I'm due to pick the wifes new Octavia scout up next week but need to transfer the insurance from her current 2005 CRV. Our main insurance has full protected no claims so will be on the new car.

 

We will be selling the CRV privately or auctioning it or something, but I need to clean it up a bit etc first hence I need to maintain some insurance on it for this and doing test drives etc - so maybe need a month and say 100-200 miles covered plus fire and theft I suppose - I can probably risk a high excess.

 

Does anyone provide cheapish insurance for this? Bearing in mind our current insurance costs around £230 per year.

 

If its going to cost more than a hundred quid or so, it maybe worth me thinking of just accepting whatever 'we buy any car' give me and getting rid of it before swapping insurance out.

 

Thanks for any help / advice,

Phone up your current insurer and explain the situation?

 

I had to do this when I sold my Fabia privately.

 

I explained that I need both cars insured for a while until I've sold one.

They transferred my main policy to my Octavia, and gave me a 30 day temporary policy for £70 for the Fabia.

 

Through Sky Insurance.

Edited 27 May, 201511 yr by softscoop

I had to do this a while back and found a number of places that would do short term insurance on a daily or monthly basis.  However, because I was unsure how long it would take to sell I did some calcs and found out that if it took longer than a month to sell ( it did) it was cheaper to take a new policy out for 12 months and then cancel it at a later date.

In the past I've had cover added for the second car at about £10 per week. Phone your current insurer first and ask, but if they can't do it or it's too expensive then I would take out a full policy then cancel it once the car is sold. If you can find an insurer who will only charge for time on cover (no admin fees etc.) if you cancel then that's probably the cheapest way.

Phone up your current insurer and explain the situation?

 

I had to do this when I sold my Fabia privately.

 

I explained that I need both cars insured for a while until I've sold one.

They transferred my main policy to my Octavia, and gave me a 30 day temporary policy for £70 for the Fabia.

 

Through Sky Insurance.

 

Worth me calling them, would be good if they did. I'll have somewhere off road to keep it 'at risk' if I can't insure it back to back but would prefer to have it still insured consistently.

 

I had to do this a while back and found a number of places that would do short term insurance on a daily or monthly basis.  However, because I was unsure how long it would take to sell I did some calcs and found out that if it took longer than a month to sell ( it did) it was cheaper to take a new policy out for 12 months and then cancel it at a later date.

 

I've found a few sites like confused offering 1-28 day policies but these are coming in around £200 - as you say almost worth taking a full policy and cancelling. Only thing is these sites haven't given me the option to reduce the mileage at all.

Hi,

Please feel free to give us a try for short term insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.

Regards,

Dan.

When I needed to do this when selling  my Octavia my insurer, SAGA, gave me 2 weeks overlap cover for free but did say any longer would be chargeable - so first call should be to your current insurer but do not hang around prepping the motor for sale

Did this when I picked up the octy. Admiral offered me cover at 3rd party f&t for one month for £36 but if you cancelled it it was refunded at a daily pro rata basis. Luckily I sold the fabia the sme day as I picked the octy up so they waived the fee and refunded me completely

Got to say i was relatively impressed with Hastings Direct on this;

 

its cost 24 pounds to change from the old CRV to the new Scout for the 6 months left on the policy (this included the 25 pound admin fee, but as the premium actually went down it mean't the total cost was only 24!).

 

In terms of the temporary cover - they gave me a courtesy 7 days free full cover on the old car, which was nice. Unfortunately i didn't have chance to get it sold before this (due to just being too busy) but they said to phone at the send of the 7 days and if i needed cover they could give me a quote for max 28 days then. I did phone them and the cost was 25 quid for the admin plus 25 quid for the 28 days cover - so basically cost me 50 quid for total 35 days cover.

 

My only issues were that getting through on the phone to Hastings is a little drawn out but no worse than others i've phoned, and i've actually sold the car now but they don't offer refund on the temp cover (but i can understand the reason for this).

 

Thanks for all the help guys, probably wouldn't have thought to ask my current insurer about the temp cover otherwise, so happy.