So I've dug out the policy booklet.

It is branded as 'Skoda Approved extended warranty and assistance'

It is underwritten by Elvia and administered by Car care plan.

It has no milage limit and no claim limit.

I don't have a scanner so I'll have to type in the relavent wording- I'll have to summarise at points but I'll put the important points in.

Taken directly from the booklet;

What is covered

Almost all mechanical and electrical components on your vehicle.

There are some components, such as service items, which are specifically not covered and these are listed on following pages.

Out of pocket expenses;

Towing charges

Overnight accomodation (up to £100)

Car Hire

What is not covered

• Body components such as strikers, hinges or any component which may require adjustment from time to time
  
• Body panels or paintwork
  
• Interior trim including seats, seatbelts and pre-tensioners
  
• Recharging of the air con unit owing to natural depletion of the refrigerant
  
• Renewal of brake components due to wear and tear or constant use of the breaks
  
• renewal of any clutch components due to incorrect adjustment, misuse or wear and tear
  
• The clearing of fuel lines, filters, fuel injection system, throttle body, carburettors, pumps and any damage caused by contaminated or incorrect fuel
  
• Airbags, batteries, bulbs, exhaust systems, water ingress (including damage to covered parts caused by water), wiper blades, wheel balancing and alignment, wiring and wiring looms, wheels and tyres
  
• External oil leaks (unless it requires the removal of a major component eg engine, gearbox, rear axle), lubricants, filter elements and any damage caused by frost or lack of anti-freeze, impact, accident or negligence
  
• Traffic management system, phone, TV
  
• Catalytic converter
  

And the rest is just about degradation in performance due to the vehicle getting old and saying that servicing and service items are not covered.

Interestingly it specifically says the cambelt is covered as long as it has been maintained correctly.

Looks pretty comprehensive to me as far as these type of warranties go.

No i didnt buy new i'm not that daft. i bought it two years old and now have the option to extend the warranty for 12 months at £40.90 per month for 10 monthly payments....i dont thinkso.

£409 for a year is a heck of a lot worse deal than £525 for two years.......

It comes down to your risk appetite, and for me, I'd rather keep the £500+ in my pocket when considering the slight risk likelihood of a failure occurring after 3 years that cost more than £500+ to fix.

If you can afford it why not just bank the £500.

If anything goes wrong you've got £500 plus you've still got sale of goods act etc.

If nothing goes wring you're £500 up.

It's just insurance after all.

I agree guys, it's all about risk appetite and piece of mind of the individual.

Personally I am extremely happy knowing I will have no unexpected bills for the next five years.

I might be quids in, I might have wasted £500 but I know that I won't suddenly have to find a few hundred (or thousand!) pounds to fix the car so I'm happy.

So I've dug out the policy booklet.

It is branded as 'Skoda Approved extended warranty and assistance'

It is underwritten by Elvia and administered by Car care plan.

It has no milage limit and no claim limit.

I don't have a scanner so I'll have to type in the relavent wording- I'll have to summarise at points but I'll put the important points in.

Taken directly from the booklet;

What is covered

Almost all mechanical and electrical components on your vehicle.

There are some components, such as service items, which are specifically not covered and these are listed on following pages.

Out of pocket expenses;

Towing charges

Overnight accomodation (up to £100)

Car Hire

What is not covered

• Body components such as strikers, hinges or any component which may require adjustment from time to time
  
• Body panels or paintwork
  
• Interior trim including seats, seatbelts and pre-tensioners
  
• Recharging of the air con unit owing to natural depletion of the refrigerant
  
• Renewal of brake components due to wear and tear or constant use of the breaks
  
• renewal of any clutch components due to incorrect adjustment, misuse or wear and tear
  
• The clearing of fuel lines, filters, fuel injection system, throttle body, carburettors, pumps and any damage caused by contaminated or incorrect fuel
  
• Airbags, batteries, bulbs, exhaust systems, water ingress (including damage to covered parts caused by water), wiper blades, wheel balancing and alignment, wiring and wiring looms, wheels and tyres
  
• External oil leaks (unless it requires the removal of a major component eg engine, gearbox, rear axle), lubricants, filter elements and any damage caused by frost or lack of anti-freeze, impact, accident or negligence
  
• Traffic management system, phone, TV
  
• Catalytic converter
  

And the rest is just about degradation in performance due to the vehicle getting old and saying that servicing and service items are not covered.

Interestingly it specifically says the cambelt is covered as long as it has been maintained correctly.

Looks pretty comprehensive to me as far as these type of warranties go.

