I have found cheap Clio cup which I want to buy, however it is a cat c jobbie. It's been repaired ok and Vic certified ok. mot is current. The question is, do insurance co.s load up the insurance premium because of it's write off history? and am I liable to forward the cat c history to them?

I've checked with DVLA that the vic 20 certificate is legit but they cannot comment on how this affects future insurance cover.

I would imagine a Cat C would be more, but equally the fact it is worth less than a non-written off version might be a plus factor in terms of premium?

assuming this is mainly for track use? why bother insuring it, tow it to track behind the soot monster, job done!!

I can't see any reason a Cat C car would cost more to insure unless it had been modified as part of the repair. It's not the car's fault it crashed

assuming this is mainly for track use? why bother insuring it, tow it to track behind the soot monster, job done!!

Good idea, but wifey would not be pleased if I took both cars for the day, she needs transport to work.

I've gone on to insurers comparers.com and they do not ask if it is categorised. Perhaps I should speak to one of them, I'll give it go tomorrow to clarify.

And the Fabia vRS cannot tow...

And the Fabia vRS cannot tow...

Yes, it would be too embarrassing.

I dont think they load the premium , its just they will value it less if theres a claim , have a mate that runs an insurance brokerage so can ask if you want .

IIRC Jonnycatbiscuit and Stuart J run written off cars, maybe they can shed some light on this.

I dont think they load the premium , its just they will value it less if theres a claim , have a mate that runs an insurance brokerage so can ask if you want .

You be right there.