Hi guys... I've done a search and read a few bits n bobs but i just wondered if anybody could offer any further comments on the two companies above?

Basically, after reading about the freedom discount offered by Adrian Flux, I've just contacted them for a quote and I'm pretty pleased and surprised with the results.

I'm 25.

Had licence for 3.5 years.

3 yrs no claims.

no accidents at all

4000miles per year

6 points from two sp30 convictions within the last 12 months

married, home owner, teacher.

They've quoted me

fully comp

£250 excess, £75 windscreen

unlimited stereo cover

5000miles

up to 90day euro cover inc

can drive any other vehicle 3rd party

legal protection

courtesy car

for £521 through Highway insurance.

My previous best quote was for £560 from Direct Line and didn't include some of the benefits listed above. Therefore, I'm pretty sold except that I've never dealt with Adrian Flux before and haven't even heard about highway.

Does anyone have any experiences with either companies (particularly Highway), especially when it comes to making claims???

I'm guessing it may be worth my while phoning Brent Acre and Chris Knott before purchasing just in case the price comes down even further though.

Have heard of them before.

Looks like you can get a direct quote too.

Highway Insurance

Might be worth a look??

Cheers

cool, useful link cheers.

have you had any dealings with them?

Tried eCar Insurance - Get a low cost car insurance quote from eCar Insurance ?

All the three brokers you mention are reputable Joe. I would contact all three and see if you can make any further savings. It's not unheard of for quotes to reduce with brokers such as these, when you ring round and price match one against the other

Sounds a competitive quote to start with though.

Steve

Heard a few bad stories about Highway which put me off renewing with them (well that and I managed to beat their renewal price!). I've been with Adrian Flux for a couple of years now and, aside from the £25 handling fee for any policy changes, I'm very happy with them. They will also price-beat most quotes. My policy is underwritten by Equity Redstar, but my opinions may change if I ever have to claim!

Chris

Adrian Flux are well enough known and usually "considered reputable". Never heard of the underwriter, but since AF are a brokerage, that's their problem, not yours.

Heard a few bad stories about Highway which put me off renewing with them (well that and I managed to beat their renewal price!). I've been with Adrian Flux for a couple of years now and, aside from the £25 handling fee for any policy changes, I'm very happy with them. They will also price-beat most quotes. My policy is underwritten by Equity Redstar, but my opinions may change if I ever have to claim!

Chris

Chris ... can you add anymore detail re these 'bad stories'???

All the three brokers you mention are reputable Joe. I would contact all three and see if you can make any further savings. It's not unheard of for quotes to reduce with brokers such as these, when you ring round and price match one against the other

Sounds a competitive quote to start with though.

Steve

cheers, I shall definitely contact chris knott and brentacre and see what happens when i try to play them off against each other!

Hi guys... I've done a search and read a few bits n bobs but i just wondered if anybody could offer any further comments on the two companies above?

Basically, after reading about the freedom discount offered by Adrian Flux, I've just contacted them for a quote and I'm pretty pleased and surprised with the results.

I'm 25.

Had licence for 3.5 years.

3 yrs no claims.

no accidents at all

4000miles per year

6 points from two sp30 convictions within the last 12 months

married, home owner, teacher.

They've quoted me

fully comp

£250 excess, £75 windscreen

unlimited stereo cover

5000miles

up to 90day euro cover inc

can drive any other vehicle 3rd party

legal protection

courtesy car

for £521 through Highway insurance.

My previous best quote was for £560 from Direct Line and didn't include some of the benefits listed above. Therefore, I'm pretty sold except that I've never dealt with Adrian Flux before and haven't even heard about highway.

Does anyone have any experiences with either companies (particularly Highway), especially when it comes to making claims???

I'm guessing it may be worth my while phoning Brent Acre and Chris Knott before purchasing just in case the price comes down even further though.

Hi sotonjoe

Have you tried NFU Insurance?

Not the cheapest, but you wont find a better company when you have to claim, and as far as extras IE alloys remaps etc just tell them and they are fine about it !

Radiotwo

Chris ... can you add anymore detail re these 'bad stories'???

PM Moose (Richard) about his experiences with them. On the flip side, I think Stuart J might be with them and they were excellent in sorting out his wife's claim. I guess you'll hear problems with pretty much all insurers so it's always a gamble

Chris

I'm with AF this year and they were pretty good once I got through the bu115hit. I too am with Equity Redstar who's policy seems very comprehensive. I had previously got a quote from Equity Redstar Directly which was lower that AF but without any modifications. AF beat it when pressed and included mods.

They weren't the lowest price AF offered me, they try to steer you toward a company who's name currently escapes me but which is based in Malta and is owned by an AF director.

