Looking at these today as they appear very good value at the moment (carfile - 1.6TDI CR105 Elegance £11,700). So good that dealers are selling 2 year old models of the same spec with £3,000 miles on the clock for not much less !!!

So is there a big difference in driving and performance between all of the 3 engines - 75 / 90 /105 ???

Which would you go for or could i just go for the 75BHP one and then have it re-mapped and save on the initial cost but still then get all that lovely BHP and torque back later.

Ta.

Oh, i was going to get a 1.6TDI Elegance, 5 door in solid red.

Thanks.

Edited 28 October, 201213 yr by Hudson1

The 75 maps to 135 ish, same a the 105 according to the mappers.

You know thats what i thought it would do, its about £600 cheaper for the 75 version and i can get a good remap for about £100 (know a guy who does these and will do it for trade). I will also save a bit on the insurance given it will be down as the lower powered version. Looking at the citigo prices for the top of the range elegance model and the same for the fabia, they are about £1200 difference but you do not get the 0% finance on the citigo that you get on the Fabia..... sounds too good to be true.

Won't the upgrade on the insurance due to the increased power be much the same as the difference in insurance groups in the first place? Also, I think I read somewhere that the higher power cars have rear discs rather than drums. Can anyone confirm this?

No, my 105 has drums - but it stops as well if not better than my Fab 1 1.9TDI which had rear discs (but smaller discs at the front). Go for the 105, easier to resell.

I thought of doing this but it could be as much as £800-£900 difference when buying it new, and when i do come to sell it (a lot of years ahead) then i doubt it will make any odds at all (given it could be well over 8 years old by then and will have been re-mapped anyway), also remember every single year when the insurance is due i will be paying less because it will be the 75 bhp version..... so its the gift that just keeps giving !

I thought of doing this but it could be as much as £800-£900 difference when buying it new, and when i do come to sell it (a lot of years ahead) then i doubt it will make any odds at all (given it could be well over 8 years old by then and will have been re-mapped anyway), also remember every single year when the insurance is due i will be paying less because it will be the 75 bhp version..... so its the gift that just keeps giving !

Remember what you are proposing to do is illegal and your insurance could be void because of it.

When I bought my Fabia the difference in premiums between the 75 and 105 models was £40. You would be well advised to give your insurer a call and ask what the difference would be.

It may well do but my current Fabia is mapped and i have not told them about that, i do understand though that even changing alloys is something that could increase your insurance premiums or adding on bigger tyres than standard is another modification, i guess the trick is to ensure if its ever in an accident where you need an assessor to come that its back to standard by then.... easily done as my auto '' bod '' has my standard mapping already on a pen drive should i need to reflash the ECU..... I get its illegal but all the insurance companies will do with the information is take more cash from my pocket.... no thanks.

Edited 28 October, 201213 yr by Hudson1

I think you are talking nonsense.

A child or someone walks out in front of you, no mistake on your part & your vehicle will be going on a transporter and being checked over.

Alloy wheels instead of steel or standard alloys is about increased risk of theft etc.

costs involved through increased risks.

Increased and undeclared power mods are a different matter.

george

I'm sorry, but you are basically committing insurance fraud.

If you have an accident and they find out the car was mapped then they will void your insurance. You also then stand the very re risk of being prosecuted for having no insurance.

You are actually wasting your insurance money every year by buying a policy that won't pay out. I'm sorry for being blunt, but you are just the sort of idiot who should be brought to acvount

I did not know i was on a forum populated by saints and nuns. There are many mods made to cars that if looked at in fine detail would cause issue with an insurance company, tyres being a really nice way for them to get out of paying out.

Coming up with the old chestnut of a child walking out of the road (no doubt holding a balloon and clutching his fav teddy) is just silly. In the real world lots of drivers change their car from standard, not all re-mapping is to go faster, i had my Mk1 re-map done because the general drive was poor in some gears and especially setting off in 1st gear, now its done the car drives a lot lot better and even my fuel economy has increased, i go no faster than i did before, nor do i drive any worse (or better !) than i did before.

Got no problem with you re-mapping a car.

It's your attitude to insurance fraud and your apparent blase attitude to the fact that you are basically uninsured that is unacceptable.

Got no problem with you re-mapping a car.

It's your attitude to insurance fraud and your apparent blase attitude to the fact that you are basically uninsured that is unacceptable.

+1

Regards all

John

Sent from my iPhone using Tapatalk

If its a 'Remap for economy,'

or others with a brake upgrade for 'Better & Safer Stopping', or Suspension lowering for 'better and safer road handling',

then why is it that people think it is better to not declare it to their insurance.?

So simple to get insurance for 'Modified vehicles' and it does not automatically mean a Policy being loaded or costing more,

Insure with an Underwriter that understands such things & maybe use a Broker that does.

Just a case of filling in a Declaration Sheet with the Proposal & being accepted or not.

george

I had a conversation with a bloke while we were boath queuing for new tyres at the local partworn place.

He had a Mini with a Civic TypeR engine in it

When he added his 17 year old son to the policy it went up by 4k

adding a cat1 alarm to the car meant that it only went up by 1k

so it seems that a car being driven by a 17 year old is £3000 more likely to get stolen?

http://www.premiumchoice.co.uk

Surprised that it would be as cheap as 3 or 4 grand.

