1 hour ago, Thefeliciahacker said:

 how much your vehicle is worth

 

Don't expect more than 1500 euro compensation  no matter if the contract says 2000 euro.

8 hours ago, D.FYLAKTOS said:

Don't expect more than 1500 euro compensation  no matter if the contract says 2000 euro.

Except if you are a part of history where you do expect that, that's the most important reason to get a fiva 

Ok when it's time tell us in the insurance contract how much is the total theft compensation amount.

More than 2000 euro or less?

13 hours ago, D.FYLAKTOS said:

Don't expect more than 1500 euro compensation  no matter if the contract says 2000 euro.

If the contract has conditions to get the 2,000 euro then if the conditions are not meet you wont necessarily get the 2,000 euros, if the conditions are meet then you get the 2,000 euro, so you need to read the contract or enquire before signing the contract.  In the UK there are many insurers that specialise in "classic" insurance, their policies and terms and conditions are not all the same so you need to buy the policy that suits your needs and wants.  Here, the policy cost can have little to do with the cover provided as different insurers calculate the risks differently and specialise in different areas and aspects of "classics" and their use, you need to pick the insurer and policy that suits your wants and needs - and read the policy before signing.

 

People often say stuff is "hidden in the small print" when actually it isn't, it's often in the normal size print and clearly stated, they may have made assumptions and/or not read the policy before or after signing., I have dealt with that a few times with mates and others, one mate dealt with contracts and even appeared at courts for his company quoting contracts yet he made assumptions (and ignored some previous advice I gave him, cos that's what mates do) and then whinged about losing out on a bit of money he need not have.

 

21 minutes ago, nta16 said:

If the contract has conditions to get the 2,000 euro then if the conditions are not meet you wont necessarily get the 2,000 euros, if the conditions are meet then you get the 2,000 euro, so you need to read the contract or enquire before signing the contract.  In the UK there are many insurers that specialise in "classic" insurance, their policies and terms and conditions are not all the same so you need to buy the policy that suits your needs and wants.  Here, the policy cost can have little to do with the cover provided as different insurers calculate the risks differently and specialise in different areas and aspects of "classics" and their use, you need to pick the insurer and policy that suits your wants and needs - and read the policy before signing.

 

People often say stuff is "hidden in the small print" when actually it isn't, it's often in the normal size print and clearly stated, they may have made assumptions and/or not read the policy before or after signing., I have dealt with that a few times with mates and others, one mate dealt with contracts and even appeared at courts for his company quoting contracts yet he made assumptions (and ignored some previous advice I gave him, cos that's what mates do) and then whinged about losing out on a bit of money he need not have.

 

Well said I'm very careful when it comes to insurance. 

8 hours ago, nta16 said:

if the conditions are meet then you get the 2,000 euro

 

ALL the insurance companies have as advisor an unoficcial chart, this shows the value of each car month by month and discontinued cars as Felicia are last in that list.

No one will give you 2000 euro and still after all these days i haven't understand what was the specific gain from the FIVA of @Thefeliciahacker in the insurance.

 

13 hours ago, D.FYLAKTOS said:

Ok when it's time tell us in the insurance contract how much is the total theft compensation amount.

More than 2000 euro or less?

 

How many euros that "privilege" worth ?

2 hours ago, D.FYLAKTOS said:

ALL the insurance companies have as advisor an unoficcial chart, this shows the value of each car month by month and discontinued cars as Felicia are last in that list.

Yes that's if you buy standard, run-of-the-mill, mass market car insurance which is why you go to a specialist provider, at least here in the UK, and as I put there are many of them in the UK and the policy rates are low because they know the owners will avoid getting their precious (to them) cars in accidents or scrapes and will normally used the car less and in better circumstances.

 

As an example, with my 1973 MG Midget I had unrestricted use and a very comprehensive cover with extras, ability to drive other cars (third party cover), full UK and European breakdown and recovery, a (self assessed, up to £15,000) agreed value and all for quite a bit less than what my wife paid for annual breakdown recovery let alone the insurance on her car.  I could have used it exactly as you do with your Felicia now if I had wanted (I always try to avoid cities as much as possible whether I'm in a car or not).  I used my various "classics" for at various times some or all of the following, work, commutes (300m and 500m a week for a good number of months) holidays (UK and Europe), club tours and events for 30+ years all fully legally on "classic" insurance policies.

     

@D.FYLAKTOS
Step one: Ask your insurer to provide a list of insurance companies that accept youngtimer vehicles and offer specific insurance policies for them.

Step two: See the available insurance policies and their limitation - restrictions for example some may be limited to KM/Year or others to places you can park the car.
Step three: Negotiate the valuation of the vehicle.
Step four: Pay up and insure it.

