They'd better off looking at the North American system

How is it disgusting?

At the moment there's a 10% surcharge for paying for it in two chunks, so moving to a 5% surcharge for monthly payments is actually a reduction.

 

It's less disgusting than the 10% surcharge, but it's still disgusting. People who are less able to pay the full annual levy up front end up paying more than those of us who can afford to do so.

 

You're not buying anything here, there's no exchange of goods or services procured, it's simply a levy so you certainly couldn't argue that you're being extended credit to purchase something (which you then pay back in monthly instalments + interest). A 5% premium simply to cover the cost of setting up a Direct Debit is massively disproportionate to the cost of actually doing so.

I not at all sure about this move sounds a bit like a scroats charter to me. They mention policing via anpr. But were are all the police traffic patrols with these fitted. I think it will make avoiding tax a lot easier,which is good or bad depending how you look at it. A tax disc was usually (not always) a sign the car was insured,most vehicles without we're not,and easily spotted what now,anpr again. It's a bit like speed cameras having a effect on speeding. This tax should be scrapped and as previously stated put on fuel duty the more you use the more you pay.

 

Under the current system scroats just tend to drive around with a colour photocopy of someone else's tax disc in their window.

It's not a cash grab - a 5% surcharge for the extra costs of processing monthly payments isn't excessive at all, and it's perfectly normal business practice - same as pretty much any other household bill.

It's not a cash grab - a 5% surcharge for the extra costs of processing monthly payments isn't excessive at all, and it's perfectly normal business practice - same as pretty much any other household bill.

 

I do agree, it's perfectly normal business practise to have an inversely proportional link between money charged vs. ability to pay in one lump sum. The thing is, this isn't business, this is a tax, and I don't have the option (that I've ever been made aware of) of paying my NI and income tax up front in one payment at a reduced rate, so what's the difference?

You already can check online.

 

Run a vehicle enquiry.

 

https://www.taxdisc.direct.gov.uk/EvlPortalApp/app/home/intro?skin=businesslink

And how quickly will it be updated?  If purchasing a used car the road fund license could be cancelled between the viewing and the collection.  How would the buyer know?

It's not a cash grab - a 5% surcharge for the extra costs of processing monthly payments isn't excessive at all, and it's perfectly normal business practice - same as pretty much any other household bill.

Actually you sometimes get a discount for paying by direct debit. A lot of places prefer it.

Wonder how it'll work when you sell your car and how many will forget to cancel the DD?

Actually you sometimes get a discount for paying by direct debit. A lot of places prefer it.

 

I get a discount from nearly all of my utility providers for paying by DD as it's significantly cheaper for them to operate than Giro, PayPoint, and/or debit&credit card processing.

I have not read all the details but hope that it can still be done in one payment NOT via a direct debit. We have 3 cars all with tax starting on different months. I don't want to set up 3 direct debits to get screwed up. In fact I don't have any D.D.s on my account and don't want any.

 

Also if you sell mid term, how do you get your tax back. Currently you take out the tax disc and apply for a refund.

If you pay by monthly DD then you'll only be paying for the next month in advance so won't have anything to claim back I imagine.

There I was contemplating a Richbrook tax disc as part of my Christmas pressie.

Knock that off the list :(

Wonder what the tax disc manufactures will do now?

Wonder what the tax disc manufactures will do now?

Motorsport derived coasters?

I think its great. Just wonder how long it will take to happen? 10 years?

Will be in use by October 2014.

oh well I think I will keep the tax disc that's in my car... it will become a collectors item....

And how quickly will it be updated?  If purchasing a used car the road fund license could be cancelled between the viewing and the collection.  How would the buyer know?

 

Its virtually live, I have seen my car details updated in less than 30 minutes.

 

Don't forget that the law also changed last year when it comes to buying a replacement car for another, and selling the old car privately. If you transfer your insurance to the new car, then the old car must have its tax disc surrendered for refund of what remains. Its now illegal to keep a taxed and uninsured car, so when I buy my new car at the weekend I must declare my current one SORN, or expect a fine.

So how long will it take the insurance company to update the database so you can tax your new car?

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About time.

Its virtually live, I have seen my car details updated in less than 30 minutes.

 

Don't forget that the law also changed last year when it comes to buying a replacement car for another, and selling the old car privately. If you transfer your insurance to the new car, then the old car must have its tax disc surrendered for refund of what remains. Its now illegal to keep a taxed and uninsured car, so when I buy my new car at the weekend I must declare my current one SORN, or expect a fine.

The A8 going Mannyo?

I get a discount from nearly all of my utility providers for paying by DD as it's significantly cheaper for them to operate than Giro, PayPoint, and/or debit&credit card processing.

I think about the only time it is cheaper to pay in one go, for me anyway, is my line rental with BT. Paying in one go, up front, is a lot cheaper than paying monthly. But they arent adding extra costs onto DD payments. Its just they give a discount for paying in one lump sum. Seems daft in this day and age that DD payments are attracting 5% charges. Rediculous considering you are still paying up front for what you are purchasing (albeit only 1 month up front, instead of 1yr).

Its virtually live, I have seen my car details updated in less than 30 minutes.

 

Don't forget that the law also changed last year when it comes to buying a replacement car for another, and selling the old car privately. If you transfer your insurance to the new car, then the old car must have its tax disc surrendered for refund of what remains. Its now illegal to keep a taxed and uninsured car, so when I buy my new car at the weekend I must declare my current one SORN, or expect a fine.

 

I probably need more coffee as I've not really woken up yet.  If I sell my car to someone as a complete package with tax disc included, that's okay isn't it? I just read this advice on the DVLA website,

 

Telling DVLA if you sell your vehicle

If you sell or transfer your vehicle you must tell DVLA straight away using the V5C registration certificate.

You and the buyer must follow the procedures correctly or you could still be liable for the vehicle.

Telling DVLA if you have your V5C registration certificate

If you have a registration certificate:

1. Complete section 6 on the V5C.
2. Sign section 8 on the V5C.
3. Get the buyer to also sign section 8 on the V5C.
4. Give the buyer the completed V5C/2 section.
5. Send the V5C to DVLA, Swansea, SA99 1BA.

https://www.gov.uk/notifying-dvla-if-you-sell-your-vehicle

 

This is what I usually do and am worried now that I may fall foul of the law for not understanding something I may be missing. 

 

I may edit this when the caffeine has kicked in & I read it differently,

I'll miss having the tax disc in the corner. Don't ask me why, I just like seeing them there. 

Just wait for a system error and you get pulled over by police as it says you haven't paid your road tax, but you have. A system like that will surely go down a few times and you'll get stopped at the most inappropriate time when you have to be somewhere.

Just wait for a system error and you get pulled over by police as it says you haven't paid your road tax, but you have. A system like that will surely go down a few times and you'll get stopped at the most inappropriate time when you have to be somewhere.

The police will be using exactly the same system they are now though.

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Whilst we have all got used to having a Disk in the corner of the window, that's all it is - a habit.

 

All it shows is that the vehicle owners have paid a wodge of dosh to the Treasury (via the DVLA) as a tax to be allowed to drive the vehicle on the road.

 

It doesn't show either of the more serious or relevant things that we should worry about, namely that there is in force a current MOT or Insurance. For both of these the Police, and therefore ourselves as interested Third Parties, rely on electronic data bases.

 

Also bear in mind that the Police wont either prosecute you for not having tax nor confiscate your car. They will report you to the DVLA to sort it out. However for not being able to prove you have current Insurance in force they will take the car.