Does anyone have any recommendations for reasonably priced insurance companies outside of the comparison sites.

Everyone said policies had gone up last year but mine was still ok, but it's gone up higher than I'd like this year. I'm in my 40's, driving for 27 years, full no claims.

Maybe its the same for everyone but it feel like robbery when it's a 2010 car, Skoda superb elegance, TDI, DSG.

When I bought it it was about £400, got it down to £185 and its back to £300

For a standard car like yours the comparisions sites should still be able to offer reasonable premiums I'd have thought but you do need to play their algorythms and statistical information.

The nearer you get to renewal date the higher the premiums get sweet spot is either 30 days before or around 23 to 25 days away IIRC, even a day difference can make a big jump in premium offered, I can assure you of that.

If you have already put info in for quotes then they know this, some sites are owned by the same main companies (there's only 4 main underwriters IIRC anyway).

Somethings alter the premiums like having or not acess to drive other cars, having or not other person(s) as named drivers, a change of job title or concern, being retired or unemployed, ect., ect. Obviously you must be truefull but some questions may have an option of answers for you. Accepting different levels of excess can make a difference but that might be within different bands for different policies.

The day of the week and time of the day (or night) used to make a difference to the premium offered (or it used to) using different computers or devices or email adreeses I can't imagine makes any odds now.

Personally we use TopCashback 'Compare' (which IIRC give the same as Compare the Market and possibly whichever other coparision site they might own - but the difference is Topcashback will give you back £45 (same policy order through them so genuine £45 back as a member, free membership if you want).

We also got £38 back from our home insurance (building and contents). Our insurances are with good quality well established companies with extras on the car insurance (easily paid for by know £45 is coming back) never buy cheap insurance if you ever need to claim on it as these insurances then become unbelievably expenses in what you will lose.

Good luck. - https://www.topcashback.co.uk/compare/car-insurance/

Edited Wednesday at 17:291 day by nta16

I recently changed to the AA on my Volvo V70. My insurance went down £130 (to £223) by doing so. I did use the comparison sites, but also went direct to those not linked to them. No-one got anywhere close to the AA, so I presume they wanted my business. 2010 car, driving 46 years, full no claims.

Gaz