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New Young Driver - Advice needed

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alessio- My experience of adding my details to my daughters policy was that of giving my driving & insurance record .No need to decide if I would ever drive her car. it did come in useful after they came back from a honeymoon cum holiday on a flight from hell, where she was totally exhausted. It also saved them a wad of cash on  airport parking, as I took her car home and picked them up on the return flight, so no parking fees. But the insurance market as I see it is a place where there's a lot of scared underwriters. Take my SIL. He's held a bike licence for yonks and held bike insurance for years, but he's having problems getting cheap insurance on something like a Reliant three wheeler, which he could drive on his bike licence. But because he's now got a car licence, and not a year record on cars, the insurance companies want to screw him over on his car record.

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I don't see myself being able to afford the ~£1600 lump sum in one go, though I am aware it wpuld save me ~£150 in the long run. If I could, I definitely would.

Anyone know what this Blackline Limited Edition is? One of the cheapest Fabia Hatchbacks in my area, it's a 1.4l and I'm just curious as to what's so special about it.

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Can't really find anything on google about blacklines. From what I've gathered they're usually leather interior with a few additions. This correct?

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I've been told the 1.4 diesel is very noisy and encounters a lot of issues due to it only having 3 cylinders. Anyone able to verify this or advise otherwise?

I've been told the 1.4 diesel is very noisy and encounters a lot of issues due to it only having 3 cylinders. Anyone able to verify this or advise otherwise?

I wouldn't say it's very noisy tbh even at motorway speeds, there's more road noise than engine noise. As for issues, I've had nothing major and certainly nothing directly related to the fact that it's a 3 cylinder engine. Mine has done 131k miles.

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I wouldn't say it's very noisy tbh even at motorway speeds, there's more road noise than engine noise. As for issues, I've had nothing major and certainly nothing directly related to the fact that it's a 3 cylinder engine. Mine has done 131k miles.

 

I've read similar comments from other threads on this forum and others, seems the person that advised me must have had their own problems and just attributed them to the 3 cyl engine. It's definitely worth me looking at a 1.4 diesel then?

Or an Octy 1.9TDi; the insurance might well be about the same as a Fabia (partly because Octys do not have the same reputation for ending up in fields lying on their roofs).

The boot in the Octy is big enough to hold a disco for a Cubs 6!

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Or an Octy 1.9TDi; the insurance might well be about the same as a Fabia (partly because Octys do not have the same reputation for ending up in fields lying on their roofs).

The boot in the Octy is big enough to hold a disco for a Cubs 6!

 

Our Cubs do like discos, I'll have to take a look!

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Or an Octy 1.9TDi; the insurance might well be about the same as a Fabia (partly because Octys do not have the same reputation for ending up in fields lying on their roofs).

The boot in the Octy is big enough to hold a disco for a Cubs 6!

 

Not many Octavias near me, or at least not within my budget. What about a 1.9 Fabia? Insurance is only about £10/month more for a 1.9. 

Edited by Fudjy

Not many Octavias near me, or at least not within my budget. What about a 1.9 Fabia? Insurance is only about £10/month more for a 1.9. 

 

If you read around on here, you will see that the 1.9TDI is held in good esteem. It's a good solid engine. What sort of mileage do you plan on doing?

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Dad thinks I should stick to a 1.4, however I've noticed there's only 1.4 petrols, no diesels, or at least within my search area. Unfortunately, it seems the petrols are nearly an extra £100 tax. Is this normal?

 

 

If you read around on here, you will see that the 1.9TDI is held in good esteem. It's a good solid engine. What sort of mileage do you plan on doing?

 

We've worked it out at around 2500 miles/year, give or take. 

Dad thinks I should stick to a 1.4, however I've noticed there's only 1.4 petrols, no diesels, or at least within my search area. Unfortunately, it seems the petrols are nearly an extra £100 tax. Is this normal?

 

 

 

We've worked it out at around 2500 miles/year, give or take. 

 

The tax is worked out on CO2 so the 1.4 petrols must have higher emissions. 2500 miles a year doesn't really warrant a diesel IMO. Someone on here worked out how many miles you'd have to do for a diesel to make sense but I can't seem to find it.

 

Your best bet is to test drive a few different models to see what you prefer and then sort out the insurance. It can all be a bit daunting but once you've been driving a year (hopefully without any claims), it'll start to get much easier/cheaper. You may just have to stick with a black box for the first year too.

Edited by Dazza95

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The tax is worked out on CO2 so the 1.4 petrols must have higher emissions. 2500 miles a year doesn't really warrant a diesel IMO. Someone on here worked out how many miles you'd have to do for a diesel to make sense but I can't seem to find it.

 

Your best bet is to test drive a few different models to see what you prefer and then sort out the insurance. It can all be a bit daunting but once you've been driving a year (hopefully without any claims), it'll start to get much easier/cheaper. You may just have to stick with a black box for the first year too.

 

Cheers Dazza. Looks like I'm going to keep my eye out for now, once I've passed my test (aiming for July) I'll see what's around and get one bought. If we find a bargain before hand we'll probably buy it and SORN it until I've passed.

The tax is worked out on CO2 so the 1.4 petrols must have higher emissions. 2500 miles a year doesn't really warrant a diesel IMO. Someone on here worked out how many miles you'd have to do for a diesel to make sense but I can't seem to find it.

 

Your best bet is to test drive a few different models to see what you prefer and then sort out the insurance. It can all be a bit daunting but once you've been driving a year (hopefully without any claims), it'll start to get much easier/cheaper. You may just have to stick with a black box for the first year too.

 

Yeah, but that's basing it on a modern diesel, which costs more to buy and will suffer from underuse, rather than a cheap SDI. 

 

If it's anything like the Polo, tax on the 1.4 varies from year to year. 

The 1.4 MPI ATZ 50kW engine has about 160gr/km of CO2. The 1.4 16V AUB 74kW has a bit more IIRC, 180.

 

(boring stuff, you have been warned)

 

There are three different things here: CO2, CO and NOx (nitrogen oxides). 

 

Diesel engines have:

 

1. a bit higher CO2 emissions, but not with much;

2. much lower CO emissions (about 20-30 times less, because these engines are running with more air than fuel);

3. much higher NOx levels NO, NO2, N2O (15-20 times more, caused because are running at higher temps than petrol ones; EGR along with the catalyst should be converting by ~90% them into: water, nitrous oxide (also known as laughing gas, but hundreds of times as bad as CO2, known as greenhouse gas) and nitrogen dioxide which is aslo evil because it reacts with water and creates nitric acid). 

 

 

#justsaying

Part of my reason for suggesting a diesel is that, even on a low mileage, it's more drivable, which is an advantage if you're anticipating hauling several hundred kg of camping gear, and moving over grassy fields.

One time I was at a BTCC meeting, parked on grass, and it rained heavily. I was one of about 20 people to make it out of that car park with no assistance, by starting the engine (PSA XUD19), putting the car in first, and using the clutch with no throttle to make it to a made up track.

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