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insurance time

whos good and cheap

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#1 dubDEAN

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Posted 30 November 2012 - 09:09

insurance due who's best priced and cheap as my insurer put it up every year even though i've not claimed from 400 to over 600 in two years

#2 demonufo

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Posted 30 November 2012 - 09:18

Crikey. Mine's just dropped to £170 odd.

#3 IulianE

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Posted 30 November 2012 - 09:19

yeah that's sucks...I have to renew my insurance too....40 pounds/6 months




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#4 dubDEAN

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Posted 30 November 2012 - 09:39

WTF LOL just me getting insurance raped

#5 dubDEAN

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Posted 30 November 2012 - 09:45

who you guys using

#6 MR G

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Posted 30 November 2012 - 10:07

Try elephant they gave me a very good deal with all mods :)

#7 Steven89

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Posted 30 November 2012 - 10:59

I'd try some of the unsureres on here I had a quote that was 1200 quid cheaper !

#8 Volvomeg

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Posted 30 November 2012 - 11:18

Am with adrian flux modified policy, 650 with all mods declaired same as cheapest quote on go compaire as a standard car

Mine stayed same when i renewed this year even with extra years no claims

#9 demonufo

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Posted 30 November 2012 - 12:56

who you guys using

Kwik Fit sent me an automated email at £178.97. That won't be with anything declared though. But apart from poly bushes and S3 seats, mine's still standard. My insurance isn't actually due until January, so I wonder what Admiral will quote me this year...
Don't forget though, geography has a HUGE effect on insurance prices. I once moved 200metres, and Admiral tried to charge me an extra £60. I say tried, I didn't let them get away with it. They actually waived it, when I told them how close it was, and how stupid they were being...

#10 Chris Coates

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Posted 30 November 2012 - 12:58

I tried to move around the corner and my previous insurer tried charging me £800. More than it cost me for the policy in the first place!

Suffice to say I left them. ;)

#11 Powell2.0

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Posted 30 November 2012 - 18:05

I found both greenlight and HIC to be very competitive. Prices were pretty close to each other, but as the HIC quote included protected no claims I went for them, even though I understand greenlight has well known underwriters. Also the chap I spoke to at HIC asked that I give a shout out on the forum at some point!

The quotes were still not far off the £600 mark, but I am 25 living in Birmingham and they beat my renewal by nearly £600!

#12 vrsmark

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Posted 30 November 2012 - 22:10

i use sky insurance for my car it was £730 odd comp with all my engine/build mods declared and like for like replacements.is this insurance going up thing a myth? mine has never risen!! mind you i do stand my ground on the issue,what we get asked to pay is the highest amount they can get away with while still being able to look you in the eye!! except when you buy over the phone!!!

#13 demonufo

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Posted 30 November 2012 - 22:55

'Kinell. If that's what it costs to run a modded vRS in Brize, then I'm definitely keeping mine standard. Soddit, if I need more power I'll take the bike out, or drive her 335. Much cheaper to insure, and infinitely better handling...

#14 vrsmark

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Posted 30 November 2012 - 23:44

it was £590 as a stage 2 car 230 bhp and under £300 standard.it is valued at £23000 now though!!! not £2500 for a std one...

#15 demonufo

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Posted 01 December 2012 - 10:35

Yeah, but what's it really worth in the real world? Not much more than a standard one unless you take it to bits.

#16 vrsmark

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Posted 01 December 2012 - 12:06

Yeah, but what's it really worth in the real world? Not much more than a standard one unless you take it to bits.

thats modifying mate,you never get it back!!

#17 okenobi

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Posted 02 December 2012 - 19:31

May not ALWAYS be the best price, but the chaps at Brentacre in Swansea are total legends. I can't use them, coz they won't insure me across Europe, but I've had all kinds of modded Golfs and the Octy with them in the past and they're awesome. Few blokes in an office with a geographical phone number, no call centres, no nonsense.

Try them :)

#18 Raf_

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Posted 02 December 2012 - 21:59

May not ALWAYS be the best price, but the chaps at Brentacre in Swansea are total legends. I can't use them, coz they won't insure me across Europe, but I've had all kinds of modded Golfs and the Octy with them in the past and they're awesome. Few blokes in an office with a geographical phone number, no call centres, no nonsense.

Try them :)


Brentacre is the cheapest for me, got upto 210bhp and unlimited suspension and body mods. Also like for like replacement on modified bits

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#19 Jonneh

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Posted 03 December 2012 - 00:55

Dean mate I pay not far off that for mine! And I'm 23!

Summat not right there!

#20 Porkballs29

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Posted 03 December 2012 - 06:29

Greenlight just quoted me £429 all mods declared plus we've moved from a band b area to a band e. It's over £100 cheaper than my renewal quote.

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#21 demonufo

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Posted 03 December 2012 - 07:33

Council tax banding has very little to do with insurance prices. How many claims have originated from the postal code however, have a very large effect. And not just CAR insurance either. Moving to more expensive housing, or less intensively built housing can often reap big rewards in lowering your car insurance.

#22 SkyInsurance

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Posted 03 December 2012 - 11:17

Briskoda Club insurers?

http://www.skyinsura...-insurance.html

#23 Porkballs29

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Posted 03 December 2012 - 13:09

Council tax banding has very little to do with insurance prices. How many claims have originated from the postal code however, have a very large effect. And not just CAR insurance either. Moving to more expensive housing, or less intensively built housing can often reap big rewards in lowering your car insurance.


Not talking about council tax banding matey. Different areas are grouped into different bands on the insurance scheme Hi -Low risk (A to F) Iirc. I've moved from a relatively low band area to a relatively high one according to the banding scheme. All though the area I live in now and in particular my road is actually better and a lot safer than where I have moved from.

#24 dubDEAN

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Posted 03 December 2012 - 13:32

GOT SORTED :) ADRIAN FLUX did me fully comp at

#25 demonufo

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Posted 03 December 2012 - 14:14

Not talking about council tax banding matey. Different areas are grouped into different bands on the insurance scheme Hi -Low risk (A to F) Iirc. I've moved from a relatively low band area to a relatively high one according to the banding scheme. All though the area I live in now and in particular my road is actually better and a lot safer than where I have moved from.

Ooooo, not seen these before...

#26 Porkballs29

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Posted 04 December 2012 - 10:55

Ooooo, not seen these before...


Here you go matey http://www.motorcari...ode-ratings.php

#27 demonufo

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Posted 04 December 2012 - 12:07

Okay, so I'm an "A" and classed as a "good postcode" then. I think anybody from the next town (Witney) would argue otherwise... ;)

I don't think even I'd call it good, and I'm on the quiet end of town...




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