I was 19 when I got mine, i was named driver on Dad's policy. £700 with more than.

Pass his test, then take past plus, that brings insurance down by quite a bit.

Get an 2000 plate skoda fabia 1.4mpi cheap to insure cheap to tax cheap to buy. Find somwhere nice to hide your Fabia for a year (He'll be used to the fabias dimentions by then). Like the above post get son to do pass pluss or something like. Alternitivly buy a realy old clasic car I have an Austin 7 and I have loads of fun in it too, try £45 a year insurance for any driver over 25 (i know your son is 17 but wont cost that much more). Not only will it put a smile on your face every time you drive it people will smile and wave at you and your son will have the coolest car in school.

its a no brainer if you want him on your policy...sell it and buy something you can insure him on...as been said no one wants to insure 17-18yr old males olds full stop..

my daughter passed test 13 mth ago (22yr old) bought her a clio,1st year insurance was £1300 paying monthly ,just renewed at £800...my girlfriend just passed a mth ago (31 yr old) got her a pug 206 ,cost £1050 to insure paid in full (wanted £1440 monthly)..in contrast my m8's 18 yr old son past test last yr...he got a 1998 micra cost him £300, insurance was £2100 paying monthly...

insurance companies got everyone by the bo!!ox these days with the prices and especially the excess's they are asking for.. :yes:

Edited 26 May, 201016 yr by warwick hunt

Thanks for the ideas, I need to look at all the options here before I go much further.

Thanks for the ideas, I need to look at all the options here before I go much further.

No problem. I'll start emptying the CDs from the glovebox in readiness for your call

Get down to your local auctions pick up a piece of poo for 200 quid, i wouldnt want someone driving in my fabia vrs, curbing alloys riding the clutch stalling, think of the little bits of damage it will cost, this is not to say your son is or will be a bad driver, but im just remembering what i was like learning, and i would not want me to learn in my car!!!

No problem. I'll start emptying the CDs from the glovebox in readiness for your call

I think I'd see if I could afford to buy him a cheap car to use for 1 year to get used to, and put a large excess on it to reduce your premium. Hopefully he'll end up with 1 year's NCD, and sell the car, but if he bends it, it shouldn't be "the end of the world", hopefully!

When I was looking for insurance after passing, I found Admiral were the cheapest (but not a great policy, IMHO) ... I just went onto CompareTheMarket/GoCompare to get "ballpark figures", then tried the individual sites. The Admiral quote I got was ~£750 FC on a 1.9TDi (not vRS), with a £500 excess, and the others being more in the £1,200-1,500 range. There again, I'm old (over 25)...

But hope you see my point, as a young driver they are a bit koo koo at the best of times

Yeah, young guys in particular are kind of known for being a bit silly (I've seen countless examples of this!). I was very wary of getting mine as I wasn't sure if I'd have problems with it (thankfully I haven't had any mishaps yet!) ...

Too be fair to the OP, not sure people realise on here that we dont all have money lying about to fund the price of another car (even if only £100) and then minimum of £1500 insurance, plus the tax, MOT's and all the other mantainance costs of running another car!

I'm sorry I cant help with you situation, but I fully understand the "Don't want to sell my SE, but cant afford a second car" Please dont sell your SE as I think you will regret it, but might be worth the approach, "Son, your 17 now, your having driving lessons, If you want a car, they cost alot of money, GET A JOB LIKE THE REST OF US HAD TOO!!!"

....but might be worth the approach, "Son, your 17 now, your having driving lessons, If you want a car, they cost alot of money, GET A JOB LIKE THE REST OF US HAD TOO!!!"

Too right. Your son needs to man up! If we wants a car he should buy one. Cars can be expensive to run and your son would benefit no end from learning this for himself rather than have it all handed to him on a plate.

Edited 26 May, 201016 yr by JulieD

Too right. Your son needs to man up! If we wants a car he should buy one. Cars can be expensive to run and your son would benefit no end from learning this for himself rather than have it all handed to him on a plate.

Tricky one this - as a parent, I have two opposing views.

1. I want my son to be financially independent and realise that he has to work to get the cash to buy a car and afford to run it

2. I want my son's car to be as safe as possible; have abs, side impact protection, crumplezones and as many airbags as possible, and I want him to be properly insured so if (when?) he has that accident he's properly covered.

I'm pretty secure in the knowledge that the money he'd earn at 17 to allow me to use view 1, probably would allow him to buy and insure the vehicle identified in 2.

Life is all about compromise

1.0l citroen ax! mmmmmmm

Nowt wrong with that as long as he doesn't drive it like a tool and crash it hard. Same goes for any cheapy run about designed in the 80's/early 90's though.

As for the don't have money around.

Insuring a kid on a vRS will put the insurance up massively. Most likely more than the £100 car and the £600 to £800 it will cost to insure for the first year.

Add in all the damage a learner can do to a car and it makes sense. Also means that the learner gets to learn how to do basics such as a DIY oil change to keep said car on the road.

