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Witnessed An Accident

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Driving behind an M Reg Fiesta for a few miles coming up to Guisely Morrisons (Leeds). Its a fairly straight road going past morrisons up to a small roundabout, turning left if you wanted to enter the car park. So from Morrisons its like coming up to a T Junction. The roundabout is about 50 yards past the Car Park exit.

A Woman in a 206 Estate wanting to turn right from Morrisons Car Park, so she'd have to cross the side we're on to get out.

Bloke in the Fiesta indicates left to turn into Morrisons.

Woman pulls out into the road

Bloke either decides not to go to Morrisons or didn't mean to indicate in the first place, carrying straight on and hits her wing with a decent amount of force (15mph perhaps?).

The silly thing was after the accident the guy reversed to let her move out of the way and bumped into me!

To Summarise: He indicated but didn't turn off, she pulled out on his indicator.

In my opinion it would be 100% the womans fault (meaning this is how the ins would see it)

What do you think?

I'll go with 50/50 :D

Fiesta giving misleading signal, 206 trusting a signal before committing to the roundabout.

Chris

I'd see that as 50:50.. if you had to wait to make sure that someone IS meaning to indicate left every time they're indicating left then how long would it take to pull out on to some A roads?

On the other hand the accident could probably have been avoided if she made eye contact with the other driver to confirm his actions (which I make a habit of doing, especially at crossroads)

  • Author

But by the letter of the law you dont move on indicators? People can change their mind or if they're unfamiliar with the road indicate in the wrong place. Its not 'right' but if she stuck to the driving 'code' then it wouldn't have happened.

He could've even clicked it on accidentally.

Driving behind an M Reg Fiesta for a few miles coming up to Guisely Morrisons (Leeds). Its a fairly straight road going past morrisons up to a small roundabout, turning left if you wanted to enter the car park. So from Morrisons its like coming up to a T Junction. The roundabout is about 50 yards past the Car Park exit.

A Woman in a 206 Estate wanting to turn right from Morrisons Car Park, so she'd have to cross the side we're on to get out.

Bloke in the Fiesta indicates left to turn into Morrisons.

Woman pulls out into the road

Bloke either decides not to go to Morrisons or didn't mean to indicate in the first place, carrying straight on and hits her wing with a decent amount of force (15mph perhaps?).

The silly thing was after the accident the guy reversed to let her move out of the way and bumped into me!

To Summarise: He indicated but didn't turn off, she pulled out on his indicator.

In my opinion it would be 100% the womans fault (meaning this is how the ins would see it)

What do you think?

I've highlighted the pertinent bits - Insurance scam

  • Author

From his reaction when it happened (slammed on immediately) and talking to him afterwards I'd say not.

It could potentially go 50-50, especially with me as a witness saying he indicated.

Accidentally bumping into me wouldn't make sense in his plan. If he'd damaged my car as well he'd be claimed against there.

Accidentally bumping into me wouldn't make sense in his plan. If he'd damaged my car as well he'd be claimed against there.

He got that bit a bit wrong but a personal injury claim is normally what they're looking for for ;)

Am I being thick? What does anyone get out of that? Is it the bloke claiming injury compo from the woman, or vice versa? Because you don't break your car to get it fixed for free, do you? Someone help me :confused:

Just read the above. Bit silly really. A 15 mph crash ain't gonna do diddlly squat damage and no insurance company in the land would pay out on that, would they?

  • Author
Am I being thick? What does anyone get out of that? Is it the bloke claiming injury compo from the woman, or vice versa? Because you don't break your car to get it fixed for free, do you? Someone help me

It happened about 2 hours ago so I've no idea on who might be claiming for what.

Going off my gut feeling he'd have plenty of opportunities to have an accident like this yet hose a built up, heavy trafic area to do it in?

Anythings possible but the Fiesta was clean and suprisingly for that Mark (MK3? Pre Zetec) had no rust. Probably a student. My gut feeling says it was an accident.

  • Author
Am I being thick? What does anyone get out of that? Is it the bloke claiming injury compo from the woman, or vice versa? Because you don't break your car to get it fixed for free, do you? Someone help me

Just read the above. Bit silly really. A 15 mph crash ain't gonna do diddlly squat damage and no insurance company in the land would pay out on that, would they?

Her front end drivers side was mashed in, fluids on the road (prob washer fluid). His a defo right off given the car.

My gut feeling says it was an accident.

I hope you're so understanding when his insurance company contacts you regarding your bump *into* the fiesta.

Sounds like it. Like you say, there were witnesses and at that speed there can't seriously be any injury. Bruised pride maybe? Anyway, I think a 50:50 blame there

The woman's fault in the original Fester vs 206, and the man's in the Fester vs Skoda. Of copurse, whether or not the insurance will take the first shunt that way or 50/50 is anyone's guess.

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We didn't exchange details for him bumping into me as there was no damage. He took my number as a witness for him, nothing else.

The only ins claim will be between them.

tell your insurers when you make the claim that you think he is on a scam with the other car. did you get he reg? if so your insurers could warn hers as they only need the reg to know who it is insured with.

It really must be her fault for pulling out in front of him, and then the op's fault for running into the back of him.

Well, that's one way of looking at it.

Wadsworth v Gillespie (1978) - 2/3rd's 1/3rd in favour of the vehicle on the main road.

It is still leading case law.

You saying 2/3rd fault of car on the road or 2/3rd not the fault on the car on the road from the case history?

Thanks

2/3rd not the fault of the car on the main road.

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