I will try to negotiate from now, to be sure I've found something when the time comes in a month. 

Edited 12 May, 20242 yr by Thefeliciahacker

Since the situation is not completely clear, i see no reason to start the procedure to registered to FIVA. I don't like uncertain ciruations.

 

 

In the UK the value of ordinary "classics" is mainly based on the cosmetics, doesn't matter if the car is faulty with poor running, as long as the components are in reasonably good condition they don't need to be properly set up for good running or performance.  That is one of the problems with "classics" they can look great and run poorly, and be driven poorly, as long as they look good.  So you present them as well as possibly for insurance assessment photos or inspection, clean and highly polished, exterior and interior looking as it should.

 

Restricted mileage depends on the provider and policy, it can lower policy premiums to have more restricted mileage but not always, my Midget had unrestricted mileage as a no-cost option - this of course doesn't matter for FIVA as there is a restriction of use already for the registration.  Possibly most, but  possibly not all, insurance providers I would have thought will be following the restrictions of FIVA in your country but if you don't ask you won't know.  There are also other types of specialist insurance policies, in the UK at least, that accept the vehicle and it's owner/drivers are not in the mass market type of cover and reflect this.

 

ETA:

48 minutes ago, D.FYLAKTOS said:

i see no reason to start the procedure to registered to FIVA.

There is no point as registration with the FIVA restricts the use of the vehicle well beyond what you want to use your vehicle for (and what I did with all of mine).

 

Edited 12 May, 20242 yr by nta16

2 hours ago, nta16 said:

There is no point as registration with the FIVA restricts the use of the vehicle well beyond what you want to use your vehicle for (and what I did with all of mine).

 

IF  i had the money to maintain a Classic car and have it only for shows-club meetings etc i wanted to have a Corvette C3.

 

 

35 minutes ago, D.FYLAKTOS said:

IF  i had the money to maintain a Classic car and have it only for shows-club meetings etc i wanted to have a Corvette C3.

If you had the money why would you only use it on meetings and not drive it more.  The photo is a C2 I think and IIRC has drum brakes, we had a split-window one in the club that came out on a tour with us once, typical Yank car OK for straight roads only IIRC.  I always like the look of the C3 but a mate said I would not like the build quality, plus we have Marcos here that have a similar look but are English made and slightly more suitable for our roads but like a Jag E-Type the cabin is a long way from the front bumper when having to pull out from a narrow t-junction, especially with hedges all round you are pulling out with only faith for guidance.

 

4 hours ago, D.FYLAKTOS said:

I don't like uncertain ciruations

where do you see the uncertainty?

1 hour ago, Thefeliciahacker said:

where do you see the uncertainty?

 

https://www.briskoda.net/forums/topic/523298-im-back/?do=findComment&comment=5851243

 

You still haven't decide yet, so i have to make all the effort to registered in FIBA and then make the 4 steps that you said and after all that marathon the specific benefit is?

No one knows, not even you.

You only expect to have a bigger value term in the future insurance contract.

 

@nta16 Yes it's C2 and not C3, can be found here in Greece but only collectors buy them because they are not for every day use (high fuel consumption, no spare parts available etc).

The C2 with rear seats never reached the market.

 

 

https://www.philpa.gr/en/applications

 

Vehicle certification

The process of issuing a FIVA Certificate includes the submission of an application as well as the physical Technical Inspection of the vehicle. There are two types of FIVA Certificate depending on the age of the vehicle:

FIVA Youngtimer certificate, for vehicles from 20 to 29 years old,

FIVA ID - Card certificate (or e - ID - Card in case of online application) concerning vehicles over 30 years old and always provided that the vehicle is in good, well-maintained condition, or has been properly rebuilt.

 

In any case, multiple benefits for the vehicle arise from the issuance of the international FIVA Certificate such as:

Capturing and recording the details of the vehicle.

Significantly lower insurance costs.

Compensation in the event of an accident not as an old vehicle, but as a historic or Youngtimer as the case may be.

In the case of a historic vehicle, all the above benefits are added to those resulting from the E.O. plates. FILPA.

 

https://www.philpa.gr/en/vehicle-certification

 

Insurance

All vehicles fitted with special plates must be insured, at all times. PHILPA insures through ALLIANZ the first car free of charge for each Member and ensures coverage for any remaining cars at a particularly low premium, commensurate with the very limited use. It is stressed that only insured vehicles may take part in Club events. In the event of not wishing to insure a vehicle, the Member shall sign an Affidavit to this effect and shall bear full responsibility for the consequences of the "Uninsured Vehicle Act".

__________________________________

 

The ''properly rebuilt'' is controversial in my case.

