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Is this a good PCP deal

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Hi all, wondered if you can help me. Im looking to to joining the Skoda VRS owners club! and have been around one or 2 dealers. I have been offered a nearly new 15 plate Octavia VRS DSG TDI CR and a looking to buy on PCP this one to be exact 

 

http://www.whitedovegroup.co.uk/search.aspx?manid=2&action=displaydetails&new=0&id=4220

 

 

basically the deal they've offered me is:-

 

Duration 42 Months

41 payments of £274.10

Deposit of £4196.15 (which is a trade in of my old 61 plate scirocco also on volkswagen PCP)

Retail cash price £21650.00

Optional final payment £10507.50

Total payable £25861.75

Amount of credit £17543.85

APR 8.8%

rate of interest 8.82%

 

Ive started looking around and this looks like a standard deal, does anyone have any advice on going about getting a better deal on PCP?

 

Thanks

 

To me that's pretty expensive, have you considered leasing?

Everyone's circumstances are different though,so you ,just need to go with what's right for you...

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