Hi guys, my car got bumped again last night :( iv been bumped 2 times previously in car parks before and they have all been sorted by not goin through insurance as teh other drivers didnt want to lose NCB etc.

Anyway i can out from showcase cinema after watchin spiderman 3 last night (which i think was an awesome film, well worth watching ) and i thought, that cars parked like an ****, as i was walking towards mine, it was only when i got close to mine did i realise that the other car was actually touching the rear drivers side of the bumper with a big dent there, oh yey i thought yet another bump to sort out. from the looks of things the car has just rolled from a parking space behind me and used mine to stop :P

anyhow i took all the pictures i needed of the car (silver R reg audi A3 with non standard alloys) and then sat in the car with my mate untill they came out 1 1/2 hours later. it was a young couple aged about 21. we switched name, address and number. Now his girlfriend was like "oh someone must have pushed his car into yours so you will have to claim of each others insurance". anyway me and the guy who owns the other car tried to push it back to see if it was the handbrake cable that had gon but we couldnt budge it an inch. now that really bugged me, how did it roll in the first place then? anyway i said to the lass, how do you think someone pushed it with the handbrake up? we just tried and couldnt. Then she proceded to tell her boyfriend to take his car and find out whats wrong with it while telling me that "with her experience in claims/law/whatever that it would have to come off each others insurance.

i am not claiming on my insurance when my car didnt move at all, and it was his car that hit mine. I'v rang the insurance company and asked if i can still claim on his insurance (since it was in a carpark) and they said yes i can.

Only thing is i think his girlfriend is going to make it difficult for me :( so im kinda needing some advice :P

cheers guys :(

here are some pictures from last night

That is some biblically bad parking!!!

oooo sounds like she needs a good slap!:eek:

I think fella its irrelevant, those pics tell enough of a story to realise you are in no way at fault.

If you have his insurance details, just claim directly from his insurance company (and get in quick before he contacts them with some story)! You have pics, etc to show what happened and it's nothing to do with his girlfriend (especially if she isn't even on the policy).

Chris

is that a bump on the rear of the audi? bearing in mind that a car will exert a much greater force than you and the other chap could, the whole "another car pushed the audi into you" theory could, however bloody unlikely, be right :(

is that a bump on the rear of the audi? bearing in mind that a car will exert a much greater force than you and the other chap could, the whole "another car pushed the audi into you" theory could, however bloody unlikely, be right :(

Maybe, but then that still doesn't mean they can claim off you.

Just means you claim off them and they have a hit and run to deal with.

You are clearly in a marked bay, and they are not. Do you have cinema tickets still to prove you were in the cinema when it happened ?

This would prove you didn't reverse it into his car while they were in the film. Yes I know it wouldn't be the case, but his g/f sounds like a jumped up legal secretary. Certainly not a lawyer if she is in an old R Reg A3

That bump on the rear of his car was there before hand, he said it happened the week previously also in a carpark.

I popped down to the police station to check out if he had insurance etc. turs out the address he gave me was ever so slightly wrong, and hes only ahd the car for a few week so isnt showing up insurance.

Police managed to get me the actual adress of where he is living (with his gran) and he has told his gran his handbrake cable snapped and it wasnt his fault it did, lolz.

anyway to police got me 2 alternative numbers to try, a new landline and a new mobile.

Once i get in touch with him i can ask his who he is insured with or weather he would prefer outside (as he is pretty young also).

I must admit that the police were very very helpful and did more than i thought they would for me. hehe.

all i have to do is to try and get in touch with him after hes finished playing cricket or something :P

cheers for the support

P.s - yes i have the cinema tickets with times on and it was the guy that was driving as well :P

Blimey, that really is helpful of the police!

Good luck with it fella. Let us know how it turns out!

here is the damage in the daylight :(

I shall post a report on my findings!!!! hehe

Cheers again

Damaged the wheel trim too. Probably

If they had driven into you would they really have left it parked like that?