£409 for a year is a heck of a lot worse deal than £525 for two years.......

I agree guys, it's all about risk appetite and piece of mind of the individual.

Personally I am extremely happy knowing I will have no unexpected bills for the next five years.

I might be quids in, I might have wasted £500 but I know that I won't suddenly have to find a few hundred (or thousand!) pounds to fix the car so I'm happy.

again "what he said"

No i didnt buy new i'm not that daft. i bought it two years old and now have the option to extend the warranty for 12 months at £40.90 per month for 10 monthly payments....i dont thinkso.

Am I and a large proportion of the members of the site "daft" for buying a new Skoda :'(

If the DMF, clutch and clutch plate isnt given the go ahead on Thursday to be replaced then its goodbye Octavia.

maybe you should have bought one that wasn't pre-ragged us "daft" folk call that "new" :p

So I've dug out the policy booklet.

It is branded as 'Skoda Approved extended warranty and assistance'

It is underwritten by Elvia and administered by Car care plan.

It has no milage limit and no claim limit.

I don't have a scanner so I'll have to type in the relavent wording- I'll have to summarise at points but I'll put the important points in.

Taken directly from the booklet;

What is covered

Almost all mechanical and electrical components on your vehicle.

There are some components, such as service items, which are specifically not covered and these are listed on following pages.

Out of pocket expenses;

Towing charges

Overnight accomodation (up to £100)

Car Hire

What is not covered

• Body components such as strikers, hinges or any component which may require adjustment from time to time
  
• Body panels or paintwork
  
• Interior trim including seats, seatbelts and pre-tensioners
  
• Recharging of the air con unit owing to natural depletion of the refrigerant
  
• Renewal of brake components due to wear and tear or constant use of the breaks
  
• renewal of any clutch components due to incorrect adjustment, misuse or wear and tear
  
• The clearing of fuel lines, filters, fuel injection system, throttle body, carburettors, pumps and any damage caused by contaminated or incorrect fuel
  
• Airbags, batteries, bulbs, exhaust systems, water ingress (including damage to covered parts caused by water), wiper blades, wheel balancing and alignment, wiring and wiring looms, wheels and tyres
  
• External oil leaks (unless it requires the removal of a major component eg engine, gearbox, rear axle), lubricants, filter elements and any damage caused by frost or lack of anti-freeze, impact, accident or negligence
  
• Traffic management system, phone, TV
  
• Catalytic converter
  

And the rest is just about degradation in performance due to the vehicle getting old and saying that servicing and service items are not covered.

Interestingly it specifically says the cambelt is covered as long as it has been maintained correctly.

Looks pretty comprehensive to me as far as these type of warranties go.

It might just be me but I can see enough in there to get them out of coughing up for a DMF or a DPF, two of the common and expensive problems on diesel octys :-(

It might just be me but I can see enough in there to get them out of coughing up for a DMF or a DPF, two of the common and expensive problems on diesel octys :-(

only time will tell but they are only 2 parts of the car that could go wrong post 3 year point still good piece of mind to have

So I've dug out the policy booklet.

It is branded as 'Skoda Approved extended warranty and assistance'

It is underwritten by Elvia and administered by Car care plan.

It has no milage limit and no claim limit.

Looks pretty comprehensive to me as far as these type of warranties go.

It might just be me but I can see enough in there to get them out of coughing up for a DMF or a DPF, two of the common and expensive problems on diesel octys :-(

Sorry lads, but I think you'll find that the DPF is part of the exhaust system and the DMF is part of the clutch system both of which are specifically excluded.

In addition the Skoda website lists policies are either 4 years / 80,000 mile or 5 years/100,000 miles and has an expanded set of exclusions including shock absorbers, and a "not limited to" statement.

I found from few cases to try claim those "extended warranty" that they keep finding things that does cover your car. If you so affraid garage bills, you better collecting the same money in jar or "saving piggy" then wasting money on those warranties. Its money thrown out the window.

Sorry lads, but I think you'll find that the DPF is part of the exhaust system and the DMF is part of the clutch system both of which are specifically excluded.

In addition the Skoda website lists policies are either 4 years / 80,000 mile or 5 years/100,000 miles and has an expanded set of exclusions including shock absorbers, and a "not limited to" statement.

My paperwork has both years 4 and 5 as unlimited mileage I wouldn't expect clutch or exhaust to be covered in same way having had car remapped at 1500 miles I wouldn't expect clutch to be covered now but would still try my luck saved my pennies for that in first place by buying a Skoda was a good deal tax freecheaper than buying a 2 year old one in my case.

