I seen in that what car magazine that its Group 17. The old one was listed (when I got it) as 16, although my insurance company said it was 15. They are looking into a quote for me.... fingers crossed.

Yes I saw that - same group as VW Golf GTi -- same platform same engine etc

parkers guide has the estate as 15, nothing for the hatchback yet!

I got an insurance quote today, estimated annual premium for the Octavia is

I got an insurance quote today, estimated annual premium for the Octavia is

Colm

You guy's seem to get stuffed for tax & insurance over there - I only hope we don't follow suit over hear :(

Whos Colm ? :sofahide:

Yea we do alright, but I reakon they really made a mistake ffs Group 20 Insurance.

Btw I think I made a mistake about the Evo number, I said III when I meant VIII oops.

Whos Colm ? :sofahide:

Yea we do alright' date=' but I reakon they really made a mistake ffs Group 20 Insurance.

Btw I think I made a mistake about the Evo number, I said III when I meant VIII oops.[/quote']

I wondered how a car worth less than 10k yoyos was that dear to insure....

Reply I got this morning, I don't think this can be right. They can load them differently for many reasons but whats the point of a grouping system if each is making there own ? Group 20 is unrealistic.

"Every insurance company will group cars differently according to their own guidelines, your current vehicle is classed as a Group 20, even though your insurers do not have the Octavia on their systems yet, when it does appear it will be classed as a Group 20 vehicle. I referred the information to Insurance Co. which you provided and also the comparison vehicle (Golf GTI) and it was on that basis that they classed the vehicle as a Group 20 which it will be when its launched."

Reply I got this morning, I don't think this can be right. They can load them differently for many reasons but whats the point of a grouping system if each is making there own ? Group 20 is unrealistic.

When I've spoken to insurance companies about groupings, they tell me that that's the old system and they work on a points system out of 200 (I think) which is calculated based on car security, desirability, performance and target market. Based on those alone, I'd expect the Skoda to be below the Golf, but at the end of the day, there's not a whole lot you can do about it :(

Interestingly my UK Impreza turbo was a Gp17 and a 276bhp Jap Import was Gp20, however, there was hardly any difference in premiums between the two. That may just mean that I was paying over the odds for my UK turbo though

Chris

The ABI Listings here: http://www.abi.org.uk/carinsurance/ListGroups.asp

...class the new Octavia VRS at group 15!

The difference between the Octy 1 and 2.. the mk1 is group D and Thatcham 2, where as the mk2 is Group E and Thatcham 1..

Explanation below...

D = Does not meet the security requirement for a car of this type and the group rating has therefore been increased. (e.g. A group 9 car where the security requirement is not up to Thatcham’s minimum standard for that group will be listed as a 10D.)

E = Exceeds security requirement for a car of this type and the group rating has therefore been reduced. (e.g. A group 9 car where the security requirement exceeds Thatcham’s minimum standard for that group will be listed as an 8E.)

The ABI Listings here: http://www.abi.org.uk/carinsurance/ListGroups.asp

...class the new Octavia VRS at group 15!

The difference between the Octy 1 and 2.. the mk1 is group D and Thatcham 2, where as the mk2 is Group E and Thatcham 1..

Explanation below...

D = Does not meet the security requirement for a car of this type and the group rating has therefore been increased. (e.g. A group 9 car where the security requirement is not up to Thatcham

What Car did have it as 17, so why then is there a difference, show this grouping system not be a way for the insurnace companies to be playing off the same hymn sheet ?

Btw in the UK will it come with an Alarm as standard to get the Thatcham 1 rating ?

What Car did have it as 17' date=' so why then is there a difference, show this grouping system not be a way for the insurnace companies to be playing off the same hymn sheet ?

Btw in the UK will it come with an Alarm as standard to get the Thatcham 1 rating ?[/quote']

Yes it has to have an alarm system to get Cat 1

I rang a guy today who was the guy I spoke to 4.5 years ago when getting the Mk1 Insured. He tells me that the car is group 20 (the highest grouping), I asked him how he could justify it being in the same grouping as an Evo VIII and also how it jumped 5 groupings when in the UK its being classed as the same as the Mk1.

He told me that the Mk1 wasn't Group 15, I think he said it was Group 19 (I told him it was he who gave me the original grouping, he said he must have read it incorrectly and it was there mistake). Lucky I have dates & times of the 3 occasions I contacted the insurance company to verify it.

Also noticed that the value written on my policy statement is the same since the day I bought the car (although the insurance company reakon the automatically take the depreciation of the car into a/c every year, so why is the policy different ? ).

Then I rang the Irish Insurance Federation who told me unlike the UK the Insurance Groupings in Ireland is NOT available to the public, btw the abi also supply the grouping ratings to Ireland (but I think the Irish Insurance companies doctor it a bit then)

I rang a guy today who was the guy I spoke to 4.5 years ago when getting the Mk1 Insured. He tells me that the car is group 20 (the highest grouping)' date=' I asked him how he could justify it being in the same grouping as an Evo VIII and also how it jumped 5 groupings when in the UK its being classed as the same as the Mk1.

He told me that the Mk1 wasn't Group 15, I think he said it was Group 19 (I told him it was he who gave me the original grouping, he said he must have read it incorrectly and it was there mistake). Lucky I have dates & times of the 3 occasions I contacted the insurance company to verify it.

Also noticed that the value written on my policy statement is the same since the day I bought the car (although the insurance company reakon the automatically take the depreciation of the car into a/c every year, so why is the policy different ? ).

