Just interested, how many of you buy whatever you like for your car without informing or getting agreement of your significant other?

My wife runs the household accounts and if I fill up with diesel (for example) she needs to have these receipt so that she can allocate that amount to our monthly fuel budget. To be honest, we need to run our finances that tightly or we start bouncing stuff really easily.

I'm after some cosmetic bits, some bits for the suspension, and a cambelt change in the next month. But first I have to get the nod from Swmbo before I can spend any of it!

Anyone else in the same boat or do you all spend first, confess later, or even buy the bits and then keep mum?

I just buy the parts then tell the parents, but they then say it's your money

I have a secret bank acount that gets £30 a week in it :yes:

We have a joint account and each a separate current account. The mortgage and all the bills come out of the joint account and the wages get paid into each sole account. We then put an equal amount in each to the joint account to cover all the household bills. Anything car related such as fuel, tax servicing and seemingly copious amounts of tyres at the moment, comes out of each persons sole account.

Works out well as there is no arguments then as to why £70 has gone to New Look and why £120 has been spent at Skoda etc....

I just got a 0% credit card and will be spending about £1k on the car, I've got the savings but it seems silly to take it from my isa when I can put it on the card. I'm the only earner so she can't really say anything.

We have a joint account, and I have my own car fund account.

My wages get paid into the joint account, and any overtime money I get I leave half the extra in the joint, and put half in my car fund account.

That way the missus is happy, and I have money in my account for upgrades etc

Works well for us

Cheers

Damo

No joint account... I run the household accounts, pay bills and the other half just gives me x amount a month towards the bills. Money wise mines mine and her's is hers.

However this is all because of me getting screwed over in my Divorce. So effectively Ellie is a lodger in the money sense or the word.

Mine is more a battle with myself as I seem to change my priorities a couple of times a day. Eg, 10 minutes ago I was looking at another car. Now I'm back to the, there is nothing wrong with mine and you're not on target for saving approach.

No other half but life gets a little complex for me with different developments going on etc

One giant Excel Spreadsheet that manages to tell me nice messages or angry messages. :no: Always been good with money so nothing that bad to worry about. (I hope...)

Edited 3 March, 201115 yr by Robshaw

Mine is more a battle with myself as I seem to change my priorities a couple of times a day. Eg, 10 minutes ago I was looking at another car. Now I'm back to the, there is nothing wrong with mine and you're not on target for saving approach.

Thats me as well, swmbo doesn't give a rats ass what I spend, mostly on the basis she knows I will talk myself out of it 99 times out of 100, but when I do splurge the cash there is no issue wether she is forewarned or not.

Wheres Des..... he said the best thing at a local meet the other month!

'Cant take it to the grave'

We have a joint account, and I have my own car fund account.

My wages get paid into the joint account, and any overtime money I get I leave half the extra in the joint, and put half in my car fund account.

Funnily enough we just decided to do something very similar, only we will spend the "extra" on stuff for either of us that we otherwise couldn't justify, like a flash TV or a weekend away.

This was because I felt that I work fulltime and my wife works 30 hours a week, and all we are doing is paying bills. I decided we needed to be able to spend something on ourselves now and again.

Good idea

Need to have the odd treat now and again, or life is boring

Cheers

Damo

I buy the car and then give my Wife a nice surprise later. Keeps things interesting.

She was very surprised when I sold her old Fabia and bought her a new Yeti though.

Maybe it's me, but I've never been good at asking for permission to do something. So I manage the finances.

Wheres Des..... he said the best thing at a local meet the other month!

'Cant take it to the grave'

"The richest man in the graveyard" actually.

nope have no-one to answer too...................thankfully!!

My other half will always have to find it cheaper else where first before purchasing.

Great really, always safest us a few quid.

"The richest man in the graveyard" actually.

Just bought a new car without telling the wife, before christmas I gave her a credit card in my name. We trust each other to make the right decision.

Though the 1st wife, she stung me for every penny I had, so it doesn't always work out like you expect.

Though the 1st wife, she stung me for every penny I had, so it doesn't always work out like you expect.

ditto, and I have a mate with an even worse story than mine; she had secret accounts (which he knew nothing of) bursting with cash she'd hived off over the twenty years they were married.....:(

Just bought a new car without telling the wife, before christmas I gave her a credit card in my name. We trust each other to make the right decision.

Though the 1st wife, she stung me for every penny I had, so it doesn't always work out like you expect.

More the reason to blow all your cash. 1/2 of bugger all = bugger all

Before swapping jobs and taking a considerable pay cut (for now!) I just used to splash out and buy what I wanted as did swmbo and it wasn't a problem. We have a joint account so both wages go in that, what's left after bills etc is ours. Things have taken a back seat and the belts have been tightened while im "gaining experience" doing this class 1 lark!

Nobodys interested unless you've got at least 6 months experience so I've had to take a lower paid job for a few months, but I'll soon be picking up where I left off

Got a few cb bits for my truck to sneak past her first tho

Edited 9 March, 201115 yr by sivrs

We have a joint account and each a separate current account. The mortgage and all the bills come out of the joint account and the wages get paid into each sole account. We then put an equal amount in each to the joint account to cover all the household bills. Anything car related such as fuel, tax servicing and seemingly copious amounts of tyres at the moment, comes out of each persons sole account.

Works out well as there is no arguments then as to why £70 has gone to New Look and why £120 has been spent at Skoda etc....

+1 defo the way to go

I'm old skool, I go out to work and bring home the bacon, my wife stays home and works very hard to make sure that things stay that way. Unfortunately she doesn't get paid for the hard work she does so I'm left to pay the bills and she wouldn't approve of wasting money on the car.

I saved a couple of hundred quid most months to keep it on the road but it costs at least a grand a year to do that and it doesn't help, like this month, when I've had to spend the accumulated funds left on furniture for a house move.

I'm old skool, I go out to work and bring home the bacon, my wife stays home and works very hard to make sure that things stay that way. Unfortunately she doesn't get paid for the hard work she does so I'm left to pay the bills and she wouldn't approve of wasting money on the car.

I saved a couple of hundred quid most months to keep it on the road but it costs at least a grand a year to do that and it doesn't help, like this month, when I've had to spend the accumulated funds left on furniture for a house move.

I know exactly where your coming from the "Old School" I did the same saving for retierment, morgage and all that...but when the kids have gone and it all goes pear shaped she will be entitled to more than half with very little contribution. Fine when the kids are young she will look after them beware as they get older....Oh! and an interesting point here she will also be entitled to wife`s maintenance to maintain her standard of living even when the kids have left............Maybe I should start a new thread here

Edited 10 March, 201115 yr by a_Duncan