The EU strikes again.....

Before we all congratulate ourselves on the fairer sex having to pay the same insurance as us consider the consequences (Unless you're single you lucky *******)

So your wife's premium will go up. Ha Ha very funny. who'll end up paying some or all of it. Ah that'll be you.

So your daughter can't afford to renew her can insurance next time round. Oh dear how sad. Who'll end up paying. Ah that'll be you

men's insurance won't drop by a similar amount. Who'll be worse off. Ah that'll be you

I used to think UKIP were nuts.....I used to be indecisive. Now I'm not so shure...

What makes you laugh is why didn't ours go down to the same price as theirs rather than theirs come up to the same price as ours? I hate insurance companies.

Yetagain the only winners are the insurance companies! Not only with motor insurance but life and other insurances, women will lose the benefit of statistics yet men will not reap an equivalent benefit. Total con!!

surely they should all go to a mid point for new drivers.

Ah, but women will (supposedly) get a better deal when they buy an annuity for their pension because same insurance co. can't take into account that they will live longer.

Actually pretty daft that a business can't basic business risks (pun intended) into account when setting its prices. Imagine if a retailer wasn't able to take into account that a certain percentage of fresh produce would be wastage.?

I dont understand, why will you (or the male) have to pay for it?

I wouldt dream of asking the other half to pay for my insurance! Ok fair enough if your partner does not work due to young children or what have you but most respectable females have a job, make her pay for it!

Yesterday I paid for my wife's insurance. I changed the renewal date from 31 Dec to 1 Jan and the quote went up by £9. As some of these posters will have read my comments in the recent thread about SMWBO driving standards, I think it was a lucky escape. On a serious note I thought the change in rules was effective from 21 Dec so not sure why moving tbe 365 day period of insurance by 1 day made a difference. As a bonus the premium reduced by £9 when employment status changed from unemployed to housewife. Before I get handbagged, my wife was the one who insisted on being called a housewife. Homemakers are people who wear hard hats, have calloused hands and drive to work in vans with their tools.

Equality equality equality..oh, I have to pay equally now...I don't like equality anymore.

Sorry, but men have managed to pay high premiums up until now, why should this stop women driving all of a sudden?

Insurance companies love statistics, and if female drivers are statistically safer then why shouldn't we be rewarded for it?.

yes, much safer

Equality equality equality..oh, I have to pay equally now...I don't like equality anymore.

Sorry, but men have managed to pay high premiums up until now, why should this stop women driving all of a sudden?

It would be nice if car insurance for male drivers would become cheaper, if female premiums are going up. I have a strange feeling that might not happen.

I dont understand, why will you (or the male) have to pay for it?

I wouldt dream of asking the other half to pay for my insurance! Ok fair enough if your partner does not work due to young children or what have you but most respectable females have a job, make her pay for it!

Ha,Ha I must have got it wrong..... again...No change there then! Yes she does work (full time), but as a married couple with Kids (now at Uni- OMG ££££££) we've always shared the financial costs of everyday living between us which includes the motoring costs and split up what's left so we have some financial indipendance, so if her insurance goes up it costs us (as a pair) more in the end. That's how it costs me more, I even offered to pay for her driving awareness course when she got done by a fixed speed camera on her way to work, which she's passed thousands of times, rather than her get 3 points. It was my fault apparently as I'd put her in a mood 'cause I wanted a new car......See I'm all heart!

I used to think marriage was just a word, now i realise it's a sentance.........

The one statistic I would like to see is accidents or claims per mile driven for Male and Female drivers

The male vs female and who is safer is an interesting one really. I passed my test September 2009 first time with one minor, and touch wood I've NEVER even gone as far as marking a car, and I've covered a lot of miles in the last 3 and a bit years, and my insurance is 1400 quid.