 

 

1 hour ago, D.FYLAKTOS said:

properly rebuilt

No it's not controversial it's self explanatory 

 

1 hour ago, D.FYLAKTOS said:

Compensation in the event of an accident not as an old vehicle, but as a historic or Youngtimer as the case may be.

So what more could I ask for, really. 

3 minutes ago, Thefeliciahacker said:

No it's not controversial it's self explanatory 

 

Yeah? I have to explain to a PHILPA guy for all the modifications that i have made in my car, i have to wait to agree, i case that does not agree with the quality of work or if they have been made properly and said that he will reject me i have to argue with him to convince him.

If after lot of blah blah (and preaching that the car must be Stock etc) everything is OK i have to do the paper work and get a certification so in case of an accident i will ask from the culprit's company to pay more huh?

How much, double or triple?

Have you an idea how many non-insured vehicles are on the GR streets? How many Gypsy drivers are in the streets with no papers or how many Pakistani or African drivers with driving licenses from Congo or Nigeria (for example) ?

That PHILPA or FIVA certification will offer what in that case comparing to a driver which haven't got it as the 99,9999% are here?

25 minutes ago, D.FYLAKTOS said:

Have you an idea how many non-insured vehicles are on the GR streets?

 

 

27 minutes ago, D.FYLAKTOS said:

Yeah? I have to explain to a PHILPA guy for all the modifications that i have made in my car, i have to wait to agree, i case that does not agree with the quality of work or if they have been made properly and said that he will reject me i have to argue with him to convince him.

its all a matter of how much confident you are, I was very confident in the whole situation

 

27 minutes ago, D.FYLAKTOS said:

If after lot of blah blah (and preaching that the car must be Stock etc) everything is OK i have to do the paper work and get a certification so in case of an accident i will ask from the culprit's company to pay more huh?

How much, double or triple?

more, enough to not get it totaled (ολικη)

 

28 minutes ago, D.FYLAKTOS said:

That PHILPA or FIVA certification will offer what in that case comparing to a driver which haven't got it as the 99,9999% are here?

in my Brera and soon in the felly I will have two coverages.

so coverage from uninsured vehicles and also outside of friendly cooperation (προστασια εκτος φιλικου)
I will send you the Brera coverages

and since Allianz aka European Reliance insures youngtimer vehicles im aiming for exactly the same coverages on the Felicia

Brera has nothing to do with Felicia.

i have posted elsewere my coverages.

https://www.briskoda.net/forums/topic/520872-skoda-felicia-insurance-cost-coverages-in-2024/

 

Do you realy expect to get for your Felicia

"Material damage from an uninsured vehicle: 100.000 €" 😲

 

Allianz Anyway

https://www.allianzdirect.gr/el/insurance-car-allianz-anyway

Allianz Anyway coverage is valid under the following conditions:

The material damages of the insured vehicle and the costs of medical care and hospitalization related to physical injuries are not included and, consequently, cannot be compensated in the context of the Friendly Settlement Procedure.

The material damages of the insured vehicle must not exceed in total and at any time the amount of 6,500 euros (cost of spare parts and labor costs, including VAT).

....

The third vehicle is covered by an insurance policy in force at the time of the accident.

8 hours ago, D.FYLAKTOS said:

Do you realy expect to get for your Felicia

"Material damage from an uninsured vehicle: 100.000 €" 😲

No ofc not it's just covered, also where are you insured to have an exception value of 200 euros

19 hours ago, nta16 said:

typical Yank car OK for straight roads only IIRC.

 

IF  i had the money i would make another project, kept the body and glass from C2 only and all the others would be changed.

Chassis (reinforced), new design wheels, new suspension, injection engine, different gauges (factory dashboard), different seats, new upholstery, modified central console, new lights, steering wheel, air condition etc.

I have seen many videos with such modifications, outside old car, inside everything new.

I also like the C3 generation but not it's dashboard.

If you are keeping the body and glass you would also want to add to the modification modern air-con as fibreglass is good at holding heat, I can assure you of that.

 

Many American dashes are horrible, like German ones and some Japanese ones, I'm biased I like the dashes in English cars, 60s/70s Triumphs were particularly good and some more modern TVRs were a work of art.  Really I like the look of the C3 String Ray body shape living with the car might be another matter.  I always liked the look of the Triumph GT6 but living with it was another matter, the same mate that advised me against the C3 also advised me against the GT6 and he was right about both (as he should have been having owned 100s of cars over the decades).

 

On 13/05/2024 at 05:59, Thefeliciahacker said:

No ofc not it's just covered, also where are you insured to have an exception value of 200 euros

@D.FYLAKTOSwhere did you insure

EUROINS AE

https://www.euroins.gr/

On 13/05/2024 at 05:59, Thefeliciahacker said:

 

@D.FYLAKTOS

But they give 200 euro exclusion as a minimum right?