Here you go

 

What's the GFV on BMW Optional Extras as fitted to a 1 series when using a PCP

 

 

This might give you a percentage to work from.

 

 

Edit: note the figures are for a 48 month agreement, so the actual GFVs would be higher on a 36 moth PCP

 

Edit -Edit: of course the cars desirability depending on it's optional extras is a different matter   (again, those ruddy disclaimers for the pedants)

Edited 27 February, 201610 yr by Lady Elanore

On the Yeti, not really sure how they're doing it. Convinced they must already be selling at a loss on those. They've got 3 of the same spec up - so ordered as staff/manager cars perhaps? They're on local Preston plates too, rather than Skoda UK stock.

So that might be why they're not moving any further on price...

On the Yeti, not really sure how they're doing it. Convinced they must already be selling at a loss on those. They've got 3 of the same spec up - so ordered as staff/manager cars perhaps? They're on local Preston plates too, rather than Skoda UK stock.

So that might be why they're not moving any further on price...

 

You've hit the nail on the head - that's exactly what they told me this aft!

Chubbs won't sleep tonight))))

 

Never have that problem!

Here you go

 

What's the GFV on BMW Optional Extras as fitted to a 1 series when using a PCP

 

 

This might give you a percentage to work from.

 

 

Edit: note the figures are for a 48 month agreement, so the actual GFVs would be higher on a 36 moth PCP

 

Edit -Edit: of course the cars desirability depending on it's optional extras is a different matter   (again, those ruddy disclaimers for the pedants)

 

Interesting reading, thanks. I know you like your PCP deals but they just don't make sense to me, just a personal thing I guess. My intention, like most, would be to hand the car back at the end of the term so why pay more on PCP compared with PCH?

Interesting reading, thanks. I know you like your PCP deals but they just don't make sense to me, just a personal thing I guess. My intention, like most, would be to hand the car back at the end of the term so why pay more on PCP compared with PCH?

You can interpret the figures for PCH to a degree too. It's basically what BMW think an option is worth. If it's got good residuals then it wont put the PCH up as much as something that is practically worthless. Perhaps the Sales Manager who did the 'numbers' will do a PCH version at sometime?

Interesting reading, thanks. I know you like your PCP deals but they just don't make sense to me, just a personal thing I guess. My intention, like most, would be to hand the car back at the end of the term so why pay more on PCP compared with PCH?

On the contrary - I believe very few hand the car back at the end of the PCP, the majority trade it in (even if in the final weeks of the PCP).

You also have the option to settle early, VT or buy the car at the end. So, far more freedom to PCH which ties you in to the term of the deal.

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On the contrary - I believe very few hand the car back at the end of the PCP, the majority trade it in (even if in the final weeks of the PCP).

You also have the option to settle early, VT or buy the car at the end. So, far more freedom to PCH which ties you in to the term of the deal.

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Fair point. Why would anyone buy a car at the end of the PCP if it's the end of the warranty though? Unless you're looking at Hyundai, Toyota or KIA for example? Need to make my mind up re this 'ere Yeti anyway, buy or not?

Also bear in mind that a 2 year PCH is easy to come by and the monthlies are soooooo much less that your total liability is small. This debate goes round and round. If you're holding sufficient folding at the outset, then options open up to you, but I wasn't in that position & wanted to have the minimum financial commitment over a short term contract and that made the PCH a no-brainer for me. Do I really want to end up owning a car that would take me at least 5-6 years to pay off completely? What will it be worth by then and what will I have had to spend to keep it on the road? A side-by-side calculation of the various financing options over the reasonably long term (say 6 years) would be interesting to see. Depreciation is the killer in all new car purchases and a PCH means I don't have to give a **** about it.

Its certainly true that the very low cost of PCH is bringing more people to its door. 10 years ago the 'brave' people buying on PCP were the 'early adopters' and business has leased for decades. So - in a few years time PCP may no longer be the most common funding solution to be in a new car.

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Fair point. Why would anyone buy a car at the end of the PCP if it's the end of the warranty though? Unless you're looking at Hyundai, Toyota or KIA for example? Need to make my mind up re this 'ere Yeti anyway, buy or not?

I did because a car was in negative equity (a SEAT). Actually I used the VT clause, but it amounts to the same thing really.

Edited 2 March, 201610 yr by Lady Elanore

VT = voluntary termination ??

VT = voluntary termination ??

Y

 

 

Y=Yes

Edited 3 March, 201610 yr by Lady Elanore