Upon lowering the front passenger window i heard a horrible crunchy type noise almost like something is loose and catching on something, and upon raising the window im getting the same noise and have noticed that the window is not going up all the way.

what would you think this problem is.? the regulator or something??

The cable is disintegrating.

yes more than likely.

im going to find this handy - http://nackuk.blogspot.co.uk/2011/09/repair-skoda-superb-window.html

just purchased a cable kit from ebay.