AnotherGareth, on 30 June 2012 - 14:17, said:
Apparently not true - but you probably need to call various insurance companies to get quotes. If you do an internet search a number of young drivers mention getting classic car insurance by phoning up.
A Fabia 1.2 Classic almost certainly isn't old enough for a classic car policy - try getting a quote on, say, a 1996 Felicia instead.
It's true. Most classic car insurance policies aren't available to anyone under the age of 21. I found Mini's were and Austin A35s but that was about it. Certainly not my 1989 Skoda Rapid (for a Skoda to be considered a classic it had to be pre-1979 which is far out of the league of first car and not all that daily friendly).
Incidently my first car was the Rapid - cost me £175 - not cool and not new but still utterly uninsurable at 18. I had old motorcycles too, also not allowed on classic bike policies. And even if you can on a classic policy they are often very restrictive and don't cover commuting - so you couldn't use your car to get to and from your place of work/education say.
I think its a bit insulting to young people out there to assume that 'we' all get brand new cars at 18 paid for by our parents. Some do, but I can assure you that it is generally the minority and most work damn hard for their car. My friend is a case in point. He was at college with me and worked in the evenings in a call centre. He saved up and bought a £300 Corsa. He then insured it - I don't remember the exact figure but considerably more than the car's value - 6 weeks later his car was stolen and burnt out. His excess on the policy didn't even cover the value of the car so he lost everything and had to borrow, skimp and save to start again with another car some weeks later.
AnotherGareth, I just think you need to lay off the prejudices against young people. Assumptions simply make an ass out of you and me.