I have struggled to get under 21's on much lesser tuned vehicles and thats while already having cover for various vehicles.

I had a Z Car Mini at one point & would never have been able to get cover for an under 24.

Insurance on it was £247 fully comp, When Premium Choice was Roadsure..

(i used to take it to Crail)

Did you believe that some company covered his 17 year old son on a Type R engined Mini?

If they did pay the additional premium, the increased risk was nothing to do with theft now was it.

It was on the high likely hood of an incident.

george

I had a conversation with a bloke while we were boath queuing for new tyres at the local partworn place.

He had a Mini with a Civic TypeR engine in it

When he added his 17 year old son to the policy it went up by 4k

adding a cat1 alarm to the car meant that it only went up by 1k

so it seems that a car being driven by a 17 year old is £3000 more likely to get stolen?

Errr..... I don't think the extra premium would have anything to do with the likelihood of it being stolen......... More to do with the inexperienced 17 yr-old driving like a loon and crashing it!

Sorry just re-read the bit about the alarm - fair point!

The story lacked an important detail.

17 year old going on and going up by £4,000,

alarm fitted & only went up £1,000 with a 17 year old driver added.

??How much was the owner paying in the first place.

Say he paid £1,000 a year, are we to believe it only went up to £2,000 a year.

or if he was like me and paid much the same whatever the vehicle i insure. max £300 and went to £1300.!

george

If its a 'Remap for economy,'

or others with a brake upgrade for 'Better & Safer Stopping', or Suspension lowering for 'better and safer road handling',

then why is it that people think it is better to not declare it to their insurance.?

So simple to get insurance for 'Modified vehicles' and it does not automatically mean a Policy being loaded or costing more.

george

Nice in theory, but in practice the price will increase a lot. In addition to my rather nice Mk1 elegance Fabia that i use to go to work in on the rainy days i also have a Honda Fireblade 954RR2.... now bikes are often '' modified '' by virtually every owner, i have had my insurance increased for adding an after market end can (exhaust) to a previous (boring commuter bike) bike, this exhaust added nothing to the performance of the bike and the only reason i got it was that the standard one was so quiet that when i was filtering through the cars they could never hear me coming, loud bikes often means safer journeys.... but they still loaded the policy, same is true for all manner of other '' non performance '' changes, its like a legalised protection racket.

Edited 29 October, 201213 yr by Hudson1

Cutting out the theory and all the other stuff,

have you picked up the phone and had 'quotes' for the 3 different vehicles with the different power outputs?

or even done an online comparison site with the 3 vehicles with different outputs and everything else being the same.

I think your experiences & ideas might mirror others,

they are nothing like my experience of insuring modified vehicles, bikes and cars.

I pay pretty much the same whatever the vehicle, 'much cheapness', but that comes with age

george

You changed your exhaust to be louder, and more of a nuisance and declared ito to your insurance. But you won't declare having your car mapped to give more performance?

I would say that the chiuld walking into the street is one issue, not being able to change the car back to standard. what about if you are unable to, because the accident didn't let you "fix it" after the fact?

If its not a problem to have it mapped, you don't believe you should declare it, then why change it back later?

You should declare it - if your insurer hikes your premiums, go elsewhere - as has been stated , many companies won't charge extra, it's in the interest of full disclosure, so they can give you the cover for your vehicle.

As to your original question, I love my 105 (drums at the back) Monte, can see how the 90 would not be too far different, but I don't know how the 75 would compare. I believe the 90 and 105 have the same torque output, not sure on the 75.

If you aim buy the lower powered to save the difference in purchase price, but then remap to higher, then fair enough. why not negotiate the difference with the dealer? If it's the same spec, what difference should there really be?

THe quoted max torque figures are at different revs, as you would expect.

what a remap would be giving.

I would take Skodas official figures for MPG etc all being the same, with a pinch of salt.

If you want more go, you will most likely be wanting more torque/power.

Who knows what buyers want, 'cake and eat it' & much cheapness all in one vehicle maybe.

75 ps MAX torque performance (PS/rpm) 75 @ 4,000

75 ps Max torque Nm/rpm 195 / 1,500- 2,000

90 ps 90 @ 4,200

230 / 1,500 - 2,500

105 ps 105 @ 4,400

250 / 1,500- 2,500

Best often to, Drive them back to back and see which suits your needs and driving style.

george

I will get a few quotes from the insurance companies and see what they say, what ever the difference is (and i do expect there to be one) i would need to add this to the extra cost of the 105 over the 75 (about £600) and then that would be the difference. As said there are all manner of '' mods '' done to cars by owners who never even consider telling the insurance company (tyres, alloys, suspension, tints, K & N filters etc etc), its just part of the ownership experience, i just don't like getting ripped off and tend to think for myself on things like this and weigh up the risks of doing it and the costs of not, then make a decision.

& I thought i was a glass half empty person.

Weigh up all you like, you either run with valid insurance or not.

(if people choose not to declare, then that can be their loss, as i have said, it never costs me extra, but then i get good insurance cover that does not cost much & that allows for declaring mods.)

Getting the prices would be the best idea.

1 hour later you have all the info you need at hand.

have fun.

george