Looks like quite a knock

OMG my wheel trim!

we know someone who parked his car once and while he was away, the handbrake slipped and the car rolled back and damaged another car and he had to claim off his insurance for his and the other car repairing, so I think you definitely should be claiming off the guys' insurance, NOT yours, who does the cheeky g/friend think she is saying you should each claim off your own:eek:

i reckon that audi has been pushed from the space immediately behind it by another car, looking at the angle of the wheels this seems likely.

besides... if the driver of the audi had done that, they wouldn't hang around would they?? they would scarper sharpish!!

Once i get in touch with him i can ask his who he is insured with or weather he would prefer outside (as he is pretty young also).

He's given you false details before so I would be simply pursuing him through his insurance company. You might also find that your insurance company are able to track down who he is insured with (I know when I got rear-ended years back they were able to give me the lady's address, insurance details and a description of the car - minus the huge dent in the front! - just from the reg)

Chris

I don't understand why you wouldn't claim on your insurance as it seems clearly to be a no-fault claim, given the pictures you have, including reg no. of other car. If it is because of your excess, do you not have cover to recoup that loss? I have AIM, but I know there are others. Sure, your policy will go up next year but they all do anyway - they shouldn't because of a no-fault claim. In any case, if it's recorded as no-fault, then if you look around for a cheaper option at renewal time, you shouldn't be any worse off.

Please someone correct this if I'm talking through my hat, but don't think I am.

Regards

Mo

In any case, if it's recorded as no-fault, then if you look around for a cheaper option at renewal time, you shouldn't be any worse off.

In an ideal world maybe, but if you claim then you are clearly a higher risk than someone who doesn't, therefore your premium will be increased! Going direct means your insurance company are unaware of the claim....

Chris

ruku said he had reported it, so I guess it will already be on his record. Dunno if that stands as an assumed fault but no claim, or non-fault but no claim. I guess his insurance co could tell him. 'Fraid I don't know enough.

Regards

Mo

The reason i will not claim on my own insurance is because i have already written off a car this year, i took responsibility for it even thought i was driving at the speed limit etc etc. Also with no people in either of the cars at the time it happened im not sure where i stand. i asked the guy if he wanted to take it through insurance or to do it outside and he said he would prefer to do it outside, then after that proceeded to say that he had rang his insurance company and they apparently said to his seeing as there were no people in either cars at the time and also no witnesses that nothing could be done.

He gave me an example of a round a bout where someone claims they were indicating and they were but there is no proof to suggest otherwise.

Im going to go to the showcase tomorrow and check on the off chance they may have been cctv footage (even though a lot of places dont have it in their car parks) because now he is saying the car may have been pushed, even though when the police had spoken to his gran, he had told his gran his handbrake failed.

I will also ring the insurance company tomorrow and see where i stand with them.

At the moment it seems like he is trying to **** me about and it doesn't seem like he has rung his insurance.

At this moment in time im at a standstill until i talk to the insurance tomorrow.

Cheers again for all the help so far

If they have CCTV, tell the insurance firm and leave it to them.

If you think it could be a criminal matter, ie driver gave fake details, no licence etc, then get the police to get the tapes

Is it an "urban legend" or is there any truth in it, but if he drove extra hard to the car park, cooking his brakes in the process then applying the hand brake, when the brakes cool down can the car slip?

Either way, those pictures show you were in no way liable, and his excuse about no one being in either car and nothing can be done....so what if his car was hit outside his house, with no witness and no other car seen, and he found out a few hours later. Is he saying his insurance company would say sorry mate, no witness, no one in your car at the time, could have been hit by a driverless car that someone then got in and drove away in. Imagine how many claims they could get away not paying. Yeah right.

yes if disk brakes are very hot, if the handbrake isn't put on tight, then as the brake discs cool they shrink and obviously the contact with the friction material is lessened.

If this is lessened enough then the car will move.

Used to be fairly common on Xantias as they had the handbrake on the front discs, but is becoming more common on other cars that use all round discs.

But imvho, it would take a fair old hill for the car to roll down to cause that kind of damage if that was the case

Chris