Hi peoples, 2001 silver estate 1.9tdi 190000 miles, Now a cat c write off due to a small accident. 

I am thinking of breaking it, just wondered if there was any demand for parts off it. Only damage is the rear bumper and driver door switches, or sell the lot to the local scrapper. 

cant you just get a bumper for £50 and fit it on?

How come there are two topics running?? Haha

Likewise - mine had a minor bump last year. Priced up used parts on eBay - front bumper cover £30, headlights as plastic brackets broken £70, front bumper bar (edge bent) £50. Insurance company wrote off as a Cat C so I got the pay out I wanted proving how much it would cost me to buy the same model and got it repaired.

Good as new as no structural damage at all - purely cosmetic

If you are breaking, I need to both passenger side doors.  Where in the UK are you?

Why did you even tell your insurance as a car like that would obviously be a write off. If you have an accident, report it but dont claim.... no cat C! then £50 and the bumper is fixes. I has 225k on my octavia mk1 and did the whole corner in, £180 at a body shop and it was fixed.

 

My wife just smashed the front end on her A3, £190 for all second hand parts and its better than it was before.

 If you have an accident, report it but dont claim.... no cat C!

 

I don't think it's quite that straightforward. I believe if an insurance company pay out for a car that they decide is uneconomical to repair then it will have a cat C/D marker. Not sure how you could get around that unless you were at fault and nobody else was involved or you were not at fault and the at-fault party paid you without going through their insurance (unlikely as that's the whole point of them having insurance!).

I don't think it's quite that straightforward. I believe if an insurance company pay out for a car that they decide is uneconomical to repair then it will have a cat C/D marker. Not sure how you could get around that unless you were at fault and nobody else was involved or you were not at fault and the at-fault party paid you without going through their insurance (unlikely as that's the whole point of them having insurance!).

 

No, she notified the insurance of the accident, they said did we want to claim for her car, we said no. If someone had bumped her car we would have said no too. the car isnt worth anything, so why should we claim when the car is worth more to us than £1000 insurance money that would mean only an equivalent car that we dont know the history of.

No, she notified the insurance of the accident, they said did we want to claim for her car, we said no.

 

As I said, the insurance would have to pay out for it to have a cat C/D marker, they didn't pay out so yours didn't get a cat C/D marker.

 

If someone had bumped her car we would have said no too. the car isnt worth anything, so why should we claim when the car is worth more to us than £1000 insurance money that would mean only an equivalent car that we dont know the history of.

 

I agree - if you were at fault, low value car, no other parties involved and the damage was light then it's not worth claiming for on your insurance.

 

My post was in response to your comment I quoted which may not be good advice for the OP if there is another party involved.

To be honest though if you already know that you car isn't worth much (like mine) and it doesn't make any difference whether it has a Cat C or not.

The whole point is that you get to keep you car - which in my case has total Skoda service history from new. The alternative is the lottery of buying another car.

 

I've never bought back from the insurance company until this one as I felt it was such a waste. From memory:-

1. Sent them adverts of similar mileage and condition cars to mine to show how much it would cost to find another.

2. Agreed a value of £1500

3. Deducted my insurance excess (£200) and the scrap value (£250) to buy back the car. Leaving £1050 for repairs

4. Bought exact match used parts for under £150

5. Went to the garage I use for servicing - repaint bumper, fit bumper bar and headlights. £500.

6. Spent the other £400 on a major service, new discs and pads all round

To be honest though if you already know that you car isn't worth much (like mine) and it doesn't make any difference whether it has a Cat C or not.

The whole point is that you get to keep you car - which in my case has total Skoda service history from new. The alternative is the lottery of buying another car.

 

I've never bought back from the insurance company until this one as I felt it was such a waste. From memory:-

1. Sent them adverts of similar mileage and condition cars to mine to show how much it would cost to find another.

2. Agreed a value of £1500

3. Deducted my insurance excess (£200) and the scrap value (£250) to buy back the car. Leaving £1050 for repairs

4. Bought exact match used parts for under £150

5. Went to the garage I use for servicing - repaint bumper, fit bumper bar and headlights. £500.

6. Spent the other £400 on a major service, new discs and pads all round

 

It actually seems like a good deal to me.

Hi, its the wife car really and she wants another one now, so its out of my hands to some degree. We didn't claim on our insurance it was the other party insurance but its now a cat C.

From our perspective it now effectively sold, but the car is still on our drive. Slowly pulling bits off now.  

Car is in Wakefield west yorks.

fix it yourself - have you got pics of the damage?

http://www.ebay.co.uk/itm/Skoda-Octavia-1998-2004-Mk1-Estate-Rear-Bumper-/141562380635?pt=UK_CarsParts_Vehicles_CarParts_SM&fits=Car+Make%3ASkoda%7CModel%3AOctavia&hash=item20f5c6815b

Gone for Scrap. got £300 so happy. Thanks for the replys.