Then I rang the Irish Insurance Federation who told me unlike the UK the Insurance Groupings in Ireland is NOT available to the public, btw the abi also supply the grouping ratings to Ireland (but I think the Irish Insurance companies doctor it a bit then)[/quote']

All the adverts for insurance in the UK state not available in Ireland -- must be something to do with the different rates.

I don't understand why there not the same,OK in the past when there was trouble in Ireland - maybe there could be a reason, but why now ??

Sounds like the Irish Insurance companies are trying to make the money back they've had to pay out over the years :thumbdwn:

All the adverts for insurance in the UK state not available in Ireland -- must be something to do with the different rates.

I don't understand why there not the same' date='OK in the past when there was trouble in Ireland - maybe there could be a reason, but why now ??

Sounds like the Irish Insurance companies are trying to make the money back they've had to pay out over the years :thumbdwn:[/quote']

If it's any concellation a lot of the car insurance advertised on TV etc in N.I. is not available in N.I. Many companies i've spoken to won't cover N.I. because they insist it isn't part of the UK and they don't cover foreign countries.

You should be able to sue them for false advertising.

If it's any concellation a lot of the car insurance advertised on TV etc in N.I. is not available in N.I. Many companies i've spoken to won't cover N.I. because they insist it isn't part of the UK and they don't cover foreign countries.

You should be able to sue them for false advertising.

That's the crazy world that is the Insurance Business

Sounds like the Irish Insurance companies are trying to make the money back they've had to pay out over the years :thumbdwn:

To be honest there making a fortune over here, anytime I hear them whinging about claims, bullsh*t comes to mind, they are just trying to justify the rip-off.

Skoda finally got round to ringing me today to inform me that the new vRS(for the UK at least) will be 15E.

Thanks very much I said - but I've already been given the info !

"Oh" she says quite snottily - where from ???

and I'm sorry but I could not resist

"From Briskoda.net the UK's formost provider of information on Skoda's"

Don't think she liked that one !

Skoda finally got round to ringing me today to inform me that the new vRS(for the UK at least) will be 15E.

Thanks very much I said - but I've already been given the info !

"Oh" she says quite snottily - where from ???

and I'm sorry but I could not resist

"From Briskoda.net the UK's formost provider of information on Skoda's"

Don't think she liked that one !

:rofl:

I must send Skoda Ireland a message to see if they know (whats the bets I get a mail replying that they don't know )

Sorry i have not been on for a while,up to my t*ts i might have missed the question already,but can you tell me when the mark 2 vrs is out in Ireland and have any dealers in Dublin got one yet!

My Insurance sage took another twist today after I contacted the Risk Managers about the rating of the New Octy,

I've one word for them..... W@NKERS

I've removed there names

ABI Groupings

These ABI groupings/ratings are used in the UK only and BBBB would neither use nor refer to them when determining the group of a vehicle.

Current Vehicle

XXXX have rated your current vehicle as a Skoda Octavia 1.8 SLXI rather than a Skoda Octavia 1.8T RS mk1 180BHP. This appears to have been an error on the part of XXXX. Your current vehicle should be rated as group 19 and not group 15. I have checked with XXXX and they confirm that when you changed vehicle you advised them of the correct model but they have rated it incorrectly and the error lies with them. This is no way effects the cover you have in place but the vehicle will be rated correctly as group 19 at your next renewal date if you do not change the vehicle in the meantime.

Proposed New Vehicle

Bearing in mind the above, the rating for your new vehicle at group 20 (Skoda Octavia 2.0T FSI VRS Mk2 200BHP) is correct. Risk Management have reviewed the grouping and are happy that it is correct.

If they uesed the ABI then they might not have f**ked it up in the 1st place. Looks like I'll be bringing my business else where.

My Insurance sage took another twist today after I contacted the Risk Managers about the rating of the New Octy' date='

I've one word for them..... W@NKERS

I've removed there names

ABI Groupings

These ABI groupings/ratings are used in the UK only and BBBB would neither use nor refer to them when determining the group of a vehicle.

Current Vehicle

XXXX have rated your current vehicle as a Skoda Octavia 1.8 SLXI rather than a Skoda Octavia 1.8T RS mk1 180BHP. This appears to have been an error on the part of XXXX. Your current vehicle should be rated as group 19 and not group 15. I have checked with XXXX and they confirm that when you changed vehicle you advised them of the correct model but they have rated it incorrectly and the error lies with them. This is no way effects the cover you have in place but the vehicle will be rated correctly as group 19 at your next renewal date if you do not change the vehicle in the meantime.

Proposed New Vehicle

Bearing in mind the above, the rating for your new vehicle at group 20 (Skoda Octavia 2.0T FSI VRS Mk2 200BHP) is correct. Risk Management have reviewed the grouping and are happy that it is correct.

If they uesed the ABI then they might not have f**ked it up in the 1st place. Looks like I'll be bringing my business else where.[/quote']

That's a bit of a bummer -- why the hell do they make there own ratings up when ABI are good enough for everyone else ??

That's a bit of a bummer -- why the hell do they make there own ratings up when ABI are good enough for everyone else ??

Cos then they couldn't justify pulling figures out of thin air and ripping us off over here.

I contacted the Irish Insurance Federation to see what the actual groups for the Octavia RS over here,

Response "that information is not public information" !

typical RIP - OFF Ireland ......................................