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Alternative used car warranty

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Having just purchased a used VW Golf I have a 3 month warranty from the dealer.  I was offered a further 12 months warranty with some scheme they use for £300 ish but at the moment haven't decided what to do.  Car is a 2.0 diesel with 49000 on the clock on a 12 plate.  It looks like it has just come off lease with a Company so I am assuming it will have been serviced and so forth and of course during that time it would be repaired had anything gone wrong with it.

 

So has anyone else purchased a warranty and if so what have been the issues if any?

 

I am aware of the expense that can be around the corner with any car of any age so the question isn't about is it worth it but has anyone had one and if there are any recommendations either way.

I went with Warranty Wise after the Skoda warranty came to an end. Not had to use it yet. I paid about £830 for 3 years top line cover.

I tried Warranty Direct before WW who initially wanted around £1100 for the same cover. When I told them that WW were charging around £850, they immediately dropped the price to around £800. £300 off without any proof. That put me off them, so I went with WW who knocked about £20 off and gave an extra 3 months cover after I told them about my dealings with WD.

I still get monthly emails, texts and the occasional telephone call from WD offering me 'special deals', but I still have a year to go.

Is it an Independent Dealer or a VW Dealer offering a Warranty with someone.

 

Skoda are now offering an Extended Warranty that is cheaper than the 'Skoda Approved Extended Warranty' that was with Car Care Plan ltd.

(A VW Warranty.)

 

Maybe check out what VW can offer on Extended Warranties on Used VW's if that is not what the Dealer is offering.

  • Author

It is an independent dealer.  I never did find out who's product they were offering so will check now.  It was over 300 quid a year so that is putting it up near the grand for three years. 

 

Like all insurance it is a risk one way or the other.  My only experience of non manufacturer warranties in the past is many many years ago I bought a Triumph TR7  (yes I am that old and was that daft) it had a warranty but when I went to see about having a noisy alternator replaced they said it hadn't failed so wouldn't replace it as it was a mechanical failure warranty.  My reasoning being that it wasn't doing it's job as intended and would eventually fail leaving me stranded and costing them more money to have the car recovered.  Nope not interested! 

 

So since then I have never bothered, thinking that they are all worthless bits of paper but here is the point I don't now because I haven't heard anything about them.

It is an independent dealer.  I never did find out who's product they were offering so will check now.  It was over 300 quid a year so that is putting it up near the grand for three years. 

 

Like all insurance it is a risk one way or the other.  My only experience of non manufacturer warranties in the past is many many years ago I bought a Triumph TR7  (yes I am that old and was that daft) it had a warranty but when I went to see about having a noisy alternator replaced they said it hadn't failed so wouldn't replace it as it was a mechanical failure warranty.  My reasoning being that it wasn't doing it's job as intended and would eventually fail leaving me stranded and costing them more money to have the car recovered.  Nope not interested! 

 

So since then I have never bothered, thinking that they are all worthless bits of paper but here is the point I don't now because I haven't heard anything about them.

I would avoid them. I had an extended warranty through warranty direct for my Mazda 6 diesel. When it went for its service they told me the timing chain was past its limits (very common on all the 2.2 diesels in Mazda) I went to WD who despite me saying ring the Mazda dealership, sent it to a ford dealership who had no diagnostic tools and could only confirmed the engine started and ran fine, as it would since the chain hadn't snapped yet. After several arguments telling them to contact Mazda etc, they finally said they'd only pay out when the chain snapped and because I knew the chain was out of torrerance they would only pay for the chain and none of the resulting damage when the chain did go. Basically they are lying useless sods. That was also the top cover they did.

Plus I don't know if warranty wise is the same but I suspect they are, unless you send your car to one of their partner centres (few and far between) you pay for all work then claim it back which takes a couple of weeks. I'd rather just take the risk of not having one.

Skoda Approved Extended Warranty (Car Care Plan LTD) have paid out the Several Thousand that a Replacement Engine costs 

in Mk2 Fabia vRS once the Fault is Diagnosed.

But then Skoda / VW knew there were Fundamental Problems in Design, Manufacturing / Components and Quality Control.

 

With other Warranty Providers Skoda / VW have apparently made contributions to the Parts (Engine) or Labour, 

where the Warranty Provider said that there were know Faults.   (Fundamental Design, Manufacturing / Components and Quality Control)

 

That is why it is worth going with Extended Warranties that actually the Volkswagen Group own the Underwriters and that makes 

the Volkswagen Group really the Warranty Provider to Cars that the Volkswagen Group know the full history off.

(They can not say ' We have never heard of that before'  

and if there is a 'Known Fault'  then VW were in the Know.)

  • Author

As I didn't buy from a VW dealer I doubt I would get a warranty from them as they don't know the car as such.  Although as a lease car I guess they will have done all the servicing.

Best check.

Maybe VW do the Warranty for VW's that they do for Skoda.

 

With the New ' Skoda Extended Warranty.

You go to the Page,  you put in the Cars Registration,  the Miles you do, the Cover you want, Names Component Or Main Components.

The Excess amount,

& it tells you the price.

 

Skoda knows if the Car has the Service History etc with VWG Dealerships, and other Service Scheduled work

 & not modified should get you valid cover.

 

see post #13

http://briskoda.net/forums/topic/365849-new-warranty-for-fabia-vrs

I got an extended warrnty with the Honda. +2yr for £250 (on top of the 1yr approved used) seems like a damn good deal now.

 

It's already paid for itself through a failed ABS sensor and cracked EGR pipe. It included breakdown cover too.

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