Hi.

Over this summer, my wife and I may be borrowing my grandma's Golf MK5 for a period of 1 - 2 months between me selling my car and buying a new one.

There are currently 4 named drivers on the car - my grandma & her three daughters.

 

I'm just trying to work out how best to arrange  insurance if we do this. Do we see if her insurer will allow us to add a fifth (and maybe sixth) driver? I think I'd heard that too many named drivers can push the premium up, or some insurers will only allow 4.

Or can we take out a separate policy to cover our use without affecting or voiding the main policy on the car? Or is there a third, better way? Would like to keep cost down as much as possible.

Cheers

Hi,

 

Generally speaking, you can't insure something that you don't own. With that in mind it would be best to see if more drivers can be added to the current policy, temporary or otherwise. There may issues including restrictions on the overall number of drivers, but this is a good place to start.

 

Hope you manage to arrange something.

 

Chris Knott Insurance.

 

 

Hi.

If you need any help with separate  temporary insurance then please feel free to drop me a line.

Regards,

Dan.