I have a friend with a new fiesta, passed about the same time as me on her third attempt. So far the car has had a biker go into it, it's been into the back of another car, alloys are curbed to death and one of the wings has a massive dent in it, and the insurance on that is something like £800, on a car worth significantly more than mine and with claims on the policy... How is that fair?

On the other hand, another pair of friends. One friend, again, young male driver, passed forth attempt, drives like a *****, on his second car for reasons you can probably guess! His insurance, about 1500 on a 1.0 Polo, up from 1200 with the addition of three points.

Young female driver, 1.6 Ford Ka, been driving less than a year, no claims, no points, passed first time. About 1200 to insure.

That seems more fair. Personally I think the way insurance companies grade their drivers should be a lot more in depth than just gender, as its a bit unfair to stereotype to be honest. Cameras in cars perhaps with clips chosen around once or twice a month at random by insurance assessors to see how you drive? I wouldn't mind that. It's a bit like the co op tracker policy, though just less restraining. I could be on a 1.0 polo with that for 700, but being a musician and working late shifts at work, it really wasn't an ideal policy.

Insurance companies love statistics, and if female drivers are statistically safer then why shouldn't we be rewarded for it?.

Lol define safe? Because it's statistically that males make higher claims not more claims.

I've had 4 claims, 3 of which were caused by negligence of women driving into me.

1 was woman going wot in reverse doing a quick 3 point turn, i was parked, nearly took my passengers leg out as she was just getting out (told her to stay for a few secs just incase).

2 was women came into my rear 1/4 for a quick right turn as I was finishing a non abrupt overtake (2 lane road 40mph).

3 was same as above but merging lanes. I had a yaris, she had a 4x4 so she swung the car as if I wasn't there (30mph, apparently her car was wanted by police for other unlawful things too).

So I'm statistically a worse driver, never had speeding fine, dabbled in iam. So I'm not completely incompetent of road conditions and traffic. Unfortunately I seem to be a magnet for women on the roads .

Sent from my GT-N7105 using Tapatalk 2

Ha,Ha I must have got it wrong..... again...No change there then! Yes she does work (full time), but as a married couple with Kids (now at Uni- OMG ££££££) we've always shared the financial costs of everyday living between us which includes the motoring costs and split up what's left so we have some financial indipendance, so if her insurance goes up it costs us (as a pair) more in the end. That's how it costs me more, I even offered to pay for her driving awareness course when she got done by a fixed speed camera on her way to work, which she's passed thousands of times, rather than her get 3 points. It was my fault apparently as I'd put her in a mood 'cause I wanted a new car......See I'm all heart!

I used to think marriage was just a word, now i realise it's a sentance.........

Ahh i see, either way my partner would sooner eat mud then pay for my insurance haha

right ok so how are women safer drivers? Im sorry right but 99% of women drivers i know dont even realise they have their fog lights on never mind getting their narrow minded selfs to understand anticipation and planning the road ahead. Yes i know im female and slate me all you want but i concider myself to be an average to good driver in a males eyes, men are more mechanically minded so they will have the advantage to understanding how a car will behave (well anyone over the age of 25 or so and has sold their Saxo. On the other hand they have a desire for speed that most of us ladys dont have (you can count me out that one, i drive every where like my life depends on it)

Im sorry but women been 'better' drivers..99% of the time is just *******s

You just answered your own question.

"On the other hand they have a desire for speed" - says it all.

Statistically the difference in accident frequency between men and women is not significant. However the average difference in COST of a claim between males and females is around 250% - 300%

Largely because of speed

A female drives round a bend at, say, 40 mph clips a parked car, does £1500 damage.

A young bloke with 3 of his mates on board takes it at 70, clips the same parked car, spins, flips over, does £15,000 of damage - plus, lets say for arguments sake - £1,000,000 each for the 3 passengers who are now semi-vegetables and will require nursing care for the rest of their lives.

Wimmin are not necessarily "better" drivers - whatever that means. However they are, statistically - cheaper drivers.

