I found an old discussion which described "CR" as "common rail", but I'm not sure whether that's 'the' "CR" I'm looking for ... I live in Spain and am switching car insurance companies, and I notice the same thing now that I did four years ago when I first bought my Octavia "Scout" (2.0TDI DSG-7, 184cv, manufactured April 2020, one of the last of the 2017-2020 MkIII) -- ALL of the insurance companies label ALL of the 2.0TDI Octavias a "RS" ... but I was pretty sure that "RS" meant the 245cv model (which I assume should be more expensive to insure).

I dug around in an insurance company policy confiurator and I found one alternative - a 2.0TDI Scout "CR".

So, for insurance purposes, am I right that it should be possible to insure my (NOT an RS!) Scout (possibly as a "CR") for less money than I've been quoted for things that the insurers call "RS"?

(I live in Spain, for whatever that's worth relating to this question).

How do your insurance companies classify your 2.0TDI 184cv Octavias -- "CR"? "RS"? something else?

thanks,

 

CR is an engine technology whereas RS (or vRS) is a spec level. The RS/vRS comes in both diesel (184ps and petrol 220, 230, 245ps).

 

At least in the UK, there are two similar models:

- Octavia Scout 2.0 TDI 184PS 4x4 DSG Estate

- Octavia RS/vRS 2.0 TDI 184PS DSG 4x4 Estate

 

Both will have very similar, probably identical CR engines. The difference is mostly styling and suspension, the Scout will have higher offroad suspension with extra plastic and the RS/vRS will have lower sports suspension along with sports styling.

 

Couple of pictures from the brouchure:

 

Based on those pictures, you should be able to look at the wheel arches and grill to decide if you have a Scout or RS/vRS.

 

Assuming it matches the Scout, I would expect you should be able to insure it as a 2.0TDI Scout "CR" but I would suggest contacting your insurance company to confirm.

 

Oh, there's no question that I have the Scout - it's specifically what I bought new: higher suspension, less aggressive styling.

The thing that I'm trying to figure out is exactly "as what" to insure the car, on my (please tell me if I'm wrong) assumption that an RS (especially if "RS" means "more powerful engine", which from your post above, maybe it doesn't [always] mean that?) should cost notably more to insure than a non-RS ?

It's driving me a bit crazy that the Spanish insurance companies ask me for the model (and then DON'T come up wiht a Scout, but rather an Octavia wagon "RS") rather than getting the precise, correct model-to-insure from manufacturers' databases based on the Vehicle ID number...

17 hours ago, JayLibove said:

How do your insurance companies classify your 2.0TDI 184cv Octavias -- "CR"? "RS"? something else?

Both - there is a diesel version of the RS, and also a non-RS diesel version.

 

Since yours is a Scout then it's not an RS so I would suggest your insurers describe it as a CR - but you really should ring them to confirm.