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Aero wheel trim & insurance

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I've just bought a new Octavia vRS and want to remove the aero wheel trims.

Has anyone had confirmation from their insurance company if this needs declaring as a modification?

If you have steel rims and fit snow chains, the owner's manual says remove the wheel trims before fitting snow chains.

So as removing wheel trims from steel rims isn't a modification, I would have thought that removing wheel trims from alloy rims would also not be a modification.

Edited by Carlston

  • Author

I notice you can buy the wheels from Skoda and they don't come with the aero covers. I can't imagine anyone sane would consider removing them would invalidate the insurance, but insurance companies aren't sane, and the car did come with them fitted. I don't want to fall foul of anything and have insurance invalidated.

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Hi.

if you have any issues with insurance at all then please feel free to drop me a line.

Regards,

Dan.

  • Author
1 hour ago, DAN@ADRIAN FLUX said:

Hi.

if you have any issues with insurance at all then please feel free to drop me a line.

Regards,

Dan.

Yes, as per my post, would removing the wheel aero covers and replacing them with nut covers and central hub cover be considered a modification by an insurance company?

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As it may be possible to get different answers from different companies and different people in different companies why don't you ask your insurance company to be sure how they view it?

Best done in writing and to someone in that company that knows the policy conditions you have rather than the marketing/renewal side that might guess, or worst a bot, or worst still any AI (total misnomer).

  • 3 weeks later...
  • Author

Confirmed LV don’t consider this a modification.

Looks better.

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