Ooops - typos

Edited 23 December, 201213 yr by BJM

Yes this is true and i do understand the logic as all the people i know who have written cars off or had a big accident have been male.

Tbh i pay over the odds or my insurance as i wish to have a 'performance' car (according to my insurer) im not sure if their aware that it shares the same engine as a taxi, yes it may be nippy for a diesel but by no stretch of the imagination is it performance.

Meh either way car insurance is all one big scam, charge me more, go for it, not exactly if theres anything i can do about it!

Be careful when comparing insurance premiums. Gender, points and type of car all make a difference, but one of the biggest influencers is your postcode.

You could be a saint compared to your mate in terms of risk, but living half a mile up the road can make a huge difference.

I'm absolutely gutted and livid about this latest scam from Brussels.

Miss Ree had been carefully earning her very first years NCB,(nearly completed too) until one of the named other drivers on the policy...her mother, BIG sigh....decided to back into another car on a petrol forecourt doing approx 2 mph, with the end result in said wumman owner of the other car, having talked to some 'bar room lawyers, claiming for well over a thousand pounds worth of damage...number plate, bumper, grille, wing and headlight ... AND whipcash. :(

One of the many conversations I've had with her insurance is one of asking if they could honour Miss R's NCB if Mrs R took out and transferred her damage claim to her own policy.

The answer was a conclusive and catergoruical, NO.

So, Miss Ree is more than likely going to be driven off the road in 6 weeks due to legalised theft thanks to Brussels enforced price hike, which I'm sure the insurance companies are absolutely doing cart wheels over, and a bitch who feels the need for a holiday at Miss rees expense, even though she was 80 miles away at the time.

I'm predicting an insurance policy cost of well over 2k, up from a more reasonable £1300 (10 month policy only granted).

To put it mildy, I'm absolutely f***** blazing!

Edited 24 December, 201213 yr by Mr Ree

The amount of the claim makes no difference since there was an Incident & it involved the insurance.

(so happens its a womans Insurance policy, a woman driver & a woman claiming, that is neither here nor there..)

Is the insurance actually up because of the EU changes or is it all 'Media hype.'?

Personally i would put the blame on the Mother. She was reversing on a forecourt in her daughters car/insurance.

(possible 'lack of due care and attention', 'totally missed seeing another car behind',

can happen to anyone, most often with women tho.)

&

Probably she was around to vote in 1975 to join the EEC.

(or her granny was. Women should never have got the Vote, let alone Full Driving licences.) joke.

george

The amount of the claim makes no difference since there was an Incident & it involved the insurance.

(so happens its a womans Insurance policy, a woman driver & a woman claiming, that is neither here nor there..)

Is the insurance actually up because of the EU changes or is it all 'Media hype.'?

Personally i would put the blame on the Mother. She was reversing on a forecourt in her daughters car/insurance.

& Probably she was around to vote in 1975 to join the EEC.

(or her granny was. Women should never have got the Vote, let alone Full Driving licences.) joke.

george

I appreciate the amount of the claim is irrelevant. Coul;d have been a Bugati Veyron with half a million pounds of damage for all i care tbh. I was merely adding meat to my/our sad story, the point being that IF the wumman in the Mazda had stood by her word at the time of the incident, meaning that yes, we'll settle this trivial incident without involving the insurance, then at least Miss Ree would have probably been in receipt of a full one years NCB in just 6 weeks time, thus taking some of the sting out of this predicted horrendous due premium hike.

Sorry to hear of this & i was not being serious.

Long Story short. (not related to the above posts in any way.)

'Putting a Famale relative with a Clean Driving record & low risk job on your insurance will probably no longer reduce your insurance premium over just having a similar male named driver added.'.

george

One of the major side effects will be, ? more uninsured drivers for which we will all pay more again and each time they put it up the amount of uninsured go up.

They should scrap the lot and put it on fuel same as tax drive more pay more, simples.