I'm old so maybe I miss lots of the **** you younger drivers have to put up with, but I found sky to be the cheapest, year after year. Flux has never managed to get me a competitive quote.

When a car is modified it's not as easy to get cover.

I used flux years back then they got expensive but just insured my car for £400 stage 2, all supporting mods, suspension, wheels etc. I'm 32 clean license with m23 Manchester post code.

Was that fully comp?

Ive just taken indurance with flux also. Quoted £430 with coilovers, cat back optionsl extras. Saved £700 and my renewal with admiral was £1300!! Im happy.

Flux were ok-ish for me, with a very modified for off-road Jeep Wrangler. Running on 35 inch tyres, locking diffs, chassis / suspension lift, etc. etc.

 

Many wouldn't quote, of the few who did, they wanted a fortune. Flux came back with just over 300 quid.

 

Annoyingly though, when they sent the renewal to me at a similar price, I didn't respond to their emails straight away. The Jeep was on the drive and I was toying with the idea of not re-insuring in order to do a load of work to it.

 

They actually called me the day before renewal, and when I umme'd and ahhe'd, your man says 'hold on, I might be able to do it a bit cheaper......how does 200 quid sound?'

 

Sounds good - but why couldn't it have been 200 quid last year??!!

Flux were ok-ish for me, with a very modified for off-road Jeep Wrangler. Running on 35 inch tyres, locking diffs, chassis / suspension lift, etc. etc.

Many wouldn't quote, of the few who did, they wanted a fortune. Flux came back with just over 300 quid.

Annoyingly though, when they sent the renewal to me at a similar price, I didn't respond to their emails straight away. The Jeep was on the drive and I was toying with the idea of not re-insuring in order to do a load of work to it.

They actually called me the day before renewal, and when I umme'd and ahhe'd, your man says 'hold on, I might be able to do it a bit cheaper......how does 200 quid sound?'

Sounds good - but why couldn't it have been 200 quid last year??!!

Was that fully comp?

Hi mate, yes fully comp with my wife on the policy (same age,clean licence) with business miles also for both of us. Really can't complain. That actually includes key loss etc. I used them for years when I had some crazy cars back 10 years ago then they couldn't compete at all, I gave them a chance this year and came in at £500, I just said straight up I've not called hic yet, do me a deal I can't refuse and I'll pay up now' he put me on hold to speak to his supervisor, or most likely take a sip of his brew and pretend he git authorisation to do it at £400. Either way I don't care, a deal is a deal!

I don't get it.

 

I'm 32 partner 31 (cu80, hand held device :peek:  in 2010 on her license) other then that clean license. Me 14 years NCB her 8 years protected. Its in her name as she technically owns the car. Live in a good area, well I wouldn't say it is bad (cv22), 8k mileage a year and fully comp I got flux at £500+, brentacre £440, sky £380 all £250 excess.

 

Car is standard apart from my £80 downpipe and free air filter I was given. So for £80 worth of mods my premium has gone up an average of over £150!??

 

I got a quote of £277 with no mods with £150 excess

 

I'm trying greenlight tomorrow but may put car back to standard as can not justify such a raise in premium when mods have cost me such little. Especially when they proudly tell me they will replace like for like     :thumbdown:

Edited 4 September, 201411 yr by frenchieg

Best quote so far with ^^^ details is £348 with £250 excess. That's whole package, legal cover etc.

 

What do people think??

Edited 5 September, 201411 yr by frenchieg