Sorry lads, but I think you'll find that the DPF is part of the exhaust system and the DMF is part of the clutch system both of which are specifically excluded.

You could be right, however, it does specifically say;

renewal of any clutch components due to incorrect adjustment, misuse or wear and tear

DMF failures would not normally be considered 'wear and tear' so I'd contest that one.

And DPF's don't seem to affect the CR as much so I'm not too worried.

In addition the Skoda website lists policies are either 4 years / 80,000 mile or 5 years/100,000 miles and has an expanded set of exclusions including shock absorbers, and a "not limited to" statement.

Policy paperwork specifically states;

Milage limit: Unlimited

Claim limit: Unlimited

The exclusions listed in my post are all that are in the official paperwork. They could not impose other terms which were not on the agreement which I signed.

At the end of the day it is more than likely the same warranty you get on an approved used Skoda- it certainly will not be any worse.

And people are more than happy to pay a premium of more than £500 to get the piece of mind of that warranty for a year.

I'm happy to get it for £500 for two years.

As has been said- it's insurance.

The way insurance works is that they charge enough as a premium so that, on average, they will make money from it.

I understand this so I understand that the probability is I would have been better financially keeping the £500 in my savings.

But I'm generally quite risk averse so paying the premium is worth it to me.

Sorry lads, but I think you'll find that the DPF is part of the exhaust system and the DMF is part of the clutch system both of which are specifically excluded.

How many times have we read about dealers refusing to do clutch repairs under warranty claiming any damage is due to your "driving style".

Am I and a large proportion of the members of the site "daft" for buying a new Skoda :'(

maybe you should have bought one that wasn't pre-ragged us "daft" folk call that "new" :p

Thats up to you to decide if you want to buy new but pesonally i wouldnt, depreciation is a joke,

As for your "pre ragged" comment its hardly likely the guy that had it previous had kid/s, also its not bad knowing i have save over 5-6K from buying it used with low miles.

Just my personal opinion.

How many times have we read about dealers refusing to do clutch repairs under warranty claiming any damage is due to your "driving style".

thats what Will Fisher is currently saying is wrong with mine...only there is a complaint about the clutch logged within a week so he can close that chapter.

Thats up to you to decide if you want to buy new but pesonally i wouldnt, depreciation is a joke,

That's a whole different debate but since we're on the subject......

Normally I'd agree with you but the VAT free offer made it a no brainer to buy new.

Mine is specc'ed quite highly and I could not find any used ones which had Xenons, maxidot, heated seats and parking sensors which were my 'must haves'.

Boggo spec ones were (and still are) advertised at about £500 less than what I paid for mine- and that was with up to 10k miles and a year old!

I could have saved ~£5k and gone for a pre-FL but I don't like the look as much, it wouldn't have as long a warranty and I wouldn't have got the options I want.

We also intend to keep the car for at least five or six years so depreciation isn't so much of an issue.

Basically everyones circumstances are different and what's a better solution for one may be the wrong solution for another. :thumb:

That's a whole different debate but since we're on the subject......

Normally I'd agree with you but the VAT free offer made it a no brainer to buy new.

Mine is specc'ed quite highly and I could not find any used ones which had Xenons, maxidot, heated seats and parking sensors which were my 'must haves'.

Boggo spec ones were (and still are) advertised at about £500 less than what I paid for mine- and that was with up to 10k miles and a year old!

I could have saved ~£5k and gone for a pre-FL but I don't like the look as much, it wouldn't have as long a warranty and I wouldn't have got the options I want.

We also intend to keep the car for at least five or six years so depreciation isn't so much of an issue.

Basically everyones circumstances are different and what's a better solution for one may be the wrong solution for another. :thumb:

Nothing better than that new car feeling - If you can afford it, buy it!

Thats up to you to decide if you want to buy new but pesonally i wouldnt, depreciation is a joke,

Me too but webuyanycar.com offered me more for my car than I paid for it brand new almost a year ago the other week so im happy.

As for your "pre ragged" comment its hardly likely the guy that had it previous had kid/s, also its not bad knowing i have save over 5-6K from buying it used with low miles.

Just my personal opinion.

I have seen some tools on the roads most tend to not try and scare kids when they are in the car but you see plenty of baby on board cars and cars with an empty child seat being driven like a twit have had men and women with kids in car pass me dangerously when im doing the speed limit etc. I would suggest that the ultra gentle driver family man/woman would not have got a VRS unless they wanted the little bit more power for a reason....