Edited 26 May, 201016 yr by cheezemonkhai

Thanks again folks. I appreciate the thoughts. Myself, I did indeed "get on my bike" and got a job when I was 16. It doesn't seem like the majority of kids do that these days and certainly I hope my lad goes to University. I didn't have that chance. I'm really torn over this as I like the Ltd VRs a lot and I do have a few months to mull this over. There isn't a bottomless pit of money available and I'm tempted to think that a Ltd Edition VRs with 25k miles on the clock if sold would buy a HyundaI i10 or similar and insure it for a year with little or maybe no extra cash outlay on top. What do you reckon I could get for it? About £8500 for a private sale?

when i was 17 and just passed my test i went to the local car auctions and picked up a 1.2 clio on a L reg for £90, itonly had 1 months mot, and speedo was showing 140000 miles, but my dad knew what he was doing and we bid for it, many people were avoiding it because of short mot and high miles, dad fully looked over it as much as could and felt it wouldnt take much to MOT and when we got it and MOT'd it, all it needed for the MOT was a new bulb, it lasted me almost a year, when i sold it, i put another 12 months mot on it and got £350 for it

insurance wise it was cheapest for me to insure it with a high excess fully comp than tpft, the minimum excess was greater than the car was worth on a f/c policy due to my age min excess was £350, so i just whacked it up to something like £850. cos i wasnt gona claim more than the car was worth!

so i'd say look around for a cheap banger for the first year, and let him build his own NCB, he can have the freedom when he wants then and not just when your not driving after he passes his test,

Be aware that if you get him his own car, it is illegal for you to be main driver and him to be named driver and insurance are cracking down on it, especially when Dad has a nice car, and a old banger with son insured on it, they instantly see that as fraudulent even when it isnt.

when i was 17 and just passed my test i went to the local car auctions and picked up a 1.2 clio on a L reg for £90, itonly had 1 months mot, and speedo was showing 140000 miles, but my dad knew what he was doing and we bid for it, many people were avoiding it because of short mot and high miles, dad fully looked over it as much as could and felt it wouldnt take much to MOT and when we got it and MOT'd it, all it needed for the MOT was a new bulb, it lasted me almost a year, when i sold it, i put another 12 months mot on it and got £350 for it

insurance wise it was cheapest for me to insure it with a high excess fully comp than tpft, the minimum excess was greater than the car was worth on a f/c policy due to my age min excess was £350, so i just whacked it up to something like £850. cos i wasnt gona claim more than the car was worth!

so i'd say look around for a cheap banger for the first year, and let him build his own NCB, he can have the freedom when he wants then and not just when your not driving after he passes his test,

Be aware that if you get him his own car, it is illegal for you to be main driver and him to be named driver and insurance are cracking down on it, especially when Dad has a nice car, and a old banger with son insured on it, they instantly see that as fraudulent even when it isnt.

i was a named driver on my dads policy with his jag xkr it did cost him alot but they did insure me

Best insurers ive got is endsliegh

i was a named driver on my dads policy with his jag xkr it did cost him alot but they did insure me

Best insurers ive got is endsliegh

being a jag i shouldnt image it will take much to convince the insurer that it is insured correctly regarding drivers!

well we used a special insurance brokers that insure *elite* cars so you can do whatever if you can afford it!

We will have lessons for him, we did this with my daughter, but she shares with the Mrs Bloggs Citroen C1. So I need a car he can share with me.

If your daughter's been driving for a while, would it not be more cost-effective to insure her as named on the vRS and get your son as named driver on the C1?

Ignore anything I said about MORETHAN. I just received my renewal today and its £700 more than last year. 700 pounds? How can they comprehend adding that to the already expensive cost with no motoring convictions, no accidents and another years claim free driving?

Madness.

The insurance is going up on vrs's my renwal quote was really good, just went on to do another quote the company i use would charge me an extra 200 if i took out a new quote! if you want safe go renault for 2 reasons...

1. have the best ncap ratings

2. will breakdown most of the time so time spent on road is minimal!

..... how about buying him a £100 fiesta that isn't a heap

A contradiction in terms surely?

Here's the dilemna, I have had Ltd Edition Fabia VRs #42 from new and I really like the car but my son is 17 soon and I need a car that he can drive legally. I can't get a quote on the VRs with him as a named driver so I might have to bite the bullet and sell the car. I don't want to sell but I might have to in order to fund the purchase of a car that I can use but also he can learn in and eventually drive when he passes his test. I know it's a rubbish situation to be in, but what would Briskodians do? Sell the VRs or think of something else? Keeping two cars is definitely not an option, I'm afraid.

Tell HIM to Do what YOU did when you were seventeen buy a bicycle or walk

I am eighteen now DAD OK son here's a house

It is best to pay for driving lessons with a real instructor Less friction and a better pass rate becoming a proficient driver and not a watered down version of dad

It is not a God given right that you get a car and drive as soon as you become old enough, To appreciate it you have to get a job, work and save, pay for lessons, pass your test and save again for a car

IMHO National

Ignore anything I said about MORETHAN. I just received my renewal today and its £700 more than last year. 700 pounds? How can they comprehend adding that to the already expensive cost with no motoring convictions, no accidents and another years claim free driving?

Madness.

i know mate its ridiculous!

my insurance renewal has come through £200 higher than last year/. im not a happy bunny at all. 6 years no claims bonus, never had a crash or a claim or anything so why should my insurance go up £200???

well i asked adrian flux who quoted me £2000!!!!! when last year was £670, to which i got a reply about the bad weather and loads of crashes at the beginning of this year.

Now fair point possibly but i drove as normal all the way through the bad weather, i didnt crash. so why should i have to pay for it?

joke if you ask me

Don't forget the little Austin, Ok around 3K outlay to buy one but that would be saved in 3 years insurance then you can sell the car for 3k. Did I mention that the £45 fc insurance included breakdown cover and get you home service from anywhere in uk. A 17 year old maybe £100 ins but think of all the practical skills He'd learn servicing etc. On the University front I wished when I was 17 I took A year out and learned to fend for myself before going would have taught me so many valuble skills, most imporantly the value of money.