Following an accident in January, my wife has been receiving regular physio, paid for by the other party's insurance company.   They've also indicated that they'll pay out of pocket expenses, such as my lost earnings for taking them to hospital, hospital parking, her mileage to physio sessions etc..., but what, if any costs are they likely to pay for her time to attend these sessions?

Is it calculated on an hourly basis (approx 80-90 mins per session x No. of sessions), or is it likely to just be bundled into whatever compensation payout they offer?   If its calculated at an hourly rate, what rate is reasonable to ask for or expect?   As its her own time rather than work time there isn't an obvious hourly rate, so is there a standard rate?

 

Thanks in advance,

 

Sam

Hi Sam, I'm sorry to hear of your wife's woes - truly hope she's on the mend.

 

The key word is expenses - if it's not costing your wife lost earnings and she's attending in her own time there's been no financial expense to reclaim. However, I seem to remember from my own accident in 2011 that insurers will pay for any care you've given your wife - so add up all the time you may have spent washing and dressing her. It may therefore be possible to claim for her lost time if you make something of it and if so that will be at a pre-determined standard rate.

 

Good luck with it all.

 

best,

Nick

Thanks Nick.  No washing or dressing as was only minor, but still some soreness and loss of mobility in neck & shoulders.  

Lost earnings for me are carefully logged as I had to take leave for the initial hospital trip and car deliveries/collections (yes, plural!).   I was just curious about her 'lost' hours - in her own time, as she was on maternity leave for most of the treatment so far.   I guess it'll be covered under 'pain and discomfort' in whatever compensation they offer - we haven't discussed details yet, they wanted to know more about the ongoing diagnosis and treatment first...   She's now back at work, so any lost earnings will be easy to claim.   

 

Thanks again,

 

Sam

You're welcome, anytime.

 

N