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How much is your insurance?

Chan110
in Skoda Superb Mk2 (2008-2015)

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Is anyone with NFU?

http://www.nfumutual.co.uk/

Apparently the very best company to be with...but so, so expensive. Far too expensive for me anyway.
  • Author

Apparently the very best company to be with...but so, so expensive. Far too expensive for me anyway.

Oh :sweat:

It just seems strange that I have to go to a branch to get a quote?!!!

But in general have not heard anything bad or expensive about them - so thought I give them a try sometime...

Hi Bill

No its not a renewal.

Current Scooby insurance runs out in Sept.

All i done is register Audrey to be insured from Tues 29th Jan.

And for tht i had to pay a £72 premium :-(

Hi Wayne,

The £72 counts as a new financial transaction, so covered by the cooling off period. If you want, you can get your £72 back, cancel your policy with Swift Cover, get a pro rata refund for the remainder of the policy that runs until September and then start a fresh policy with another insurer via one of the comparison website. moneysavingexpert.com has a guide to getting the cheapest price.

Edited by artichoke273

    • Like 1

    I got a multi-car policy on two cars (the other is my wifes Auris) and with £75 Quidco cashback (yet to get it), it works out at £200 per car. I'm 32 and insured for work mileage and 20k a year. Never paid £200 before but I was thrilled.

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    • Like 1
    • Author

    I got a multi-car policy on two cars (the other is my wifes Auris) and with £75 Quidco cashback (yet to get it),

    I LOVE Quidco!!!

    Yes - can take weeks even months to get cashback!

    But as long as the transaction is TRACKED u will be ok! :hi:

    • Author

    Hi Wayne,

    The £72 counts as a new financial transaction, so covered by the cooling off period. If you want, you can get your £72 back, cancel your policy with Swift Cover, get a pro rata refund for the remainder of the policy that runs until September and then start a fresh policy with another insurer via one of the comparison website. moneysavingexpert.com has a guide to getting the cheapest price.

    REALLY???

    Pls no pulling leg!!! :sweat:

    Else me poor ageing can no longer take such a revenge on my insurer...

    ...(Wayne off to do Comparison checks and ready to ring SwiftCover on Monday! - NO TIME, Since picking up Superb on Tuesday!!! :sweat: :sweat: :sweat: )

    Have you tried LV= directly?

    • Author

    U know when u get an insurance quote and they ask "Have u ever had a policy cancelled?"

    Why they ask that?

    And wot is the impact?

    It's if the insurance company have cancelled the policy...

    Missed payments, breach of terms etc etc

    • Author

    It's if the insurance company have cancelled the policy...

    Missed payments, breach of terms etc etc

    Thks Miyagi!!!

    Nope - not tried LV yet!

    • Author

    May I apologise for my French...

    Bloody Norma 'ell !!! :wall:

    zInsure1.png

    Disclaimer: Pls note aliases were used in this incidence for a quote :giggle:

    Ok - deffo ringing Swift Cover and cancelling and then use the £72 I get back to Party!!! :rofl:

    zDance.gif

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    • Like 1
    • Author

    Artichoke!

    I need to buy u a pint whenever we hook up!!! :beer: :beer: :beer: Ok, THREE pints then! :rofl:

    Just rung Swiftcover (my insurer):

    1. If I can find a cheaper quote from them (get a quote from swiftcover.com), then I get back £417 (out of original £539)

    2. If I cancel and go somewhereelse, I get back £365 (due to £52 cancellation fee)

    But, the £72 I paid to switch from Scooby to Superb - does not have the cooling period apply - so will not get it back.

    But, having said that, Swiftcover said the £72 should be included in the REFUND since the Superb insurance does not start until Tues 29th Jan

    • Author

    Swiftcover to refund £365.

    ESure wants £340 (minus Quidco £25 cashback) :rofl: :rofl: :rofl:

    My refunds pays for the Superb insurance for 12months and still have change!!!

    Thks everyone!!! :thumbup: :thumbup: :thumbup:

    zESure.png

    result wayne

    you have let your fingers do the talking and saved LOADS of money.

    bill

    • Author

    result wayne

    you have let your fingers do the talking and saved LOADS of money.

    bill

    Cheers Bill!

    I wish I DID all the work myself!

    But, it was the members here and the forum that saved me money and taught me something new today! :thumbup:

    So, thankyou BriSkoda.net and its amazing members, and that includes u Bill !!! :clap: :clap: :clap:

    • Author

    Have you tried LV= directly?

    Just got a quote, mate.

    £620 (without legal cover or protected NCD) :sweat:

    Double post

    Just got a quote, mate.

    £620 (without legal cover or protected NCD) :sweat:

    You're not old enough ;)

    • Author

    You're not old enough ;)

    LOL

    Thank you for the compliment! :rofl:

    I've been with direct line for about 5 years. They throw discounts at you if you have other insurance with them. My home insurance gets me an extra 10% off, having another motor insured with them gets me another 10% off, plus whatever online discount promo they have at the time. And you then get the same discounts on those other policies too. At renewal time I just get an online quote from them, and call them up to get them to match their own online price. Saved me about £500 last year online vs renewal across my 3 policies. Tis bonkers.

    My Superb came in at £201 from Ist Central last April about £100 less than the renewal from Diamond. The insurance is in my wifes name with me as main driver. It has protected no claim and an excess of £250. Only snag was it did not include green card for Europe and this cost a further £45 for two weeks in September. Unfortunately the car was a victim of hit and run in France so we had to claim when we got back. I wonder what difference that will make at renewal. I always shop around, online, but think our age helps a bit, one of the only advantages of getting older.

    • 4 weeks later...

    £265.73 for two named drivers, fully comp with full no claims, on a 2013 2.0 170 DSG estate L&K. Home is rural Southern England, car kept on drive, and full Europe cover is included...with LV. My previous, a Santa Fe (but cover identical) was £330.20 last year.

    I LOVE Quidco!!!

    Yes - can take weeks even months to get cashback!

    But as long as the transaction is TRACKED u will be ok! :hi:

    +1

    Quidco is great. Its my little bit of pleasure looking for check ins when out shopping with the wife.

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