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PCH / PCP - Advice / Experience?

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Initial deposit of £2190

23 monthly payments of £99

Adding both together you effectively end up paying a little over £40 per month for two years.

I am not into PCH deals, how is it a little over £40 a month over two years.

....Simpsons are our local dealer....I cannot speak highly enough of all their staff....

 

You will make / have made a suitable post under the Dealers' section of Briskoda?  In the face of all the bad stuff that's posted here, good businesses need all the help they can get.

  • Author

I am not into PCH deals, how is it a little over £40 a month over two years.

 

Quickly and ably spotted! :clap:

 

Thanks for the heads up on my mistake - Edited to read week instead of month..............Many thanks - Tony 

  • Author

You will make / have made a suitable post under the Dealers' section of Briskoda?  In the face of all the bad stuff that's posted here, good businesses need all the help they can get.

Hi Bri   :angel:

 

You beat me to it. I was about to do just that when swMbo called me to cut the garden  :sun:  :sweat:  ...........Best regards.....Tony

 

(Off now for a small  :beer: - is Bob' corner open yet? - it's my round!)

....(Off now for a small  :beer: - is Bob' corner open yet? - it's my round!)...

 

I'll join you, if I may, thanks?  I left one or two for Ron, last time I was there. Never closed, is it? :giggle:

  • Author

I'll join you, if I may, thanks?  I left one or two for Ron, last time I was there. Never closed, is it? :giggle:

That's good news! The first ones on me!!! See you there................Tony

UPDATE!

 

Well we have been and done the deal! Yeti number two will shortly be on it's way to us. Estimated delivery 10 to 12 weeks, so just in time for a first of September registration and a MY 2017 to boot!

 

Again our sincere thanks to ALL who contributed to this "post" ! 

 

and for anyone remotely interested:

 

Our Specification:

Yeti Outdoor SE 1.2 TSI with DSG in Moon White (Pearlescent / Metallic) with two years Road Fund Tax + Full Warranty and Breakdown cover

 

The Deal (LINK):

A PCH deal from our local dealer, Simpsons of Preston, Lancashire. NOTE: This deal is on until the end of June unless withdrawn earlier (limited number of vehicles!). If you want to enquire, call Tom Whittle (Digital Sales) on 01772 325401

  • Initial deposit of £2190
  • 23 monthly payments of £99

Adding both together you effectively end up paying a little over £40 per week for two years. Taking into account, no road tax, only one service required and the car is under a full warranty / Breakdown cover etc means VERY cheap motoring in a new car. Basically, just insurance and fuel required from us. I reckon that the price paid is less than the depreciation you would have after two years if you had paid cash for it to begin with. For us it's a Win - Win situation. Handing it back at the end of two years in good condition presents no problems as I (we) would always have dinks / scratches repaired on any car we had. The ability to purchase the car on PCP and not suffer from a bill for minor damage, by retaining the car, would therefore not be of interest to us. The PCH deal won hands down!

 

Simpsons are our local dealer and have looked after us for the past six years. We did not purchase our current Yeti through them as we lived in Norfolk at the time. However, we moved North a month or two after we got the car and Simpsons have looked after us ever since.

I cannot speak highly enough of all their staff: Service reception are very knowledgeable and will go to great lengths to oblige; The Service manager, Sean, together with his team are amazing! If he does not know the answer (not very likely!) he is more than happy for his service Tech's or Master Tech. to come and talk to a customer.

When it comes to sales, (Digital Sales Dept! for PCH / PCP deals) Tom Whittle really knows his stuff!! - you hear horror stories, some here on Briskoda, of some dealers who have staff with no idea or knowledge about what they are selling. Not so here. His product knowledge was the best I have ever experienced. He really went out of his way to ensure we got exactly what we wanted at the best possible deal with: Part Ex - "No Problem" and Extras - "What do you want, lets do a factory order"!

(In addition to the standard deal we specified 1. Front parking sensors - 2. Heated front seats - 3. Spare wheel - 4. Mud Flaps. All these are extras which have a small uplift in the overall monthly cost)

 

What convinced us in the end to go with Simpsons, is the excellence of their customer service over the last six years, the courtesy of their staff in dealing with us and of course especially Tom's character, wit and knowledge (no relation! Honestly!) and the deal he did for us.

 

 

And so, the wait begins....................................Tony

 

Great.

 

We've ordered two from stock so should have them in a couple of weeks.

 

I have a Passat I bought new that will have cost me around £14k in depreciation over 4 years. We also had a BMW on PCP that was £3500 down and £299 a month. 

The Yeti at £2190 and £99 a month including tax is extremely cheap motoring for a new vehicle and at under £4500 for two years is cheaper than the expected depreciation loss so it's a no brainer really.

The dealings I've had up to yet with Tom and Matt at Simpsons have been first class and very straight forward.

 

Although we live down in Notts it's only a couple of hours on the train to Preston and our local dealer refused to do the same deal.

 

Lee

  • Author

Hi Lee.

Preston railway station is only 5 to 10 minutes from Simpsons by car / taxi but about 45 minutes+ to walk. Easy enough and a pleasant walk through the "Docklands" project. I would happily have picked you up but we are away until the 26th of June. Sorry! However I can recommend a good taxi firm if needed, but I reckon if you ask Simpsons, they will pick you up.

 

Thanks for your input to this post - most illuminating!..............Tony

A quick call to Simpsons and they'll pick you up from the train station FoC. They did it for me :sun:

 

I did get the feeling I was on a bit of a conveyor belt when I went to pick mine up in January, after a 4 hour train journey. Hardly surprising, as the chap handling my handover said they had shifted around 50 Yeti L&K's that month alone! The "£40-worth of fuel" they put in for me (and charged for too) didn't seem to get me far though. I think they might be filling up customers cars from a different pump to the rest of us.....

 

Another useful thing to remember: Although you have to go to them when picking car up, at the end of the term, they collect from you. At least, that's what they told me at the time.

 

Great Yeti - glad to hear that you got a good deal. Back before Christmas there were some even better deals. They (Simpsons) were doing the 1.2TSi DSG SEL for £1990 down + 23 x £89, inc. road tax and met. paint. That offer didn't last long, but whoever picked up on it got a storming bargain. There's another thread on here that discussed these deals at length.

Edited by Citigopher

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