07 plate Octavia Vrs PD TDi Hatch in Race Blue. I'm in my Fifties so I'm with Saga, Full Comp for Me and the Wife (Named Driver) I've 3 speeding Point (SP50) and I pay monthly by DD

£16:90 a month for 12 months, £250 Excess, £70 Glass

Well Chuffed

( Harrogate Post Code )

Edited 20 August, 201015 yr by Auric Goldfinger

Jeez, thats low! Me - 12 years no claims, partner and I both 41, clean license, same excess, free glass - £508, elephant.co.uk - and that was cheaper than all the comparison sites!

Thats good old East Lonon for you! :(

Edited 20 August, 201015 yr by Ciderspace

Wow both of you are paying extremely good prices, I wont even go into how much mine is

Wow both of you are paying extremely good prices, I wont even go into how much mine is

Moved from coventry to somewhere in the sticks - insurance literally halved...

Moved from coventry to somewhere in the sticks - insurance literally halved...

Try being on an insurance group nearly the same as your age.. aha literally laughable prices. but love hurts!

Edited 20 August, 201015 yr by Lew_VRS

Well remapped cars seem to have fallen foul of the insurers this year. Last year it cost me an extra 30 for the remap and a switch from Elephant to Admiral (the same damned company - jeez). Getting some quotes in readiness for my renewal early next month and I'm looking at least an extra 100 on top of last year. I'm 35, full NCB with wife as named driver and 0 points. I've tried some of the online "performance specialist" sites and they just return comedy quotes.

I have 6 years no claims n no points am 51 wife as named driver SDP & business use, best price i have been given is £320. well chuffed

Edited 20 August, 201015 yr by BillyT1903

It's that expensive HG2 postcode you own Auric!!!

It's that expensive HG2 postcode you own Auric!!!

and your is??............I may own yours aswell :yes:

HG3................!!! do you have a private reg on the new octy? ill look out for you. Used to see the old red Furby a fair bit!

Mine's gone up about £25 to £526. 40 & 10 NCB , SDP and business use.

HG3................!!! do you have a private reg on the new octy? ill look out for you. Used to see the old red Furby a fair bit!

HG3......and you can still get insurance

No privet plate yet...............YC07 U**

Hahaha.....cheeky Auric!! Ill look out for you im YH10 S.......

Interestingly ive just renewed - the PD came out at £100 cheaper than the CR for some reason?!

Anyway IAM price matched my quote from More Than and beat it!

Renewal from Elephant was £677! Got it with IAM for £478.

I am 27 with 6 year NCB, 0 points no accidents and a high risk WV post code!

sorry to be i9gnorant , who/what is IAM.

Institute of Advanced Motorists

I was expecting the vRS CR facelift to be really cheap at my age (mid 50's) - crikey it's a diesel after all but not a bit of it - it's actually more to insure than the Alfa 147 GTA that I sold in order to buy it. Just can't understand why unless having passed 55 I'm now considered incompetent.

FWIW: Southampton post code, no accidents, convictions etc, etc. 8k miles, SDP use only, protected no-claims... various quotes from about £300 to over £700.

when l swapped the 3yr old pd for my brand new cr vrs my insurance actually went down which was a bit of a shock considering the difference in value and thats with skoda insurance

06 Petrol vrs:

I'm 30 with 7 years NCB. Insured with equity red star IAM drive and ride for SDP& commuting. £387 fully comp and protected NCB... WR postcode so low risk.

About £100 cheaper than old remapped fabia...!

Hi just got a quote off SKODA, 39yrs, 10+ yrs no claims, no convictions , £100 excess, glass £50 excess, legal cover and curtesy car, first they said that it was £330 but they have knocked £50 quid off, £280 full comp

Stupid thing was that originally I was given a quote of £251, so asked about taking Kim off the policy as she very rarely drives the Octavia. This then gave a figure of £286 -- yes, more if if was just myself -- then by putting her back on, dropped to £226.

It's quite normal for your quote to drop when adding a female driver - they are a lower risk than us males so the reasoning is that if they occasionally drive the car then you are not driving the car so that lowers the overall risk and hence the premium.

Surprised at the other bit though - nice trick if it works for you

It's quite normal for your quote to drop when adding a female driver - they are a lower risk than us males...

You've got to laugh - my wife is a named driver on my policy (thus bringing the premium down) despite that fact that she's had 6 points (about 10 years ago now). She twice managed to bend her own car door on gateposts, she bent both offside doors on my Leon Cupra, reversed into a bollard in a supermarket and reversed her own car into mine when we used to park on a steep hill.

And here's me, never had any points, never claimed on an insurance policy but it's cheaper to include her.

Gawd bless the fairer sex and insurance companies :wonder: