They do expect reasonable wear and tear and apparently are not as strict as the used to be. But I think some people were returning cars in a terrible state.

 

Stone chips etc are ok and I think minor tesco style dings would be ok too but larger scrapes and dents would need to be fixed or you'd get a bill. My fold probably spend about £100-200 at the end of each lease to correct the car with a dent guy. I think they probably do more than needed.

 

You get tyres replaced for wear and tear, I think puncture repair is free and you have an allowance of x number of tyres for punctures. Not sure of the figures

On 17/09/2018 at 14:54, mobo said:

Im still in need of having my other hip replaced so i can still barely walk sometimes.

I was thinking about the seat leon 1.8 they require 2-300 advanced payment. But like some of you have said you don't own the car after 3 years.

However I currently spend about 1k a year on insurance (it seems to be rising every year), about £500 goes on maintenance may be more. £200 a year on breakdown cover.

so approx 2k a year keeping the car on the road. All the cost of the mobility car would be £3000 a year so roughly £1000 more then what i currently spend. 

I was initially against getting one on the mobility scheme but its the fact they insure it for you which has my head turned. 

If i can find a deal on a car with free insurance and end up keeping the car i would rather do that. as the insurance in my area seems to keep increasing. 

I was paying about £700 3 years ago when i bought the car and would have expected it to go down. 

Are there insurers who offer disabled people cheaper insurance

Hi.

If you do need any help with insurance at all then please feel free to give us a try. We are mobility and disabled driver insurance specialists.

https://www.chartwellinsurance.co.uk/

Regards,

Dan.

SEAT have a good one on the list now.  'Nil Advance Payment'.   

SEAT Leon 5dr 2.0 TSI 190ps FR DSG.

Hatch & Estate.

Edited 24 October, 20187 yr by Offski

On 24/10/2018 at 11:11, Offski said:

SEAT have a good one on the list now.  'Nil Advance Payment'.   

SEAT Leon 5dr 2.0 TSI 190ps FR DSG.

Hatch & Estate.

I decided to keep my car

But thats really tempting. 

More than the Boss of the Charity needs to go.  There will be plenty others getting over paid / rewarded at the top. 

Maybe some Trustees need to resign or get punted, and maybe the Patron should be more involved other than just in name.

http://bbc.co.uk/news/business-46470079

 

4 hours ago, Offski said:

More than the Boss of the Charity needs to go.  There will be plenty others getting over paid / rewarded at the top. 

Maybe some Trustees need to resign or get punted, and maybe the Patron should be more involved other than just in name.

http://bbc.co.uk/news/business-46470079

 

he earns more then the pm thats crazy

Theresa May MP / PM £150,000 plus perks.   This guy was on 1.7 Million plus perks, and about to get a bonus greater than the annual pay.

Offski, why does he need to go?!? ..... he turned Motability round from very nearly going to the wall to now turning a decent profit, most of which goes back into the charity Itself. The government used to pay into the charity but no longer does because of how Motability Operations are now financially running.  

 

Regardless what industry you’re in, that kinda of turnaround deserves the incentives / bonus offered by the new employer when they took the job, no?! (Which was several years ago now)

 

Yes, he earns more than the PM, but then I earn more than some firefighters. Not right when you compare what we do as jobs, (they save lives and I save my company money, amongst other things) but it’s the way of the world and doesn’t mean he is not entitled to the payment that was agreed several years ago if he did the job he was asked to do!?

 

Lest we not forget, or perhaps you are not well informed, he’s not the boss of the charity. The “charity” and “Motibility Operations” are separate entities. “He” is the boss of Operations and not the charity. 

 

You are having a laugh.

 

Ford & Vauxhall had Motability sort things out decades ago.

 

Motability was not going to the wall.    2008 and the near 2.5 Billion in the fund went to the Banks during the crash to prop them up.

 

There were years of Dealer with Motability cars on 'Buy Back', and those were the start of 3 year old cars on 'Interest Free' credit from Arnold Clark etc.

Few Automatic cars on the scheme and high Advance Payments, and 12,000 year mileage allowance etc.

 

The change to hand back and cars going to auction was a good and astute financial move.

BCA maybe not that good for Tax Payers or Disabled or families of the disabled.

Then the DLA to PIP and the clamp downs should be a good thing and £26,000 cap for most on vehicles, 

pity the frauds still go on and the abuse of the system by so many, that is Dealers and individuals and those that are blind to the abuse of the Motability Charity and Motabiliy Operations.  Motability Finance really could not fail to make money, nobody else had a look in.

 

BL, then Fiat & Subaru did 'Discounts' for Disabled people and families not getting Benefits to allow them on Motability.

Allowing people vehicles required to get to work, education etc.

Cars they were able to buy and keep and not getting the Government Tax Breaks that were going to The Trade in many cases.

People payed more over 3 years than the cars had cost to be bought in and then they were the 'used stock' In trade making big money for Car Dealerships.

Every 3 years lots of used cars from the biggest Group Buyer in the UK.

 

It has been Tax Payers money make 'Motability Finance' and the car trade and the industry do rather well.

As to a Charity, it is big business Charity with plenty living the high life on it.

 

My time of having a Disability goes back to pre 'Motability' and then after i was buying 3 year old ex Motability cars at Auction and trading in them.

I know the system very well.   

In total i have had 9 vehicles from Motability Finance Leasing and financed (Motability the charity.).  2 cars i bought with 5 years HP from Motability. 1 of them i still own.

 

 

Lord Sterling has been a long time heading 'The Charity'. & Selectively  Deaf dumb and blind.

http://briskoda.net/forums/topic/399711-are-you-using-the-motability-scheme

 

Edited 8 December, 20187 yr by Offski

So, you’re an aggrieved Motibility customer because you have lost your  (HR?) allowance. What a surprise to hear this kind of post from someone in that situation! 

 

Yes, Lord Sterling is the head of the charity, who is not getting the bonus .... he also wasn’t who you said should be sacked! 

 

I’m gonna leave this here as clearly you have an axe to grind, throwing uneducated and outdated information around. Pointless to continue. 

On 15/09/2018 at 14:54, Offski said:

Does a hip replacement successfully carried out get you PIP and allow the lease of a car for 3 years from Motability?

 

Over the years mum had both hip replaced and evtually the first one had to be repaired which left her with a slightly shorter leg.

 

But the fact was she was still mobile and did not qualify under the old DLA, cannot see how the new PIP would be more generous.

 

Some people appear to have brilliant if not slightly dishonest medical paractioners when you look at who gets a Motability Car. Mums neighbour had a Motability car for years (probably 15 considering he had at least 5 cars) yet could manage to go dancing every evening and most afternoons. Mum could only walk short distances but originally was refused a parking badge. I did some investigation and reapplied but her GP was reluctant to support her despite the fact she was using a walking frame by then due to a DVT in her right knee. After a few subtle words (mum was not happy and told me to be quiet at one point - did not want to upset anyone) he agreed to do a letter and she got the badge.

 

It looks like a lottery to me and a very unfair one to those who need a car to stay mobile yet are refused when those who can clearly walk unaided get one.

 

I would prefer to see the whole scheme scrapped and people have to source their own cars just like the rest of us using any monies they are legally entitled to. An abuse should lead to total loss of benefits.

18 minutes ago, skidpan said:

 

Over the years mum had both hip replaced and evtually the first one had to be repaired which left her with a slightly shorter leg.

 

But the fact was she was still mobile and did not qualify under the old DLA, cannot see how the new PIP would be more generous.

 

Some people appear to have brilliant if not slightly dishonest medical paractioners when you look at who gets a Motability Car. Mums neighbour had a Motability car for years (probably 15 considering he had at least 5 cars) yet could manage to go dancing every evening and most afternoons. Mum could only walk short distances but originally was refused a parking badge. I did some investigation and reapplied but her GP was reluctant to support her despite the fact she was using a walking frame by then due to a DVT in her right knee. After a few subtle words (mum was not happy and told me to be quiet at one point - did not want to upset anyone) he agreed to do a letter and she got the badge.

 

It looks like a lottery to me and a very unfair one to those who need a car to stay mobile yet are refused when those who can clearly walk unaided get one.

 

I would prefer to see the whole scheme scrapped and people have to source their own cars just like the rest of us using any monies they are legally entitled to. An abuse should lead to total loss of benefits.

 

Oddly its not the medical practitioners who decide who gets the benefits. its some random person in front of a computer who types in half of what you say is wrong with you. I went for it a few years ago when I was in quite bad shape but at that point, I didn't know both my hips will be getting replaced and was turned down. This time around got it. 

the badge scheme is really shocking. I applied for that a few years back also and was turned down even though I had missed an appointment as I could not move to get out of bed and ended up calling an ambulance that day.  But didn't really need it too much as wouldn't have been able to park closer to my work even if i did have it.

I applied again this year as i need it more now and was told i have to see the same person i saw all them years ago even though they go off the notes in the system. I turned up a day early and then 10 mins late on the day of the appointment as was told i cant be seen.  I complained to the local councillor who got me seen by someone else and i finally got a blue badge and was seen by someone else. 

I think alot of it is the luck of the person you see on the day. 

I know of someone who recorded a meeting with them and took them to court when they were refused and won as the person gave them 0 points even though they couldn't do any of the stuff asked 

 

28 minutes ago, mobo said:

 

Oddly its not the medical practitioners who decide who gets the benefits.

 

Never said it was but when we did it you needed the support of and the Dr's signature on the application. The Dr's must be almost criminal in their support facts when you see some who have cars/badges.

1 hour ago, skidpan said:

 

Never said it was but when we did it you needed the support of and the Dr's signature on the application. The Dr's must be almost criminal in their support facts when you see some who have cars/badges.

Thing is not all disabilities are visible some people might have breathing issues stoping them from walking long distances. others like me might look fine one day of the week but on another i cant even get out my house to my car to go anywhere.

Also people claiming to be carers will get the car in the disabled persons name then use the blue badge etc for themselfs without the person with them

 

Having DLA Mobility Component or PIP Mobility Component will get you a Blue badge, and i will being paying £20 and getting my 3 year old badge renewed in the next few weeks after the usual song and dance and Blackpoool DWP eventually sending conformation i am entitled and 2 forms of ID and another picture.

 

Having a Blue Badge after an assessment for a Blue Badge in no way means someone gets DLA HR/M or PIP Mobility Component or can get a Motability car after paying over benefits.

 

Support and opinions of your Doctor, other Doctors you see or Consultants and Specialists is no guarantee of getting a Blue Badge issues 

and certainly not of getting PIP.

That might be down to 'the person working for the Contractors doing assessments', and that might be a nurse or someone else with some health care training.

Edited 8 December, 20187 yr by Offski

47 minutes ago, mobo said:

Also people claiming to be carers will get the car in the disabled persons name then use the blue badge etc for themselfs without the person with them

 

Wife has a Blue Badge for when she takes her mother out in the car. It was easier than getting my mother a Blue Badge but a different authority.

 

She has had one replacement hip and broke the other in a fall which was dynamic screwed. She can walk around the bungalow with a frame but out of the bungalow its pretty much the wheel chair. Add to that very poor sight and the fact she is virtually stone deaf. Then there are the clear signs she has developing Dementia but refuses to be tested makes for a fun life especially as she lives alone and will not accept help. Being 40 miles away makes it a days job to visit just for a couple of hours.

 

MIL gets no benefits other than state pension but we are currently planning to apply for AA. If she was to be diagnosed with Dementia it would make getting additional help much easier

 

Wife gets no carers allowance.

 

But we would never use the Blue badge unless the MIL is out with us.

Lower rate Attendance Allowance is £57.30 a week which is often received by those that were too old to qualify for DLA HR/M. 

Nearly the same amount as the PIP Mob Component which they can be too old to be able to claim.

 

Plenty that had DLA HR/ Mobility Component that had it before they were 66 just kept getting that. 

Edited 8 December, 20187 yr by Offski

Motability pledges to reform itself.

http://thiis.co.uk/more-about-motability-operations

http://accessandmobilityprofessional.com/epic-mobility-saga-draws-to-a-close-as-motability-pledges-to-reform-itself

 

 

Motability list for this quarter showing 1.5 DSG Octavia on low Advance Payment. 

Fabia with DSG not showing, but there are still manual Fabia & Citigo.

 

 

Edited 23 July, 20196 yr by Roottootemoot

On 15/09/2018 at 13:44, mobo said:

I currently got a 2008 octavia vrs but I've become a bit disabled over the years need my hip replaced ect

Now I need an automatic and I can get a car on the mobility scheme. Has anyone got experience with this. I like the look of the new leons and noticed you can get them and they cover the insurance and everything. but would i be better off getting a used one and putting the money towards that instead

It’s a great scheme. Due to a severely ill family member, we have a vehicle on the scheme, and it’s been a lifesaver.

 

Haven’t had to worry about the wear and tear, we’ve had heavy staining, vomiting, scratches and dents inside and out, you name it.

 

generally due to the nature of the scheme, dealers are understanding of damage and not as harsh with grading the damage to the vehicle. We’ve even had a chip to the windshield after a chav kicked a rock, again, no issues. 

 

Consider it a good variant of leasing.

 

Only issue is the allowance. We’ve had to push so much during interviews as they’re incredibly ignorant, and actually they often see people as “completely healthy and normal” just because there’s nothing immediately obvious. Not all disabilities are visible as you’ve said; but provided you’re on the right rate, Motability is great. 

Edited 23 July, 20196 yr by sakta

14 minutes ago, sakta said:

It’s a great scheme. Due to a severely ill family member, we have a vehicle on the scheme, and it’s been a lifesaver.

 

Haven’t had to worry about the wear and tear, we’ve had heavy staining, vomiting, scratches and dents inside and out, you name it.

 

generally due to the nature of the scheme, dealers are understanding of damage and not as harsh with grading the damage to the vehicle. We’ve even had a chip to the windshield after a chav kicked a rock, again, no issues. 

 

Consider it a good variant of leasing.

 

Only issue is the allowance. We’ve had to push so much during interviews as they’re incredibly ignorant, and actually they often see people as “completely healthy and normal” just because there’s nothing immediately obvious. Not all disabilities are visible as you’ve said; but provided you’re on the right rate, Motability is great. 

I decided against going with it in the end. As the car park i park at for work is one of the worst going with the spots being so narrow and the disabled spot always full before i get there. I constantly find dings on the car, saw a brand new bmw parked there with a scrape already on the bumper 

The current Motability list for 1st October - 31st December has some bargains on it for cars with low 'Advance Payments'.

There are some good deals that do not appear like from Vauxhall on some models.

 

I was in a Vauxhall Dealership to check on cars that show on the Vauxhall Website showing a price list.

Just as well i was as the Salesperson was able to tell me that the current list of Advance Payments with them is just October 1st to 31st as a new list will be issued on the 1st November, maybe changes will be required, then again maybe not.

http://vauxhall.co.uk/motability/overview.html

 

Point of this post is no other manufacturers price lists in the UK seem to have this showing or salespeople mentioning it. 

If anyone is thinking on placing an order later in the month, maybe worth checking on what you are goimg for and what is being said on build times and deliveries.

Orders now have that 'Advance payment' held at that price, and if it goes down that payment goes down.

Motability are giving money back to Customers next year.

A £60 rebate this time if they had joined the scheme before 18th July 2021.

 

This is because of lower insurance claims & less wear and tear of their vehicles on the scheme during the Covid 19 pandemic.

https://news.motability.co.uk/scheme-news/third-covid-19-related-rebate-to-customers/

 

5 hours ago, roottoot said:

Motability are giving money back to Customers next year.

A £60 rebate this time if they had joined the scheme before 18th July 2021.

 

This is because of lower insurance claims & less wear and tear of their vehicles on the scheme during the Covid 19 pandemic.

https://news.motability.co.uk/scheme-news/third-covid-19-related-rebate-to-customers/

 

 

I wonder if my cousin will benefit from this. He's been in the scheme for forever IIRC.

@AnnoyingPentiumHe should.

Last year and this he should have had 2 £50 payments and then get this £60 one.

Very nice.

Every little helps. 

They are sitting on billions of quid as it is as the £ is poor, and hopefully it is invested well, maybe in renewables and not Government Bonds.