The Octy 130 pdi will be out of warranty this month , so i have taken out a Warranty Direct policy , doing 20 k miles a year just want to play safe . Got a 13 month Platinum policy which covers everything , for

You've taken a step to minimise any future unexpected car expenditure. It will never be as comprehensive as a new car warranty. Some warranty companies will not pay diagnosis time and may pay labour at a specified rate, leaving you to make up any difference between that and the dealers rate. It doesn't take alot for a claim to exceed your premium.

I had Warranty Direct cover for the first year after the original Skoda warranty expired but changed to the Car Care Plan extended warranty this year which is now available through Skoda dealers. The limitation of Warranty Direct's cover is that only specified components are covered whereas the Car Care Plan specifies what is not covered, ie it is the more comprehensive. With Car Care Plan you can also take out Skoda Roadside Assistance - at a price. Like you, I purchased cover for peace of mind.

DGW how much was the car care plan . Havw still time to cancel Warranty direct and move it . 14 day rule . However the Platinum warranty covers everything and i have it on the Franchised dealer rates so no prob there , and the cost of work can be up to the total value of the car .

I have a WD policy on the Mondeo and am currently in the process of putting a claim through. They seemed helpful enough and have told me they will cover all labour and 80% of cost of parts (as my car is 70-80k miles), as well as the cost of a hire car during the time mine was off the road.

I'll let you know whether they do or not!

Chris

I run a small independent garage and have been in the trade for almost 20 years. My experience of every claim I've dealt with on behalf of my customers in that time suggests that these warranties aren't worth the paper they are printed on!

Sorry to sound miserable, but it's my honest experience.

I had Warranty Direct cover for the first year after the original Skoda warranty expired but changed to the Car Care Plan extended warranty this year which is now available through Skoda dealers. The limitation of Warranty Direct's cover is that only specified components are covered whereas the Car Care Plan specifies what is not covered, ie it is the more comprehensive. With Car Care Plan you can also take out Skoda Roadside Assistance - at a price. Like you, I purchased cover for peace of mind.

im wondering... might be advantageous going this route mesel.. regulator gone 2 weeks after warranty up. :(

can you extend after warrenty up? :confused:

I run a small independent garage and have been in the trade for almost 20 years. My experience of every claim I've dealt with on behalf of my customers in that time suggests that these warranties aren't worth the paper they are printed on!

Would you mind expanding on that? PM if you like.....

Chris

I run a small independent garage and have been in the trade for almost 20 years. My experience of every claim I've dealt with on behalf of my customers in that time suggests that these warranties aren't worth the paper they are printed on!

Sorry to sound miserable, but it's my honest experience.

I got a friend who says exactly the same thing altough i don't know what WD are like but most will look for a way not to pay out like any other insurance company really

I had a standard warranty direct policy on a 7 to 8 year old ibiza and successfully claimed for new gearbox bearings. The garage were just as shocked as I was that it was successful. After the

Edited 30 October, 200817 yr by daiking

I got a friend who says exactly the same thing altough i don't know what WD are like but most will look for a way not to pay out like any other insurance company really

WD seem to be different in this respect and are very open about what is and isn't covered. The only caveat is that they will only pay the diagnosis charge if it proves to find the fault, eg if they took the gearbox out and found there wasn't a problem, you'd have to foot the bill. They also cover wear and tear items. My experience of them so far suggests that they will do exactly what they say they will, unlike a lot of the warranties which are sold with used cars which have thousands of caveats to avoid paying out and aren't worth the paper they are printed on!

Chris

They sound a lot better than some then

I know a guy that my mate does "warranty work" and he owns a warranty company and he's a right f****r. I wouldn't want one of his warranties, my mate says in the twenty odd years he's worked for him he only ever paid out about five times. And my mate has quoted him as saying things to people like "its printed so people like you don't have to try and read joined up writing now read the contract and **** off"

If any one wants one of his let me know i can sort something i'm sure:rofl:

balls to it. Life is all about risks and so far I've not even come close to needing to spend

I agree with jason, I hate these sorts of things. If they thought they were going to have to pay out then they wouldn't sell you the policy. Put the money in a pot and save it in case anything does go wrong, and if it doesn't spend it on a weekend break to amsterdam, that's living!

I agree with jason, I hate these sorts of things. If they thought they were going to have to pay out then they wouldn't sell you the policy. Put the money in a pot and save it in case anything does go wrong, and if it doesn't spend it on a weekend break to amsterdam, that's living!

Well the amount of my claim has paid for last year's premium and this year's Not a bad deal really

Chris

No, not bad, but if you don't claim this year the insurance company will have made their money back, so not bad for them either. Over a long period you're almost certain to be worse off money wise with the insurance than without. The insurance company would go bust pretty quick otherwise. Sorry but I really do think it's a scam.

No, not bad, but if you don't claim this year the insurance company will have made their money back, so not bad for them either. Over a long period you're almost certain to be worse off money wise with the insurance than without.

But, like car insurance, it's not about necessarily making more money off them then they make off you, it's about not being landed with large bills when something goes wrong.

And while saving up yourself to do this is one way of doing it, it rather relies on you having saved up enough when that bill comes in - which isn't always possible.

Rob.

As i said in my orinal thread , now out of warranty and doing lots of miles this year , just playing safe . Had good look at the policy and as i am going for the Platinum , works out to

You sure it covers EVERYTHING? i had one of these platinum warantees on my fabia, they refused to fix my vent flap motor

Hmmmm......and here's me thinking that it was a well known fact that car warranties were a money making scam. I've owned cars that were dying when i bought them, and NEVER needed a so-called warranty to bail me out. Yep, I've forked out on the odd clutch, starter motor, wheel bearing BUT in 18 years of driving that aint bad.

Put it this way, if say the average cost of a warranty was

HYep, I've forked out on the odd clutch, starter motor, wheel bearing BUT in 18 years of driving that aint bad.

However, cars have become progressively more complicated - if you get something like an ECU failure, the car likely won't work at all and you won't see much change out of

However, cars have become progressively more complicated - if you get something like an ECU failure, the car likely won't work at all and you won't see much change out of

I run a small independent garage and have been in the trade for almost 20 years. My experience of every claim I've dealt with on behalf of my customers in that time suggests that these warranties aren't worth the paper they are printed on!

Sorry to sound miserable, but it's my honest experience.

:iagree: - the last time I looked at one the list of exclusions was so long that about the only things left were rod through block, failed alternator and failed PAS pump. And even then you'd have had to prove a full franchised service history, and it ran out at 60_000 miles or 5 years old.

However, cars have become progressively more complicated - if you get something like an ECU failure, the car likely won't work at all and you won't see much change out of

It goes without saying that cars have become more complicated BUT the trade off there is that they have also become more reliable (AA/RAC stats back this up as fact)......so one kind of cancels the other out.

But once where you could cheaply fixed it yourself, now you're pretty much guaranteed to have to go to a garage.

And yes,