THey will try all sorts of tactics and questions to get a phone number and email address from you. I always maintain that they don't need it and refuse to give it but when you call you get questions like "can you confirm your home telephone and email address" When I know full well they don't have it.

I posted my experiences at the time so it might be worth seeing if the search turns it up.

Chris - I've managed to avoid the admin fees so far as well. (done change of car and change of address)

They gave me what seemed to be a very good quote for an Elise last week as well.

Quote Briskoda for a discount as well.

Hi sotonjoe

Have you tried NFU Insurance?

Not the cheapest, but you wont find a better company when you have to claim, and as far as extras IE alloys remaps etc just tell them and they are fine about it !

Radiotwo

Norwich Union?

Yeh, I've had a quote from them and it was about £580. I may be able to knock that down as I think they might be able to do me an extra teacher's discount.

PM Moose (Richard) about his experiences with them. On the flip side, I think Stuart J might be with them and they were excellent in sorting out his wife's claim. I guess you'll hear problems with pretty much all insurers so it's always a gamble

Chris

yeh, you're right about good and bad stories. However, as long as it's not all completely negative, I shall be happy enough. I'll pm the users referred to.

Norwich Union?

Motor insurance from NFU Mutual

NFU - National Farmers' Union. It sounds bizzare, but they don't just insure agricultural workers. However, since they're a co-operative, they don't actually look to pay a dividend to stakeholders from their profits (and hence set same on needed capital for advertising and reinvestment).

I'm with AF this year and they were pretty good once I got through the bu115hit. I too am with Equity Redstar who's policy seems very comprehensive. I had previously got a quote from Equity Redstar Directly which was lower that AF but without any modifications. AF beat it when pressed and included mods.

They weren't the lowest price AF offered me, they try to steer you toward a company who's name currently escapes me but which is based in Malta and is owned by an AF director.

THey will try all sorts of tactics and questions to get a phone number and email address from you. I always maintain that they don't need it and refuse to give it but when you call you get questions like "can you confirm your home telephone and email address" When I know full well they don't have it.

I posted my experiences at the time so it might be worth seeing if the search turns it up.

Chris - I've managed to avoid the admin fees so far as well. (done change of car and change of address)

They gave me what seemed to be a very good quote for an Elise last week as well.

Quote Briskoda for a discount as well.

cheers stu ... I take it the company they try and steer you to isn't highway then!?!?!

One interesting development to report...

I've spoken to Chris Knott and they've essentially offered me the same policy as with Adrian Flux, but they're quoting unlimited mileage and a slightly lower windscreen excess for £499.99.

They also seemed confident they would beat whatever Adrian Flux tried to quote. Look's like the game's on!!!!

They also seemed confident they would beat whatever Adrian Flux tried to quote. Look's like the game's on!!!!

Sounds like you could be onto a winner playing two price-matching companies (underwritten by the same insurer!) off each other. Just check the excesses each time you're quoted as that's an easy trick to drop the premium without actually making the policy cheaper..... May also pay to be a abit vague about what you've been quoted too - was that £499 or was that £475 ... my eyesight isn't what it used to be

Chris

Motor insurance from NFU Mutual

cheers stu ... they seem to specialise in rural insurance!?!?!?

Couple of posts on highway for info:

Highway Insurance have finally settled my claim - mazdarotaryclub.com

and alot of comments on cliosport about previous thread, including brokers opinions

ClioSport - Highway Insurance- scam

Sounds like you could be onto a winner playing two price-matching companies (underwritten by the same insurer!) off each other. Just check the excesses each time you're quoted as that's an easy trick to drop the premium without actually making the policy cheaper..... May also pay to be a abit vague about what you've been quoted too - was that £499 or was that £475 ... my eyesight isn't what it used to be

Chris

indeed ... and I've yet to get brentacre involved as well.

One interesting point to note is that sp30 convictions really can't add that much to a premium anymore (not if you have up to two convictions anyway). For instance, I can't see my quotes going much cheaper without my recent two endorsements!A price of £499 seems reasonable enough to me, bearing in mind I didn't get my licence until 3 and a bit years ago.

Interesting read that first link.

Well ... the game hasn't gone on quite as long as I thought. Adrian Flu can't beat the Chris knott quote anyway, they can only drop their price to £1 more and keep the higher excess and limited mileage.

Couple of posts on highway for info:

Highway Insurance have finally settled my claim - mazdarotaryclub.com

and alot of comments on cliosport about previous thread, including brokers opinions

ClioSport - Highway Insurance- scam

cheers for those ... i'll have a read through when I've got a few minutes.

edit ... the second link is hilarious. Some little naysayer got owned big time.