I'm keeping the same size Brake disc's on the Fabia Vrs but I've ordered some Zero 60 Disc's and Strada pads off Awesomesarah.................Is this classed as a mod because there not OEM.............:confused:

If they are drilled or grooved then yes they are a mod.

If they are std size with no drilling or grooves then no they are just replacement.

HTH

If they are drilled or grooved then yes they are a mod.

If they are std size with no drilling or grooves then no they are just replacement.

HTH

What he said!

Tell the insurance what the new parts are by name, but don't actually mention the grooves; you've told them, and it's not your fault if they don't know what you've told them.

Where do cupra bushes come in on the "it's a mod - tell the insurance company" front? Just wondering really..

Where do cupra bushes come in on the "it's a mod - tell the insurance company" front? Just wondering really..

I would have thought they are just a harder wearing replacement.

You can argue the brake upgrade is a "good thing" from an insurance p.o.v, but I doubt they see it like that. Worth a phone call to ensure both parties know.

If they are drilled or grooved then yes they are a mod.

If they are std size with no drilling or grooves then no they are just replacement.

HTH

Really don't think its as black and white as that.

Different insurers will see it differently.

The only way to know in this situation is to ask the question of YOUR insurers - not go off what someone on a forum tells you

Really don't think its as black and white as that.

Different insurers will see it differently.

The only way to know in this situation is to ask the question of YOUR insurers - not go off what someone on a forum tells you

OK look at it another way, is it a DIRECT replacement (exactly the same as the OEM part),

or is the part to enhance the performance or looks of the vehicle? if it's not a direct replacement (or the part is not to OEM spec) than it has to be a modified part.

I dont think that would be classed as a "mod" personally. If they look like standard OEM stuff then you should be ok.

If you're concerned about this then best off speaking to your insurer

I used to work for cornhill direct, an extremely strict insurer! We wouldn't insure any modifications other than alloys (as long as the rolling radius wasn't effected) and also they allowed for disability modifications. Really does depend upon the insurer

mmmm.....Interesting views and replies.....So putting different tyres on could also be classed as a mod, the car came with Dunlops on, but Toyo's grip better, same size, same speed rating. They enhance the gripping quality of the car, same as putting different disc's and pads enhance the braking quality of the car, same size just a different make........." Does that make sence "...

mmmm.....Interesting views and replies.....So putting different tyres on could also be classed as a mod, the car came with Dunlops on, but Toyo's grip better, same size, same speed rating. They enhance the gripping quality of the car, same as putting different disc's and pads enhance the braking quality of the car, same size just a different make........." Does that make sence "...

If a car has say Hard, low rolling resistance eco tyres fitted as standard, then you replace them with R888 track day tyres, then is this a performance mod? If the tyres are the same size as OEM, then probably not. I remember a conversation with an insurance company that my dad had once about his Subaru. He bought a set of Winter tyres and these were fitted to OEM Subaru wheels. The wheels were from a later model but were 16 inch (instead of 15s). The insurance company insisted this was a "Performance Mod" even though the tyres were the same width (205 mm) and the same rolling radius. That company did not get our business.

If you change your shocks for say FSDs and it does not alter the ride hight then is this a mod? If I don't put a Skoda air filter in it (mine is K&N panel), or say one made by MANN or Fram, is a mod?

I wonder if you can get away with saying your Re-map is a software update/upgrade to the cars computer, such as they have on their computers in front of them? Probably not!!

Edited 2 May, 200917 yr by Jim H

If a car has say Hard, low rolling resistance eco tyres fitted as standard, then you replace them with R888 track day tyres, then is this a performance mod?[/Quote]

Very definitely.

If the tyres are the same size as OEM, then probably not. I remember a conversation with an insurance company that my dad had once about his Subaru. He bought a set of Winter tyres and these were fitted to OEM Subaru wheels. The wheels were from a later model but were 16 inch (instead of 15s). The insurance company insisted this was a "Performance Mod" even though the tyres were the same width (205 mm) and the same rolling radius. That company did not get our business.

If it's not how it left the factory, it's a mod.

If you change your shocks for say FSDs and it does not alter the ride hight then is this a mod?[/Quote]

Yes.

If I don't put a Skoda air filter in it (mine is K&N panel), or say one made by MANN or Fram, is a mod?[/Quote]

Is it an OEM replacement from Fram or MANN? Then it's probably not a mod, but the K&N is very definitely is a mod.

I wonder if you can get away with saying your Re-map is a software update/upgrade to the cars computer, such as they have on their computers in front of them? Probably not!!

Something tells me you're in for a great deal of disappointment in your life...