I was paying over £1k for an old diesel in a nice area. TBH £800 is pretty reasonable and I am having to pay about that much even now.

I insure both cars in my name with SWMBO as a named driver for just under £1100 a year.

It is an un-avoidable cost that needs to be considered when you buy a car, so I dont think there is such a thing as "too much to pay for insurance", more "too much to run the car"

Car insurance is a rip off these days, due to all those f**kers that drive around unisured. Everytime you shop one of them you lower your insurance premium ina round about way.

Mine never dropped at 25, I have phoned around everywhere, called brokers and used websites, and nothing cheaper than £800 for the 20k miles i do with business use.

Regardless of the fact that it is a rip off, it is also required so I have no choice. There is no way I would drive a cheapy little car after having a major RTA that wasn't my fault as if i had been in my old car, rather than my last car before it was written off, I am fairly certain I would be dead rather than typing this.

don't want to make any enemies, but I only pay

Only M20 for Didsbury/Withington seemed to make an improvement.[/i]

When I moved from Essex up to Manchester and lived in Didsbury for 4 months, my insurance seemed to almost double, on a 5 year old Fiesta Zetec-s. Worked out that at the monthly rate I was paying it would be equivalent to

For my "standard" Octavia RS I pay less than

It is an un-avoidable cost that needs to be considered when you buy a car, so I dont think there is such a thing as "too much to pay for insurance", more "too much to run the car"

I won't argue with that, more a case of how far do you go before you think Woo! that's daft to pay so much when I could insure a plain car for half the price. And insurance isn't the only cost that rises with faster cars, petrol, servicing, tyres

Don't understand you young guys driving modded/fast cars paying

340 quid with a protected no claims and a 100 excess on my mk2 'tavia vRS

my missus will be able to get 20% off at Sheilas wheels as they are an HBOS company so we will swap in august..should be able to get it down to around 270 quid we think

bear in mind we are both 35 and have over 11 years ncb so we aint no spring chickens...just make her the primary driver and me the named other..I have no problems with that if it saves us money!

I would weep if I had to pay a grand these days!

I wouldn't like to pay much over £1000 for insurance.

Ive finally got my own policy (after 3 1/2 years of driving) and its come to £843 for 10 months' date=' which would be near enough £1k for a full year. Im 20, IAM discount, 0 years no claims and live in an ok area.[/quote']

EXACTLY the same here. Was quoted £875 if I bought my Furby, all mods declared. I thought that was pretty reasonable, considering no ncb, 21yo and IAM.

But, the Golf GTI is £500ish TPFT, and the Corrado VR6 £850ish FC. But as a 2 car policy, just £900 FC on both! I'm dead pleased with that. Although if the VR6 gets supercharged I'd expect that to go up substantially (saving grace being a very limited mileage on the VR6).

Was quoted £875 if I bought my Furby, all mods declared. I thought that was pretty reasonable, considering no ncb, 21yo and IAM.

What company was that with? Sound like a really good price. Lowest I found on an unmodified Fabia vRS was £1250 for a 19 year old female with no ncb.

What company was that with? Sound like a really good price. Lowest I found on an unmodified Fabia vRS was

Occupation has a lot to do with it too I believe.

600 on the fabia but i paid about 1200 when i first got it.

had a renewal of 2600 for some strange reason, adrian flux knocked 2k off it which made me a little bit happy!

SO what are risky and safe occupations then?

.......... On the other hand was it on Briskoda or someone at work who told me this?

"There's nothing more pathetic than seeing a young man's fast car sat on his parent's drive":rofl: :rofl:

I've seen that over on Scoobynet and said it here a few times. Its cruel but so true

My brother has a modded RX8 on my parents drive.

SO what are risky and safe occupations then?

Risky:

Anything with the word "designer" in it (apparently)

Photographer

Journalist

TV or radio presenter

Actor

Safe:

Doctor

Dentist

Vet

etc.

If it helps I work for the council as a highways engineer, and part time as a shop assistant for Tesco.

My quote was with Admiral. I've used them before with no problems.

If it helps I work for the council as a highways engineer' date=' and part time as a [i']trolly dolly[/i] for Tesco.

I think most "normal" jobs will be rated the same. One of the major insurers has a list of who they wont insure on their website (but I cant remember who it was)

Engineer in the highways title probably helps

Everyone knows all us engineers are totally safe and not at all unhinged

I've seen that over on Scoobynet and said it here a few times. Its cruel but so true

My brother has a modded RX8 on my parents drive.

So say the man who has his car in his parents in-laws garage.

So say the man who has his car in his parents in-laws garage.

Funny you should mention that - I've just spent 2 hours trying to get through to Staffs. highways dept. and have finally got an engineer to come round and look at the drop kerb mods.

Probably going to be someone like Tom though so I wont' hold my breath.

Had my own little insurance crisis today.

Called NU to let them know postcode change from 'middle of nowhere' to 'middle of city'

Original premium (protected NCB, age 31, no mods, Fab vRS) £300

Additional charge for next ten months: £286

I'm sorry but they have having a fricking giraffe* here.

Went on confused.com and got Swiftcover coming in at £434 and Admiral coming in at £435. Took the £1-more-expensive Admiral as it covers me to drive 'other cars' TPO and includes legal & courtesy car.

Ok, still 130 quid more than the original policy, but 40% increase is almost fair comparing the traffic densities and drunk-idiots-with-vandalising tendencies/thieving-gypsy-*******s densities.

No extra charge for Octy 17s as I declared them to be worth less than the original (16" std Fabia vRS but brand new) wheels that came off.

My (full UK licensed but non-driving) wife might have to get something cheap and group 20 (of course she'd be the reg'd keeper with it being 'her' car)

*laugh