranty added at a cost of £529. As far as I am aware the warranty provided is exactly the same as the third year of warranty provided by Skoda UK for new car purchases. Skoda may back it by insurance but in the event of a claim your dealings are with Skoda UK. Unless anybody can demonstrate otherwise?

 

I did this primarily (but not exclusively) because of the DSG. Unlike old fashioned slush boxes that I used to drive where problems could be fixed by any number of back street bodgers a DSG box is a PITA (and therefore expensive) to fix.  I have found (to date) that the DSG box is generally reliable but you never know.

 

This leads onto what others have said about insurance companies – the argument being that they make big profits so why bother? So self-insure the argument continues.

The problem with this line of argument is the time/risk population factor is discounted. Insurance companies will be insuring large numbers (say of DSG boxes) but only a small number will go bang at great cost. They will pay out to relatively few and nothing to the majority. But this would be of no comfort to that relatively small population of DSG owners with a potentially very big bill when it has gone bad. Would you not insure your house because statistically very, very, very, few burn down or are damaged in a year?   

      

Lets take another example. My wife keeps pedigree gundogs. The health insurance on one of the elderly ones was £1500. I thought she was mad to renew, but she did and guess what? Over the following 12 months it developed cancer of the ear canal (removal cost = £4,000) and then epilepsy as a result of a botched operation which resulted in lots of further treatment and medication (cost = £3,000).

 

So, to revisit the old cliché…. “…yer takes your money and yer takes yer choice”.

 

To the OP – whatever you decide will not be the wrong decision. It will only feel like that if you never make a claim.

 

PS: No comments about the dogs please, else she will come round and sort you out. I don’t need the stress!!!!

Edited by Minimoke

I’ve had 2 Octavias with DSG, and on both I took out the extra warranty provided by Skoda at the time of purchase. On my latest Octy3 I have had 2 years extra warranty added at a cost of £529. As far as I am aware the warranty provided is exactly the same as the third year of warranty provided by Skoda UK for new car purchases. Skoda may back it by insurance but in the event of a claim your dealings are with Skoda UK. Unless anybody can demonstrate otherwise?

When you buy extended warranty at the point of buying a brand new Skoda, what you describe is correct, it's identical to the standard 3 year warranty.

If you don't do this (or you've bought the car used) and later want to extend it, Skoda offer a different warranty that is currently provided by Car Care Plan.

The key thing for you is your took out the extended warranty at the time of purchase so you're describing a different service that isn't available to the OP.

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