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not on the insurance database!

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well I have changed insurers so I can insure my RARB, and it started yesterday, before I went out today I checked askmid, and I'm NOT insured on the database! phone the company, they said I AM insured as of yesterday, and it will take a couple of days to show up, BUT it could take up to 14 days! now I pass a traffic car almost every day (I'm on their route from their base) it will be a pain in the ass to get pulled up every day! (I have my certificate in the glovebox) and what if I'm caught when they cant call the insurance company?! I'll be ****ed off it they take my car from me miles from home!

 

any of you insurers know about this? is it normal? (thery said call back if its not on the database 14 days from now!)

 

gonna keep checking every day!

It's normal.

 

If you have your document but they can't call the company to verify then they have to provide you with an order to take your documents in to the nearest station within 7 days.

 

This happened to me years ago. Stopped at midnight and my insurance had started that morning. I had a print out but as they couldn't call the company they gave me a 7 day producer order and I trotted off to my local police station once I had the documents a couple of days later.

 

You wil be able to see from the certificate the start date and they should know there could be a delay with it being registered.

 

Phil

It's normal.

 

If you have your document but they can't call the company to verify then they have to provide you with an order to take your documents in to the nearest station within 7 days.

 

This happened to me years ago. Stopped at midnight and my insurance had started that morning. I had a print out but as they couldn't call the company they gave me a 7 day producer order and I trotted off to my local police station once I had the documents a couple of days later.

 

You wil be able to see from the certificate the start date and they should know there could be a delay with it being registered.

 

Phil

 

Sounds a silly thing for them to ask for a producer when you had just produced at the road side lol. I have had exactly the same though, only I was on my way out of the country so took my word for it which I was happy enough with as it could have been a right stinker of a night! 

  • Author

thats reassuring, thanks Phill :)

Yeah perfectly normal

well I have changed insurers so I can insure my RARB, and it started yesterday, before I went out today I checked askmid, and I'm NOT insured on the database! phone the company, they said I AM insured as of yesterday, and it will take a couple of days to show up, BUT it could take up to 14 days! now I pass a traffic car almost every day (I'm on their route from their base) it will be a pain in the ass to get pulled up every day! (I have my certificate in the glovebox) and what if I'm caught when they cant call the insurance company?! I'll be ****ed off it they take my car from me miles from home!

 

any of you insurers know about this? is it normal? (thery said call back if its not on the database 14 days from now!)

 

gonna keep checking every day!

Yes perfectly normal and the ANPR isn't that up to date, it will take several weeks before you are flagged up because they know this is what happens. Plus they won't 165 your car if you show them your certificate at the roadside.

  

It's normal.

 

If you have your document but they can't call the company to verify then they have to provide you with an order to take your documents in to the nearest station within 7 days.

 

This happened to me years ago. Stopped at midnight and my insurance had started that morning. I had a print out but as they couldn't call the company they gave me a 7 day producer order and I trotted off to my local police station once I had the documents a couple of days later.

 

You wil be able to see from the certificate the start date and they should know there could be a delay with it being registered.

 

Phil

Hmmm they don't HAVE to give you a producer, its entirely up to the officer. But no officer would seize a car when they have a certificate in front of them, not unless they have intel to the contrary.

I didn't have the certificate itself just the print out confirmation of me buying the insurance etc that's why they gave me a producer.

 

Phil

Another vote for normal.

 

The police will have ways to check at the roadside for most insurers 24/7.

Normal. Carry your documents with you. 

 

I got pulled over the day I taxed, MOT'd and insured one car, I think the policeman thought he was going to have a field day!  All the documents were on my passenger seat so less than two minutes later, I was on my way. 

 

Cheers

 

Ollie

 

Sky Insurance

 

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Edited by SkyInsurance

100% normal. There are some smaller firms who do not ever show up on that database.

  • Author

hmmm its on the database today! wonder if they followed it up after my phonecall to them yesterday? (or it was delayed because the cover started on a bank holiday?)

 

anyway, we are comming up with a green tick on the database now! lol...

Mine isn't coming up on any data base, funny that  :devil:

Normal. Carry your documents with you. 

 

I got pulled over the day I taxed, MOT'd and insured one car, I think the policeman thought he was going to have a field day!  All the documents were on my passenger seat so less than two minutes later, I was on my way. 

 

Cheers

 

Ollie

 

Sky Insurance

 

7149cf6c-413a-49ab-a733-89779a7fbb4e_zps

 

I had the same thing, it was (coincidentally) at pub chucking out time on a friday night, I saw him come the other way, turn around, catch up and give me the lights. Is this your car, no (it wasn't but I was insured on it), where have you been, the pub, what have you had to drink, coke. When it moved on to the subject of the documents for the car I picked them up off the passenger seat and he leafed through them and let me go. I didn't get breathalised, either. He probably thought he had a full house though, as it would have flagged no tax, no insurance, no mot, not my car and been in the pub :)

Sounds a silly thing for them to ask for a producer when you had just produced at the road side lol.

 

Nah, will be revenge as they've just wasted their time, they'll feel obliged to wasted yours as well ;) ;)

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