Ahoy hoy.

[Lionheart]

Greetings,

Im Dan from Lancashire, i currently own a 1995 standard Punto GT Turbo. I'm looking into getting either an Octavia vRS, or a Golf GTi Mk.4 1.8T, the Octavia being my first choice. Hope to speak to you all soon!

Dan

[rich1068]

Welcome Dan.

Do I sense you need convincing?

[Lionheart]

it might help haha. I know that the Octavia has more power and equipment as standard, but the golf is 2 insurance groups lower. It's all down to insurance really, as i'm only going to be 20 in October, with 2 years NCB. Ive been told by one or two people there's a chance that the Skoda may cost me even less than the punto to insure (the punto is grp. 14) because of security factors, and the fact that its a saloon etc.

any thoughts on this?

[Neo_VR]

Get a Fabia RS and get it chipped....... gp 9 insurance and not much in it between it and an octy under 100mph performance wise

whereabouts in lancashire are you from?

[Lionheart]

i'm not really keen on the fabia, sorry mate. Which engine does it use? Im from near blackburn.

[Neo_VR]

i'm not really keen on the fabia, sorry mate. Which engine does it use? Im from near blackburn.

its a 1.9 diesel

im from Ramsbottom.. which is on the other side of the M65 to ya

[Lionheart]

ah right, thats good power for a diesel! Yeah not too far away

[Neo_VR]

we are having a lil NW drive out in clitheroe if your free on thurs night look in NW events section for details

[Lionheart]

cool, i may come down and have a look, depending on if i get my turbo pipe fixed in time! Has anybody got any ideas on the insurance side of things?

[Jimmy]

Welcome to the forum... The Punto GT takes me back. I bought a brand spanker in 96 in metallic midnight blue and kept it for 4 years. I loved that car.

[Lionheart]

Yeah, the cars great fun,(mines midnight blue too lol) it's just a little too brittle. I want something a bit bigger and more comfortable. Im also keen on the tuning potential of the vRS engine, that's why the 2nd choice is the mk4. GTI 20vT

[JaneC]

Hi Dan,

IIRC the Octy is group 16 :eek:

[Lionheart]

Aye, 16D if i rmemeber right? The punto is 14, as is the golf. But with the punto being a hatchback, and easier to nick etc. im hoping that there wont be that much of an increase. I dont think the insurance group numbers mean as much as they used to, i think they take the car itself into account a lot more now.

[Neo_VR]

Errm.. the Octy is a hatchback too. :confused:

Last time i checked would cost me about

[JaneC]

The Octy's a hatchback as well though

[Lionheart]

isnt it classed as a saloon?

[tavia4x4]

Welcome on board (and another local)...

Many meets soon, I'm sure you could have a run out in an octy or fabia RS..

(or, should the desire take you, a 4x4turbo)

[Lionheart]

Hey there,

This might sound strange, but i beleive my stepmum met your mum at some sort of class? She has an Impreza WRX type RA?

[tavia4x4]

lol... ah yes... floristry? I recall my mum saying she had someone on her course with a WRX.

Small world, small world.....

[roo]

Is the Golf you are looking at the 150bhp or 180bhp version? I'm sure VW made both as well as the 2.0 from the MK3. (The Octavia uses the 180 engine)

[tavia4x4]

(but how did you know it was me?)

[Lionheart]

She told me that the your mum mentioned her son ran briskoda, i told her that id signed up yesterday and she said that your mum had said that your name was Ian, so i saw your sig and there you have it

It'd be the 150bhp, i think he 180 is the anniversary edition, which are holding their value all too well unfortunately :(

[Neo_VR]

She told me that the your mum mentioned her son ran briskoda' date=' i told her that id signed up yesterday and she said that your mum had said that your name was Ian, so i saw your sig and there you have it

It'd be the 150bhp, i think he 180 is the anniversary edition, which are holding their value all too well unfortunately :([/quote']

Small world!

[tavia4x4]

She told me that the your mum mentioned her son ran briskoda' date=' i told her that id signed up yesterday and she said that your mum had said that your name was Ian, so i saw your sig and there you have it

[/quote']

lol, I was here from the start but don't run the place... mums!!

[roo]

It'd be the 150bhp' date=' i think he 180 is the anniversary edition, which are holding their value all too well unfortunately :([/quote']

That would explain the difference in the insurance groupings