Hi guys,

Had a pretty big crash last night and my VRS is very dead (more details about crash another time). I'm getting ready for insurers to start arguing over value of it and need some help in pricing my car. I know I asked briefly a while ago and the thread was shut for fair reasons but I'm hoping this can be seen as different.

51reg

1.8t VRS

55,000 miles

Magic Black

Very good condition bodywork

Full VAG SH till august 2007 - then I have receipts for all Items purchased for servicing to present.

6months MOT

12months Tax

Remapped to circa 210bhp

I'm thinking from looking on auto trader (theres not many 51 cars with low mileage) between £3500-4200, but what will they likely offer me as I'm concerned they will try and offer £3000 and not budge on it.

Have a look at dealers prices on Skoda's website as you really need to base your valuation on buying another car with roughly the same spec/mileage from a dealer.If you gather more info on dealers prices it will help with a larger settlement.

I would think £4k would be a good price if you can get it.

Sorry to hear about the crash Rich, hope you're ok.

I would say £4000 would be nice given that it's low mileage and bodywork is good condition but they may see the age of it (51 plate) as a drawback so might be closer to £3500.

I don't think the remap makes a difference to what they will pay out for it unless you are with an insurer that will pay out for modifications like for like in which case you might get the £300-odd pound for the remap back on top of the value of the car.

Mine was valued at £6000 when I took out my insurance but with the mileage I doubt they'd even pay out half of that now.

not been the best day of my life, and Im pretty well bashed up but Im alive and walking which is the most important thing.

I'm with highways insurance through Chris Knott of that helps.

Ill start going through and printing off adverts to use, iirc last time it was like playing top trumps with the insurance guy!

Crikey, sorry to hear about your crash mate, great shame, I remember thinking how nice your car looked parked next to mine at the marlin motors rr day last year. Glad our ok though and hope it all works out for you with the insurers.

Glad you walked away from it.

Definitely prep yourself, I added £800 to what I was initially offered using Autotrader.

Glasses price, the insurance will start low

:thumbdwn:

Excellent condition:

£2410

Average condition:

£2160

Below average condition:

£1900

You can get a higher price than book by showing your insurance company a couple of other cars with the same spec/miles/condition going for more.

I wrote my Vectra off in a 2MPH accident and I was offered £400.00, I showed them 2 adverts of the only CDX's I could find with same year but both had higher mileage and slightly lower specs going for £1200.00 and they paid me that

Hope your ok - sorry to hear about your accident. I would agree use autotrader and parkers adverts and try and talk them up. Remember the car was worth more to you.

Sorry to here about your accident.

Insurance companies usually settle somewhere between Glass and CAP valuations (as close to Glass as they can). Don't be surprised, if they offer you about £2500 to start with.

You need to make the case that your car was in excellent condition and just keep fighting your case. What the car is worth to you and what they are prepared to pay are different things.

Do your homework. Find a few cars with the same spec as yours in Autotrader. Print out the details and then do the same for your car so you can compare them side by side.

i think you will find it hard to find ones in the trader with low mileage all seem to be high

When my vRS was stolen, I eventually settled for 800 quid more than the initial offer, after proffering ads. etc.

Very sorry to hear of the accident. If you can buy it back very cheap you may well be able to break it and get some money back.

I'd say it was worth £3k on the open (not enthusiast/biased) market, it's not diesel and it's not estate which knocks a lot of general appeal. However it's condition and 'cult' status goes for it.

Cheers, Greg.

Very sorry to hear of the accident. If you can buy it back very cheap you may well be able to break it and get some money back.

I'd say it was worth £3k on the open (not enthusiast/biased) market, it's not diesel and it's not estate which knocks a lot of general appeal. However it's condition and 'cult' status goes for it.

Cheers, Greg.

thinking about it I don't think there much I could strip it down for as the car really is ****ed, pretty much all the windows are shattered so you can imagine the impact to of caused that.